Agency Information Collection Activities: Submission for OMB Review; Comment Request, 73346-73347 [E7-24963]

Download as PDF 73346 Federal Register / Vol. 72, No. 247 / Thursday, December 27, 2007 / Notices Burden means the total time, effort, or financial resources expended by persons to generate, maintain, retain, or disclose or provide information to or for a Federal agency. This includes the time needed to review instructions; develop, acquire, install, and utilize technology and systems for the purposes of collecting, validating, and verifying information, processing and maintaining information, and disclosing and providing information; adjust the existing ways to comply with any previously applicable instructions and requirements; train personnel to be able to respond to a collection of information; search data sources; complete and review the collection of information; and transmit or otherwise disclose the information. Respondents/Affected Entities: State, Tribal, or local governments, and individuals or households. Estimated Number of Respondents: 7,970. Frequency of Response: On occasion. Estimated Total Annual Hour Burden: 71,165 hours, which includes an estimated 40,185 hours for States and 30,980 hours for communities. Estimated Total Annual Cost: $572,415, which includes an estimated $61,245 for States and $511,170 for communities. There are no capital/O&M costs. Changes in the Estimates: There is no change in the burden for this ICR. Cost models were updated to reflect wage inflation. While currently approved O&M costs are listed as $850,000 and are updated in the current ICR, they have been removed from the cost estimate listed above because they are reimbursed in full by the Federal government, and thus effectively impose no burden on state governments. Dated: December 18, 2007. Sara Hisel-McCoy, Director, Collection Strategies Division. [FR Doc. E7–25039 Filed 12–26–07; 8:45 am] BILLING CODE 6560–50–P ENVIRONMENTAL PROTECTION AGENCY mstockstill on PROD1PC66 with NOTICES [FRL–8511–3] EPA Office of Children’s Health Protection and Environmental Education Staff Office; Notice of Public Meetings for the National Environmental Education Advisory Council Environmental Protection Agency. ACTION: Notice of meetings. AGENCY: VerDate Aug<31>2005 18:00 Dec 26, 2007 Jkt 214001 SUMMARY: The U.S. Environmental Protection Agency (EPA or Agency) Office of Children’s Health Protection and Environmental Education Office hereby gives notice that the National Environmental Education Advisory Council will hold public meetings by conference call on the 2nd Wednesday of each month, beginning with December 12, 2007 from 3 p.m. to 4 p.m. All times noted are eastern time. The purpose of these meetings is to provide the Council with the opportunity to advise the Environmental Education Division on its implementation of the National Environmental Protection Act of 1990. Requests for the draft agenda will be accepted up to 1 business day before the meeting. DATES: This notice is applicable for the following dates: • January 9, 2008 • February 13, 2008 • March 12, 2008 • April 9, 2008 • May 14, 2008 • June 11, 2008 SUPPLEMENTARY INFORMATION: Participation in the conference calls will be by teleconference only—meeting rooms will not be used. Members of the public may obtain the call-in number and access code for the call from Ginger Potter, the Designated Federal Officer, whose contact information is listed under the FOR FURTHER INFORMATION CONTACT section of this notice. Any member of the public interested in receiving a draft meeting agenda may contact Ginger Potter via any of the contact methods listed in the FOR FURTHER INFORMATION CONTACT section below. For information regarding this Notice, please contact Ms. Ginger Potter, Designated Federal Officer (DFO), EPA National Environmental Education Advisory Council, at potter.ginger@epa.gov or (202) 564– 0453. General information concerning NEEAC can be found on the EPA Web site at: http://www.epa.gov/enviroed. For information on access or services for individuals with disabilities, please contact Ginger Potter as directed above. To request accommodation of a disability, please contact Ginger Potter, preferable at least 10 days prior to the meeting, to give EPA as much time as possible to process your request. FOR FURTHER INFORMATION CONTACT: Dated: December 19, 2007. Ginger Potter, Designated Federal Officer. [FR Doc. E7–25097 Filed 12–26–07; 8:45 am] BILLING CODE 6560–50–P PO 00000 Frm 00037 Fmt 4703 Sfmt 4703 FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Submission for OMB Review; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of information collection to be submitted to OMB for review and approval under the Paperwork Reduction Act of 1995. AGENCY: SUMMARY: In accordance with requirements of the Paperwork Reduction Act of 1995 (44 U.S.C. 3501, et seq.), the FDIC hereby gives notice that it is submitting to the Office of Management and Budget (OMB) a request for OMB review and approval of the new information collection described below. The collection would provide information on the efforts of FDIC-insured depository institutions to meet the financial services needs of individuals who do not have an account at a bank or credit union (the ‘‘unbanked’’), and individuals who have a deposit account but also rely on alternative, non-bank financial service providers for transaction or credit services (the ‘‘underbanked’’) features and effectiveness of small-dollar programs offered by FDIC-insured financial institutions. DATES: Comments must be submitted on or before January 28, 2008. ADDRESSES: Interested parties are invited to submit written comments on the collection of information entitled: National Survey on Banks’ Efforts to Serve the Unbanked and Underbanked. All comments should refer to the name of the collection. Comments may be submitted by any of the following methods: • http://www.FDIC.gov/regulations/ laws/federal/propose.html. • E-mail: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Leneta G. Gregorie (202.898.3719), Counsel, Federal Deposit Insurance Corporation, Room F–1064, 550 17th