Agency Information Collection Activities: Proposed Information Collection; Comment Request, 10030-10032 [E8-3377]
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10030
Federal Register / Vol. 73, No. 37 / Monday, February 25, 2008 / Notices
the captioned application is designated
for hearing in a proceeding before an
FCC Administrative Law Judge, at a
time and place to be specified in a
subsequent Order, upon the following
issues:
(a) To determine whether William F.
Crowell willfully and/or repeatedly
violated Section 333 of the
Communications Act of 1934, as
amended, and § 97.101(d) of the
Commission’s rules, by intentionally
interfering with radio communications;
(b) To determine whether William F.
Crowell willfully and/or repeatedly
violated § 97.113(b) of the Commission’s
rules by transmitting one-way
communications on amateur
frequencies;
(c) To determine whether William F.
Crowell willfully and/or repeatedly
violated § 97.113(a)(4) of the
Commission’s rules by transmitting
indecent language;
(d) To determine whether William F.
Crowell willfully and/or repeatedly
violated § 97.113(a)(4) of the
Commission’s rules by transmitting
music;
(e) To determine, in light of the
evidence adduced pursuant to the
foregoing issues, whether William F.
Crowell is qualified to be and remain a
Commission licensee;
(f) To determine, in light of the
evidence adduced pursuant to the
foregoing issues, whether the captioned
application filed by William F. Crowell
should be granted.
3. Pursuant to section 4(i) of the
Communications Act of 1934, as
amended, 47 U.S.C. 154(i), and
§ 1.221(c) of the Commission’s rules, 47
CFR 1.221(c), in order to avail himself
of the opportunity to be heard, William
F. Crowell, in person or by his attorney,
shall file with the Commission, within
twenty calendar days of the mailing of
this Hearing Designation Order to him,
a written appearance stating that he will
appear on the date fixed for hearing and
present evidence on the issues specified
herein.
4. Pursuant to § 1.221(c) of the
Commission’s rules, 47 CFR 1.221(c), if
William F. Crowell fails to file a written
appearance within the twenty-day
period, or has not filed prior to the
expiration of the twenty-day period, a
petition to dismiss without prejudice, or
a petition to accept, for good cause
shown, a written appearance beyond the
expiration of the twenty-day period, the
Presiding Administrative Law Judge
shall dismiss the captioned application
with prejudice for failure to prosecute.
5. The Chief, Enforcement Bureau,
shall be made a party to this proceeding
VerDate Aug<31>2005
14:34 Feb 22, 2008
Jkt 214001
without the need to file a written
appearance.
6. Pursuant to sections 4(i) and 309(e)
of the Communications Act of 1934, as
amended, 47 U.S.C. 154(i), and 309(e),
the burden of proceeding with the
introduction of evidence and the burden
of proof with respect to all of the issues
specified above shall be on William F.
Crowell.
7. A copy of this Hearing Designation
Order or a summary thereof shall be
published in the Federal Register.
8. This action is taken under
delegated authority pursuant to §§ 0.131
and 0.331 of the Commission’s rules, 47
CFR 0.131, and 0.331.
Federal Communications Commission.
Scot Stone,
Deputy Chief, Mobility Division.
[FR Doc. E8–3346 Filed 2–22–08; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Information
Collection; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:
SUMMARY: In accordance with the
Paperwork Reduction Act of 1995 (44
U.S.C. chapter 35), an agency may not
conduct or sponsor, and the respondent
is not required to respond to, an
information collection unless it displays
a currently valid Office of Management
and Budget (OMB) control number. The
FDIC is contemplating establishing a
generic information collection to
conduct occasional qualitative surveys
in support of Alliance for Economic
Inclusion (AEI) initiatives. The subject
matter of the surveys would be
determined by individual AEI regional
area needs and areas of interest, but
likely would include such topics as
financial literacy education, asset
building programs, retail banking
services, and alternative financial
services delivery channels. Survey
respondents would typically include
AEI coalition member financial
institutions, but may also include nonAEI member financial institutions in
regional areas served by AEIs.
