Privacy Act of 1974; Notice of a New System of Records, Single Family Default Monitoring System, 65350-65351 [E7-22608]

Download as PDF 65350 Federal Register / Vol. 72, No. 223 / Tuesday, November 20, 2007 / Notices information, assistance, or inquiry about the existence of records can contact the Departmental Privacy Act Officer at the Department of Housing and Urban Development, 451 Seventh Street, SW, Room 4156, Washington, DC 20410. Written requests must include the full name, current address, and telephone number of the individual making the request, as well as proof of identity, including a description of the requester’s relation to the information in question. RECORD ACCESS PROCEDURES: The Department’s rules for providing access to an individual’s records appear in 24 CFR Part 16—Implementation of the Privacy Act of 1974. If additional information or assistance is required, contact the Departmental Privacy Act Officer. CONTESTING RECORD PROCEDURES: The procedures for contesting the contents of records and appealing initial denials appear in 24 CFR Part 16— Implementation of the Privacy Act of 1974. If additional information or assistance is required, contact: (i) The Departmental Privacy Act Officer, HUD; 451 7th St., SW., Room 4156, Washington, DC 20410, if contesting the content of records; or (ii) The Departmental Privacy Appeals Officer, Office of General Counsel, Department of Housing and Urban Development; 451 7th St., SW., Washington, DC 20410, for appeals of initial denials. RECORD SOURCE CATEGORIES: Record source categories include HUD/FHA Claims for Insurance Benefits, subject individuals; other individuals; credit bureaus; financial institutions; other corporations or firms; federal government agencies; nonfederal (including foreign, state and local) government agencies; real estate brokers and agents. SUMMARY: Pursuant to the provisions of the Privacy Act of 1974 (5 U.S.C. 552a), HUD’s Single Family Housing, Office of Evaluation is providing notice of its intent to establish a new record system, entitled the Single Family Default Monitoring System (SFDMS). The new record system contains information on FHA mortgage loans that are 90 days or more delinquent on a mortgage payment. The system will be utilized to track debt servicing activities submitted to the Department on behalf of the mortgagee’s or loan servicer. DATES: Effective Date: This action shall be effective without further notice on December 20, 2007 unless comments are received which will result in a contrary determination. Comments Due Date: December 20, 2007. Interested persons are invited to submit comments regarding this notice to the Rules Docket Clerk, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street, SW., Room 10276, Washington, DC 20410–0500. Any communications should make reference to the above docket number and title. A copy of each communication submitted will be available for public inspection and copying between 8 a.m. and 5 p.m. weekdays at the above address. FOR FURTHER INFORMATION CONTACT: The Departmental Privacy Act Officer, 451 Seventh Street, SW., Room 4156, Washington, DC 20410, telephone number (202) 619–9057. (This is not a toll-free number.) A telecommunication device for hearing- and speech-impaired individuals (TTY) is available at (800) 877–8339 (Federal Information Relay Service). ADDRESSES: Privacy Act of 1974; Notice of a New System of Records, Single Family Default Monitoring System Title 5 U.S.C. 552a(e)(4) and (11) provides that the public be afforded a 30-day period in which to comment on the new systems of records, and require published notice of the existence and character of the system of records. The new system report was submitted to the Office of Management and Budget (OMB), the Senate Committee on Homeland Security and Governmental Affairs, and the House Committee on Oversight and Government Reform pursuant to paragraph 4c of Appendix 1 to OMB Circular No. A–130, ‘‘Federal Agency Responsibilities for Maintaining Records About Individuals,’’ July 25, 1994 (59 FR 37914). Office of the Chief Information Officer, HUD. Authority: 5 U.S.C. 552a 88 Stat. 1896; 342 U.S.C. 3535(d). EXEMPTIONS FROM CERTAIN PROVISIONS OF THE ACT: None. [FR Doc. E7–22607 Filed 11–16–07; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5130–N–16] pwalker on PROD1PC71 with NOTICES Notice of a new System of Records. ACTION: AGENCY: VerDate Aug<31>2005 17:01 Nov 19, 2007 Jkt 214001 SUPPLEMENTARY INFORMATION: PO 00000 Frm 00063 Fmt 4703 Sfmt 4703 Dated: November 9, 2007. Walter Harris, Acting Chief Information Officer. HUD/SFH–01 SYSTEM NAME: Single Family Default Monitoring System, SFDMS, F42D. SYSTEM LOCATION: HUD Headquarters. CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: Single-family FHA loan borrowers and mortgagors. CATEGORIES OF RECORDS IN THE SYSTEM: FHA insured loan borrowers who are late in their monthly mortgage payment to their FHA loan financial institution. Information includes borrowers and mortgagors name, property address, Social Security Number, FHA Case Number, ADP Code, case file number, Notices of delinquent mortgages; requests for forebearance or assignment; forebearances or assignment reviews include data on mortgage amount and payments made, employment and income, financial institution names and routing numbers, mortgagor’s account number, debts and expenses, reasons for delinquency, recommendations and actions on requests; credit reports; forebearance agreements; deeds of trust; and related correspondence. AUTHORITY FOR MAINTENANCE OF THE SYSTEM: National Housing Act of 1934, Pub.L. 73–479, Sec. 209; Sec. 114(a), Housing Act of 1959 (Pub. L. 86–372), 12 U.S.C. 1702 et seq. PURPOSES: The Single Family Default Monitoring System is a subsystem of F42. When a mortgage is 90 or more days or more delinquent, the Mortgagee or Servicer must submit a Single Family Form 92068–a to HUD on a monthly basis until its status has been completed by all Mortgagees and/or is terminated or deleted. Mortgagees and Servicers provide default data via Electronic Data Interchange (EDI) or using the WEB via FHA connection to HUD where they are sorted, pre-screened, key entered, edited, processed and reports are generated for HUD Headquarters and Field Offices review. ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES OF USERS AND THE PURPOSES OF SUCH USES: In addition to those disclosures generally permitted under 5 U.S.C. 552a(b) of the Privacy Act, other routine uses are as follows: Disclosure external to HUD: E:\FR\FM\20NON1.SGM 20NON1 Federal Register / Vol. 72, No. 223 / Tuesday, November 20, 2007 / Notices (a) To FHA—for insurance investigations and underwriting. (b) To the Internal Revenue Service and the General Accounting Office for investigations. (c) To state banking agencies to aid in processing mortgagor complaints. (d) To mortgagees—to verify information provided by new loan applicants and to evaluate credit worthiness. (e) To counseling agencies for counseling. (f) To Legal Aid—to assist mortgagors. (g) To other Federal agencies for the purposes of collecting debts owed to the Federal Government by administrative or salary offset. (i) To prospective purchasers—for sale of mortgages, loans or insurance premiums or charges. Internal HUD Systems: (a) To CAIVRS (Credit Alert Interactive Verification Response System) which is a HUD-sponsored database that makes a federal debtor’s delinquency and claim information available to federal lending and assistance agencies and private lenders who issue federally insured or guaranteed loans for the purpose of evaluating a loan applicant’s creditworthiness. (b) To Single Family Housing Enterprise Data Warehouse—The delinquency and default data is contained in SFDW for allowing FHA officials and employees to view Single Family insured loans from cradle to grave. This comprehensive and unique view allows staff to help troubled homeowners through referrals to counseling agencies or refinancing/ workout agreements. FHA staff also uses the data to review underwriting policy and perform additional risk analysis including actuarial soundness. (c) To Single Family Neighborhood Watch—The lenders use this system to provide error feedback; and to view the data they have submitted over time and compare their performance to the industry average in various geographical areas including metropolitan area. POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, AND DISPOSING OF RECORDS IN THE SYSTEM: STORAGE: magnetic tapes, drums, and discs. pwalker on PROD1PC71 with NOTICES RETRIEVABILITY: Name; case file number, property address and social security number. Computer facilities are secured and accessible only by authorized personnel, and all files are stored in a secured area. 17:01 Nov 19, 2007 Jkt 214001 government (including foreign, state and local) agencies; law enforcement agencies. EXEMPTIONS FROM CERTAIN PROVISIONS OF THE ACT: None. [FR Doc. E7–22608 Filed 11–19–07; 8:45 am] RETENTION AND DISPOSAL: Records system is active and kept upto-date. All electronic records are maintained in the system and not removed. Paper records do not exist. BILLING CODE 4210–67–P SYSTEM MANAGER(S) AND ADDRESS: Fish and Wildlife Service Director, Office and Evaluation, HWE, Department of Housing and Urban Development, 451 Seventh Street, SW., Room 2228, Washington, DC 20410; Director, Single Family Servicing Division, HSSI, Department of Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 20410. NOTIFICATION AND RECORD ACCESS PROCEDURES: The Department’s rules for providing access to records to the individual concerned appear in 24 CFR part 16. For information, assistance, or inquiry about existence of records, contact the Departmental Privacy Act Officer, 451 Seventh Street, SW., Room 4156, Washington, DC 20410. Written request must include the full name, current address, and telephone number of the individual making the request, including a description of the requester’s relationship to the information in question. The system manager will also accept inquires from individuals seeking notification of whether the system contains records pertaining to them. CONTESTING RECORD PROCEDURES: The Department’s rules for contesting the contents of records and appealing initial denials, by the individual concerned, appear in 24 CFR part 16. If additional information or assistance is needed, it may be obtained by contacting: (i) In relation to contesting contents of records, the Departmental Privacy Act Officer, 451 Seventh Street SW., Suite 4156, Washington, DC 20410; and, (ii) in relation to appeals of initial denials, the HUD Departmental Privacy Appeals Officer, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street SW., Washington, DC 20410. RECORD SOURCE CATEGORIES: SAFEGUARDS: VerDate Aug<31>2005 Technical restraints are employed with regard to accessing the computer and data files. Records maintained in desks and lockable file cabinets; access to automated systems is by passwords and code identification cards access limited to authorized personnel. 65351 Subject individual; other individuals; current or previous employers; credit bureaus; financial institutions; other corporations or firms; Federal Government agencies; non-federal PO 00000 Frm 00064 Fmt 4703 Sfmt 4703 DEPARTMENT OF THE INTERIOR Receipt of Applications for Permit Fish and Wildlife Service, Interior. ACTION: Notice of receipt of applications for permit. AGENCY: SUMMARY: The public is invited to comment on the following applications to conduct certain activities with endangered species and marine mammals. Written data, comments or requests must be received by December 20, 2007. ADDRESSES: Documents and other information submitted with these applications are available for review, subject to the requirements of the Privacy Act and Freedom of Information Act, by any party who submits a written request for a copy of such documents within 30 days of the date of publication of this notice to: U.S. Fish and Wildlife Service, Division of Management Authority, 4401 North Fairfax Drive, Room 700, Arlington, Virginia 22203; fax 703/358–2281. FOR FURTHER INFORMATION CONTACT: Division of Management Authority, telephone 703/358–2104. SUPPLEMENTARY INFORMATION: DATES: Endangered Species The public is invited to comment on the following application(s) for a permit to conduct certain activities with endangered species. This notice is provided pursuant to section 10(c) of the Endangered Species Act of 1973, as amended (16 U.S.C. 1531 et seq.). Written data, comments, or requests for copies of these complete applications should be submitted to the Director (address above). Applicant: Duke University Primate Center, Durham, NC, PRT–165286. The applicant requests a permit to export cadavers of two captive born ring-tailed lemurs (Lemur catta) to the Anthropologisches Institut Museum, Zurich, Switzerland for the purpose of scientific research. E:\FR\FM\20NON1.SGM 20NON1