Street, NW., Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 550 17th Street Building (located on F Street), on business days between 7 a.m. and 5 p.m. A copy of the comments may also be submitted to the OMB Desk Officer for the FDIC, Office of Information and Regulatory Affairs, Office of Management and Budget, New E:\FR\FM\27DEN1.SGM 27DEN1 mstockstill on PROD1PC66 with NOTICES Federal Register / Vol. 72, No. 247 / Thursday, December 27, 2007 / Notices Executive Office Building, Room 10235, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Interested members of the public may obtain additional information about the collection, including a copy of the proposed collection and related instructions without charge, by contacting Leneta G. Gregorie, at the address identified above. SUPPLEMENTARY INFORMATION: Proposal to seek OMB approval for the following new collection of information: Title: National Survey on Banks’ Efforts to Serve the Unbanked and Underbanked. OMB Number: 3064–NEW. 1. Survey Frequency of Response: Once. Affected Public: FDIC-insured depository institutions. Estimated Number of Respondents: 865. Estimated Time per Response: 30 minutes per respondent. Estimated Total Annual Burden: 0.5 hours × 865 respondents + 432.5 hours. 2. Case Studies Frequency of Response: Exploratory interview—once; in-depth interview— once. Affected Public: 25 to 30 FDICinsured depository institutions. Estimated Number of Respondents: 25 to 30 FDIC-insured depository institutions. Estimated Time per Response: Exploratory interview—1 hour; in-depth interview—2.5 hours. Estimated Total Burden: 30 hours + 75 hours = 105 hours. Total burden for this collection: 432.5 hours + 105 hours = 537.5 hours. General Description of Collection: The FDIC has a number of initiatives underway to encourage practical solutions to ensure that all consumers have reasonable access to full service banking and other financial services. The FDIC believes that insured depositories can provide a path into the financial mainstream for those who need these financial services, and that depository institutions can create an array of affordable lending services to meet the needs of all their customers. Currently a large segment of the population relies on a mix of non-bank financial service providers for their needs. The FDIC is undertaking a series of analyses in this area, including the proposed National Survey of Banks’ Efforts to Serve the Unbanked and Underbanked. The survey is mandated by section 7 of the Reform Act, which calls for the FDIC to conduct ongoing surveys ‘‘on efforts by insured VerDate Aug<31>2005 18:00 Dec 26, 2007 Jkt 214001 depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution (hereafter in this section referred to as the ‘‘unbanked’’) into the conventional finance system.’’ In this initial survey effort, the FDIC plans to survey FDIC-insured depository institutions on their efforts to serve underbanked as well as unbanked populations. The survey will consist of two components—a questionnaire survey of a sample of FDIC-insured depository institutions and a limited number of case studies of FDIC-insured depository institutions that are employing innovative methods to serve unbanked and underbanked populations. The Reform Act mandates that the FDIC consider the following factors and questions in conducting the survey: ‘‘(A) To what extent do insured depository institutions promote financial education and financial literacy outreach? ‘‘(B) Which financial education efforts appear to be the most effective in bringing ‘unbanked’ individuals and families into the conventional finance system? ‘‘(C) What efforts are insured institutions making at converting ‘unbanked’ money order, wire transfer, and international remittance customers into conventional account holders? ‘‘(D) What cultural, language and identification issues as well as transaction costs appear to most prevent ‘unbanked’ individuals from establishing conventional accounts? ‘‘(E) What is a fair estimate of the size and worth of the ‘unbanked’ market in the United States?’’ In addition to these mandated objectives, in its questionnaire survey of a sample of FDIC-insured depository institutions, the FDIC seeks to identify and quantify the extent to which institutions serve the needs of the unbanked and underbanked; identify the characteristics of institutions that are reaching out to and serving the unbanked and underbanked; identify efforts (for example, practices, programs, alliances) of institutions to serve the unbanked and underbanked; and identify potential barriers that affect the ability of institutions to serve the unbanked and underbanked. The objectives of the case studies are to identify and share ‘‘best practice’’ programs and practices that appear to be the most effective in bringing unbanked and underbanked populations into the financial mainstream, particularly the PO 00000 Frm 00038 Fmt 4703 Sfmt 4703 73347 federally-insured financial institutions. The case studies will be designed to collect information on the size and scope of programs, the nature of service offerings, program budgets, and results. Request for Comment Comments are invited on: (a) Whether these collections of information are necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimate of the burden of the information collections, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collections on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 19th day of December, 2007. Federal Deposit Insurance Corporation. Valerie J. Best, Assistant Executive Secretary. [FR Doc. E7–24963 Filed 12–26–07; 8:45 am] BILLING CODE 6714–01–P FEDERAL RESERVE SYSTEM Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)). The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the office of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than January 9, 2008. A. Federal Reserve Bank of Cleveland (Douglas A. Banks, Vice President) 1455 East Sixth Street, Cleveland, Ohio 44101–2566: 1. Robert Duane Hord, Inez Hord, Hord Livestock, Patrick Hord and Janel Hord; to acquire voting shares of FC Banc Corp., and thereby indirectly E:\FR\FM\27DEN1.SGM 27DEN1