Depending on local needs, other
organizations could also be surveyed as
well.
DATES: Comments must be submitted on
or before April 25, 2008.
ADDRESSES: Interested parties are
invited to submit written comments by
PO 00000
Frm 00047
Fmt 4703
Sfmt 4703
mail to Leneta Gregorie, Legal Division,
Federal Deposit Insurance Corporation,
550 17th Street, NW., Washington, DC
20429; by FAX at (202) 898–8788; or by
e-mail to comments@fdic.gov. All
comments should refer to ‘‘Alliance for
Economic Inclusion (AEI) Occasional
Qualitative Surveys.’’ Copies of
comments may also be submitted to the
OMB desk officer for the FDIC, Office of
Information and Regulatory Affairs,
Office of Management and Budget, New
Executive Office Building, Washington,
DC 20503.
FOR FURTHER INFORMATION CONTACT:
Interested members of the public may
obtain additional information about the
collection by contacting Leneta Gregorie
at the address identified above or by
calling 202–898–3719.
SUPPLEMENTARY INFORMATION:
Proposal to Seek OMB Approval for the
Following New Collection of
Information
Title: Alliance for Economic Inclusion
(AEI) Occasional Qualitative Surveys.
OMB Number: New collection (3064–
xxxx).
Frequency of Response: Occasional.
Affected Public: Primarily insured
financial institutions in areas served by
AEI coalitions, although other
organizations could also be surveyed as
well.
Estimated Number of Respondents:
Up to 90 per collection.
Estimated time per response: Up to 1
hour per respondent.
Estimated Total Annual Burden: 90
respondents × 20 collections per year ×
1 hour per response = 1,800 hours.
General Description of Collection
The AEI is a national initiative
sponsored by the FDIC to help improve
the economic well-being of low- and
moderate-income individuals and
families by improving their access to the
U.S. banking system. To facilitate this
effort, AEI has established broad-based
coalitions of financial institutions,
community- and faith-based
organizations, state, and local
governmental agencies, federal bank
regulators, researchers, employers, and
bank trade associations in various
markets across the country to focus on
the basic retail financial services needs
of unbanked and underserved
populations in their respective areas.
Currently, there are nine AEI coalitions,
one each focusing on: The ‘‘Black Belt’’
semi-rural area of Alabama; the greater
Boston/Worcester area; the city of
Chicago; the Austin/South Texas, Texas
area; the Kansas City metropolitan area;
the Louisiana and Mississippi Gulf
E:\FR\FM\25FEN1.SGM
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Federal Register / Vol. 73, No. 37 / Monday, February 25, 2008 / Notices
Coast areas; the Baltimore, Maryland
area; the Wilmington, Delaware area;
and the city of Los Angeles. However,
additional coalition(s) may be formed in
the future. Each regional AEI has formed
working groups to identify barriers and
opportunities and works independently
to develop innovative products and
marketing strategies to bring the
unbanked and underserved into the
financial mainstream. Such products
and strategies might include low-cost
deposit accounts, low- or no-cost check
cashing, affordable remittance products,
free tax preparation, individual
development accounts, coaching or
other counseling assistance, and
financial education. The purpose of
surveys submitted to OMB under this
generic information collection would be
in furtherance of the objectives of the
AEI working groups. A sample survey,
proposed for use by the Wilmington AEI
coalition, appears in Appendix A.
Although the members of each AEI
initiative, rather than the FDIC, will be
primarily responsible for developing
survey contents, the FDIC does facilitate
AEI initiatives by providing support
services. Therefore, any AEI surveys
would be conducted by the FDIC using
its own staff and resources.