Agencies

[Federal Register Volume 72, Number 247 (Thursday, December 27, 2007)]
[Notices]
[Pages 73346-73347]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E7-24963]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice of information collection to be submitted to OMB for 
review and approval under the Paperwork Reduction Act of 1995.

-----------------------------------------------------------------------

SUMMARY: In accordance with requirements of the Paperwork Reduction Act 
of 1995 (44 U.S.C. 3501, et seq.), the FDIC hereby gives notice that it 
is submitting to the Office of Management and Budget (OMB) a request 
for OMB review and approval of the new information collection described 
below. The collection would provide information on the efforts of FDIC-
insured depository institutions to meet the financial services needs of 
individuals who do not have an account at a bank or credit union (the 
``unbanked''), and individuals who have a deposit account but also rely 
on alternative, non-bank financial service providers for transaction or 
credit services (the ``underbanked'') features and effectiveness of 
small-dollar programs offered by FDIC-insured financial institutions.

DATES: Comments must be submitted on or before January 28, 2008.

ADDRESSES: Interested parties are invited to submit written comments on 
the collection of information entitled: National Survey on Banks' 
Efforts to Serve the Unbanked and Underbanked.
    All comments should refer to the name of the collection. Comments 
may be submitted by any of the following methods:
     http://www.FDIC.gov/regulations/laws/federal/propose.html.
     E-mail: comments@fdic.gov. Include the name and number of 
the collection in the subject line of the message.
     Mail: Leneta G. Gregorie (202.898.3719), Counsel, Federal 
Deposit Insurance Corporation, Room F-1064, 550 17th Street, NW., 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 550 17th Street Building (located on F 
Street), on business days between 7 a.m. and 5 p.m.
    A copy of the comments may also be submitted to the OMB Desk 
Officer for the FDIC, Office of Information and Regulatory Affairs, 
Office of Management and Budget, New

[[Page 73347]]

Executive Office Building, Room 10235, Washington, DC 20503.

FOR FURTHER INFORMATION CONTACT: Interested members of the public may 
obtain additional information about the collection, including a copy of 
the proposed collection and related instructions without charge, by 
contacting Leneta G. Gregorie, at the address identified above.