Technology will be used to the extent
it is cost effective and possible to
electronically distribute survey
instruments and collect survey data. In
addition, the FDIC will ensure that AEI
surveys are consistent with rules
governing federally conducted or
sponsored information collections,
conform to privacy rules, and do not
request any information of a sensitive
nature. It is not the intent of the FDIC
to publish survey findings. All data
from the surveys are for the information
and use of the sponsoring AEI coalition.
rfrederick on PROD1PC67 with NOTICES
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology;
and (e) estimates of capital or start up
costs, and costs of operation,
maintenance and purchase of services to
provide the information.
VerDate Aug<31>2005
14:34 Feb 22, 2008
Jkt 214001
Appendix A—Proposed Survey of
Retail Bank Services in Wilmington
1. Does your Bank offer in-house
financial literacy education centrally,
at your branches or provide funding
to 3rd parties for this service?
Yes l
Nol
If yes, please indicate if you offer
multi-lingual education and
locations:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
2. Does your Bank offer banking
products and services using multilingual marketing and promotional
materials?
a. ATM; Bank by Phone; Internet
Banking; Teller Services; New Loan
Accounts; New Deposit Accounts
If yes, please indicate the languages
and specific services you provide:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
3. Does your bank offer bilingual
banking literature and/or services?
Yes l
Nol
If yes, please list available literature
and language(s):
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
4. Does your bank offer free checking
with no minimum account opening
balance requirement?
Yes l
Nol
If yes, please indicate any fees and/or
requirements:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
5. Does your bank offer other low cost
deposit products?
Yes l
Nol
If yes please describe the products:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
6. Does your bank offer low cost money
orders?
Yes l
Nol
If yes, please indicate any fees and/or
requirements:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
7. Does your bank offer bill payment
options at branches (such as payment
of utility bills)?
Yes l
Nol
If yes, please indicate any fees and/or
requirements associated with this
service:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
PO 00000
Frm 00048
Fmt 4703
Sfmt 4703
10031
8. Does your bank offer prepaid
products?
Yes l
Nol
If yes, please describe the products
offered and indicate if there are
associated fees:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
9. Does your bank offer discounted first
time home buyers mortgages either
directly or through a 3rd party?
Yes l
Nol
If yes, please describe the programs,
including but not limited to any
grants, waived fees, interest buy
down, participation with local and
state communities:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
10. What type of secured loan and
secured credit line products does your
bank offer?
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
11. Does your bank participate in an
Outreach Program?
Yes l
Nol
If yes, please describe the program(s):
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
12. Does your bank offer international
remittance services?
Yes l
Nol
a) List any outgoing fees/incoming
fees and/or requirements:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
(b) List any other specialized
remittance services (such as ATM/
debit-cards):
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
13. What form(s) of identification are
required for new accounts under your
Customer Identification Program?
(a) List accepted form(s) of ID for U.S.
persons:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
(b) List accepted form(s) of ID for nonU.S. persons:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
(c) How many forms of ID are required
(indicate picture or non-picture)?
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
(d) If applicable, please list any non-
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25FEN1
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10032
Federal Register / Vol. 73, No. 37 / Monday, February 25, 2008 / Notices
documentary methods that are used
to identify customers.
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
14. Does your bank accept consular
cards for ID (such as the Mexican
matricula consular)?
Yes l
Nol
If yes, please specify which country(s)
consular cards you accept:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
15. Does your bank provide assistance
with ITIN?
Yes l
Nol
If yes, please describe any assistance
that you provide (such as providing
W7 forms):
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
16. Does your bank use an account or
credit history check when opening up
checking accounts?
Yesll
Noll
If yes, please indicate which service
you utilize:
CheckSystems:ll
TeleCheck:ll
Credit
Bureau:ll
Other:ll
17. Does your bank participate in the
Delaware EITC program?
If yes, what special products and/or
services do you offer unbanked
recipients of refunds under the
program?
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
18. Please list any other services
available at your bank that you feel
may be applicable to this survey.
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
19. Please feel free to add any
comments/suggestions concerning
any challenges your bank has
encountered when trying to serve the
under-served customers such as
immigrants (include suggestions for
regulatory guidance).
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
Survey completed by:
llllllllllllllllll
l
Contact information:
llllllllllllllllll
l
llllllllllllllllll
l
llllllllllllllllll
l
Thank you very much for your
assistance and cooperation. Please
VerDate Aug<31>2005
14:34 Feb 22, 2008
Jkt 214001
fax the completed form to: (Title
and Name) at (Phone Number) or email the completed form to (e-mail
address)
Dated at Washington, DC, this 19th day of
February, 2008.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. E8–3377 Filed 2–22–08; 8:45 am]
thereby acquire FlatIrons Bank, all of
Boulder, Colorado.
Board of Governors of the Federal Reserve
System, February 20, 2008.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E8–3458 Filed 2–22–08; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL TRADE COMMISSION
BILLING CODE 6714–01–P
[File No. 051 0094]
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR Part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Additional information on all bank
holding companies may be obtained
from the National Information Center
website at https://www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than March 21,
2008.
A. Federal Reserve Bank of Kansas
City (Todd Offenbacker, Assistant Vice
President) 925 Grand Avenue, Kansas
City, Missouri 64198–0001:
1. FBHC Holding Company, to become
a bank holding company by acquiring
100 percent of the voting shares of
FlatIrons Bank Holding Company, and
PO 00000
Frm 00049
Fmt 4703
Sfmt 4703
Negotiated Data Solutions LLC;
Analysis of Proposed Consent Order
to Aid Public Comment
Federal Trade Commission.
Extension of deadline for
submission of public comments.
AGENCY:
ACTION:
SUMMARY: The Federal Trade
Commission is extending the deadline
for filing public comments in
connection with the consent agreement
in this matter, which settles alleged
violations of federal law prohibiting
unfair or deceptive acts or practices and
unfair methods of competition.
DATES: Public comments must be
received on or before April 24, 2008.
ADDRESSES: Interested parties are
invited to submit written comments.
Comments should refer to ‘‘Negotiated
Data Solutions, File No. 051 0094,’’ to
facilitate the organization of comments.
A comment filed in paper form should
include this reference both in the text
and on the envelope, and should be
mailed or delivered to the following
address: Federal Trade Commission/
Office of the Secretary, Room 135–H
(Annex D), 600 Pennsylvania Avenue,
NW, Washington, D.C. 20580.
Comments containing confidential
material must be filed in paper form,
must be clearly labeled ‘‘Confidential,’’
and must comply with Commission
Rule 4.9(c). 16 CFR 4.9(c) (2005).1 The
FTC is requesting that any comment
filed in paper form be sent by courier or
overnight service, if possible, because
U.S. postal mail in the Washington area
and at the Commission is subject to
delay due to heightened security.
Comments that do not contain any
nonpublic information may instead be
filed in electronic form by following the
instructions on the web-based form at
1 The comment must be accompanied by an
explicit request for confidential treatment,
including the factual and legal basis for the request,
and must identify the specific portions of the
comment to be withheld from the public record.
The request will be granted or denied by the
Commission’s General Counsel, consistent with
applicable law and the public interest. See
Commission Rule 4.9(c), 16 CFR 4.9(c).
E:\FR\FM\25FEN1.SGM
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]]>Agencies
[Federal Register Volume 73, Number 37 (Monday, February 25, 2008)]
[Notices]
[Pages 10030-10032]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E8-3377]
=======================================================================
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
Agency Information Collection Activities: Proposed Information
Collection; Comment Request
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (44
U.S.C. chapter 35), an agency may not conduct or sponsor, and the
respondent is not required to respond to, an information collection
unless it displays a currently valid Office of Management and Budget
(OMB) control number. The FDIC is contemplating establishing a generic
information collection to conduct occasional qualitative surveys in
support of Alliance for Economic Inclusion (AEI) initiatives. The
subject matter of the surveys would be determined by individual AEI
regional area needs and areas of interest, but likely would include
such topics as financial literacy education, asset building programs,
retail banking services, and alternative financial services delivery
channels. Survey respondents would typically include AEI coalition
member financial institutions, but may also include non-AEI member
financial institutions in regional areas served by AEIs. Depending on
local needs, other organizations could also be surveyed as well.