SUPPLEMENTARY INFORMATION:
    Proposal to seek OMB approval for the following new collection of 
information:
    Title: National Survey on Banks' Efforts to Serve the Unbanked and 
Underbanked.
    OMB Number: 3064-NEW.
    1. Survey
    Frequency of Response: Once.
    Affected Public: FDIC-insured depository institutions.
    Estimated Number of Respondents: 865.
    Estimated Time per Response: 30 minutes per respondent.
    Estimated Total Annual Burden: 0.5 hours x 865 respondents + 432.5 
hours.
    2. Case Studies
    Frequency of Response: Exploratory interview--once; in-depth 
interview--once.
    Affected Public: 25 to 30 FDIC-insured depository institutions.
    Estimated Number of Respondents: 25 to 30 FDIC-insured depository 
institutions.
    Estimated Time per Response: Exploratory interview--1 hour; in-
depth interview--2.5 hours.
    Estimated Total Burden: 30 hours + 75 hours = 105 hours.
    Total burden for this collection: 432.5 hours + 105 hours = 537.5 
hours.
    General Description of Collection: The FDIC has a number of 
initiatives underway to encourage practical solutions to ensure that 
all consumers have reasonable access to full service banking and other 
financial services. The FDIC believes that insured depositories can 
provide a path into the financial mainstream for those who need these 
financial services, and that depository institutions can create an 
array of affordable lending services to meet the needs of all their 
customers. Currently a large segment of the population relies on a mix 
of non-bank financial service providers for their needs. The FDIC is 
undertaking a series of analyses in this area, including the proposed 
National Survey of Banks' Efforts to Serve the Unbanked and 
Underbanked. The survey is mandated by section 7 of the Reform Act, 
which calls for the FDIC to conduct ongoing surveys ``on efforts by 
insured depository institutions to bring those individuals and families 
who have rarely, if ever, held a checking account, a savings account or 
other type of transaction or check cashing account at an insured 
depository institution (hereafter in this section referred to as the 
``unbanked'') into the conventional finance system.''
    In this initial survey effort, the FDIC plans to survey FDIC-
insured depository institutions on their efforts to serve underbanked 
as well as unbanked populations. The survey will consist of two 
components--a questionnaire survey of a sample of FDIC-insured 
depository institutions and a limited number of case studies of FDIC-
insured depository institutions that are employing innovative methods 
to serve unbanked and underbanked populations.
    The Reform Act mandates that the FDIC consider the following 
factors and questions in conducting the survey:
    ``(A) To what extent do insured depository institutions promote 
financial education and financial literacy outreach?
    ``(B) Which financial education efforts appear to be the most 
effective in bringing `unbanked' individuals and families into the 
conventional finance system?
    ``(C) What efforts are insured institutions making at converting 
`unbanked' money order, wire transfer, and international remittance 
customers into conventional account holders?
    ``(D) What cultural, language and identification issues as well as 
transaction costs appear to most prevent `unbanked' individuals from 
establishing conventional accounts?
    ``(E) What is a fair estimate of the size and worth of the 
`unbanked' market in the United States?''
    In addition to these mandated objectives, in its questionnaire 
survey of a sample of FDIC-insured depository institutions, the FDIC 
seeks to identify and quantify the extent to which institutions serve 
the needs of the unbanked and underbanked; identify the characteristics 
of institutions that are reaching out to and serving the unbanked and 
underbanked; identify efforts (for example, practices, programs, 
alliances) of institutions to serve the unbanked and underbanked; and 
identify potential barriers that affect the ability of institutions to 
serve the unbanked and underbanked.
    The objectives of the case studies are to identify and share ``best 
practice'' programs and practices that appear to be the most effective 
in bringing unbanked and underbanked populations into the financial 
mainstream, particularly the federally-insured financial institutions. 
The case studies will be designed to collect information on the size 
and scope of programs, the nature of service offerings, program 
budgets, and results.

Request for Comment

    Comments are invited on: (a) Whether these collections of 
information are necessary for the proper performance of the FDIC's 
functions, including whether the information has practical utility; (b) 
the accuracy of the estimate of the burden of the information 
collections, including the validity of the methodology and assumptions 
used; (c) ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) ways to minimize the burden of the 
information collections on respondents, including through the use of 
automated collection techniques or other forms of information 
technology. All comments will become a matter of public record.

    Dated at Washington, DC, this 19th day of December, 2007.

Federal Deposit Insurance Corporation.
Valerie J. Best,
Assistant Executive Secretary.
[FR Doc. E7-24963 Filed 12-26-07; 8:45 am]
BILLING CODE 6714-01-P