DATES: Comments must be submitted on or before April 25, 2008.
ADDRESSES: Interested parties are invited to submit written comments by
mail to Leneta Gregorie, Legal Division, Federal Deposit Insurance
Corporation, 550 17th Street, NW., Washington, DC 20429; by FAX at
(202) 898-8788; or by e-mail to comments@fdic.gov. All comments should
refer to ``Alliance for Economic Inclusion (AEI) Occasional Qualitative
Surveys.'' Copies of comments may also be submitted to the OMB desk
officer for the FDIC, Office of Information and Regulatory Affairs,
Office of Management and Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT: Interested members of the public may
obtain additional information about the collection by contacting Leneta
Gregorie at the address identified above or by calling 202-898-3719.
SUPPLEMENTARY INFORMATION:
Proposal to Seek OMB Approval for the Following New Collection of
Information
Title: Alliance for Economic Inclusion (AEI) Occasional Qualitative
Surveys.
OMB Number: New collection (3064-xxxx).
Frequency of Response: Occasional.
Affected Public: Primarily insured financial institutions in areas
served by AEI coalitions, although other organizations could also be
surveyed as well.
Estimated Number of Respondents: Up to 90 per collection.
Estimated time per response: Up to 1 hour per respondent.
Estimated Total Annual Burden: 90 respondents x 20 collections per
year x 1 hour per response = 1,800 hours.
General Description of Collection
The AEI is a national initiative sponsored by the FDIC to help
improve the economic well-being of low- and moderate-income individuals
and families by improving their access to the U.S. banking system. To
facilitate this effort, AEI has established broad-based coalitions of
financial institutions, community- and faith-based organizations,
state, and local governmental agencies, federal bank regulators,
researchers, employers, and bank trade associations in various markets
across the country to focus on the basic retail financial services
needs of unbanked and underserved populations in their respective
areas. Currently, there are nine AEI coalitions, one each focusing on:
The ``Black Belt'' semi-rural area of Alabama; the greater Boston/
Worcester area; the city of Chicago; the Austin/South Texas, Texas
area; the Kansas City metropolitan area; the Louisiana and Mississippi
Gulf
[[Page 10031]]
Coast areas; the Baltimore, Maryland area; the Wilmington, Delaware
area; and the city of Los Angeles. However, additional coalition(s) may
be formed in the future. Each regional AEI has formed working groups to
identify barriers and opportunities and works independently to develop
innovative products and marketing strategies to bring the unbanked and
underserved into the financial mainstream. Such products and strategies
might include low-cost deposit accounts, low- or no-cost check cashing,
affordable remittance products, free tax preparation, individual
development accounts, coaching or other counseling assistance, and
financial education. The purpose of surveys submitted to OMB under this
generic information collection would be in furtherance of the
objectives of the AEI working groups. A sample survey, proposed for use
by the Wilmington AEI coalition, appears in Appendix A.
Although the members of each AEI initiative, rather than the FDIC,
will be primarily responsible for developing survey contents, the FDIC
does facilitate AEI initiatives by providing support services.
Therefore, any AEI surveys would be conducted by the FDIC using its own
staff and resources.
Technology will be used to the extent it is cost effective and
possible to electronically distribute survey instruments and collect
survey data. In addition, the FDIC will ensure that AEI surveys are
consistent with rules governing federally conducted or sponsored
information collections, conform to privacy rules, and do not request
any information of a sensitive nature. It is not the intent of the FDIC
to publish survey findings. All data from the surveys are for the
information and use of the sponsoring AEI coalition.
Request for Comment
Comments are invited on: (a) Whether the collection of information
is necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collection;
(c) ways to enhance the quality, utility, and clarity of the
information to be collected; (d) ways to minimize the burden of the
information collection on respondents, including through the use of
automated collection techniques or other forms of information
technology; and (e) estimates of capital or start up costs, and costs
of operation, maintenance and purchase of services to provide the
information.
Appendix A--Proposed Survey of Retail Bank Services in Wilmington
1. Does your Bank offer in-house financial literacy education
centrally, at your branches or provide funding to 3rd parties for this
service?
Yes -- No--
If yes, please indicate if you offer multi-lingual education and
locations:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
2. Does your Bank offer banking products and services using multi-
lingual marketing and promotional materials?
a. ATM; Bank by Phone; Internet Banking; Teller Services; New Loan
Accounts; New Deposit Accounts
If yes, please indicate the languages and specific services you
provide:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
3. Does your bank offer bilingual banking literature and/or services?
Yes -- No--
If yes, please list available literature and language(s):
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
4. Does your bank offer free checking with no minimum account opening
balance requirement?
Yes -- No--
If yes, please indicate any fees and/or requirements:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
5. Does your bank offer other low cost deposit products?
Yes -- No--
If yes please describe the products:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
6. Does your bank offer low cost money orders?
Yes -- No--
If yes, please indicate any fees and/or requirements:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
7. Does your bank offer bill payment options at branches (such as
payment of utility bills)?
Yes -- No--
If yes, please indicate any fees and/or requirements associated
with this service:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
8. Does your bank offer prepaid products?
Yes -- No--
If yes, please describe the products offered and indicate if there
are associated fees:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
9. Does your bank offer discounted first time home buyers mortgages
either directly or through a 3rd party?
Yes -- No--
If yes, please describe the programs, including but not limited to
any grants, waived fees, interest buy down, participation with local
and state communities:
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
10. What type of secured loan and secured credit line products does
your bank offer?
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
11. Does your bank participate in an Outreach Program?
Yes -- No--
If yes, please describe the program(s):
-----------------------------------------------------------------------
-----------------------------------------------------------------------
-----------------------------------------------------------------------
12. Does your bank offer international remittance services?
Yes -- No--
a) List any outgoing fees/incoming fees and/or requirements:
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(b) List any other specialized remittance services (such as ATM/
debit-cards):
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13. What form(s) of identification are required for new accounts under
your Customer Identification Program?
(a) List accepted form(s) of ID for U.S. persons:
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(b) List accepted form(s) of ID for non-U.S. persons:
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(c) How many forms of ID are required (indicate picture or non-
picture)?
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(d) If applicable, please list any non-
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documentary methods that are used to identify customers.
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14. Does your bank accept consular cards for ID (such as the Mexican
matricula consular)?
Yes -- No--
If yes, please specify which country(s) consular cards you accept:
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15. Does your bank provide assistance with ITIN?
Yes -- No--
If yes, please describe any assistance that you provide (such as
providing W7 forms):
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16. Does your bank use an account or credit history check when opening
up checking accounts?
Yes---- No----
If yes, please indicate which service you utilize:
CheckSystems:---- TeleCheck:---- Credit Bureau:---- Other:----
17. Does your bank participate in the Delaware EITC program?
If yes, what special products and/or services do you offer unbanked
recipients of refunds under the program?
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18. Please list any other services available at your bank that you feel
may be applicable to this survey.
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19. Please feel free to add any comments/suggestions concerning any
challenges your bank has encountered when trying to serve the under-
served customers such as immigrants (include suggestions for regulatory
guidance).
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Survey completed by:
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Contact information:
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Thank you very much for your assistance and cooperation. Please fax the
completed form to: (Title and Name) at (Phone Number) or e-mail the
completed form to (e-mail address)
Dated at Washington, DC, this 19th day of February, 2008.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. E8-3377 Filed 2-22-08; 8:45 am]
BILLING CODE 6714-01-P