Agencies

[Federal Register Volume 72, Number 223 (Tuesday, November 20, 2007)]
[Notices]
[Pages 65350-65351]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E7-22608]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5130-N-16]


Privacy Act of 1974; Notice of a New System of Records, Single 
Family Default Monitoring System

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notice of a new System of Records.

-----------------------------------------------------------------------

SUMMARY: Pursuant to the provisions of the Privacy Act of 1974 (5 
U.S.C. 552a), HUD's Single Family Housing, Office of Evaluation is 
providing notice of its intent to establish a new record system, 
entitled the Single Family Default Monitoring System (SFDMS). The new 
record system contains information on FHA mortgage loans that are 90 
days or more delinquent on a mortgage payment. The system will be 
utilized to track debt servicing activities submitted to the Department 
on behalf of the mortgagee's or loan servicer.

DATES: Effective Date: This action shall be effective without further 
notice on December 20, 2007 unless comments are received which will 
result in a contrary determination.
    Comments Due Date: December 20, 2007.

ADDRESSES: Interested persons are invited to submit comments regarding 
this notice to the Rules Docket Clerk, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street, SW., 
Room 10276, Washington, DC 20410-0500. Any communications should make 
reference to the above docket number and title. A copy of each 
communication submitted will be available for public inspection and 
copying between 8 a.m. and 5 p.m. weekdays at the above address.

FOR FURTHER INFORMATION CONTACT: The Departmental Privacy Act Officer, 
451 Seventh Street, SW., Room 4156, Washington, DC 20410, telephone 
number (202) 619-9057. (This is not a toll-free number.) A 
telecommunication device for hearing- and speech-impaired individuals 
(TTY) is available at (800) 877-8339 (Federal Information Relay 
Service).

SUPPLEMENTARY INFORMATION: Title 5 U.S.C. 552a(e)(4) and (11) provides 
that the public be afforded a 30-day period in which to comment on the 
new systems of records, and require published notice of the existence 
and character of the system of records.
    The new system report was submitted to the Office of Management and 
Budget (OMB), the Senate Committee on Homeland Security and 
Governmental Affairs, and the House Committee on Oversight and 
Government Reform pursuant to paragraph 4c of Appendix 1 to OMB 
Circular No. A-130, ``Federal Agency Responsibilities for Maintaining 
Records About Individuals,'' July 25, 1994 (59 FR 37914).

    Authority: 5 U.S.C. 552a 88 Stat. 1896; 342 U.S.C. 3535(d).

    Dated: November 9, 2007.
Walter Harris,
Acting Chief Information Officer.
HUD/SFH-01

System name:
    Single Family Default Monitoring System, SFDMS, F42D.

System location:
    HUD Headquarters.

Categories of individuals covered by the system:
    Single-family FHA loan borrowers and mortgagors.

Categories of records in the system:
    FHA insured loan borrowers who are late in their monthly mortgage 
payment to their FHA loan financial institution. Information includes 
borrowers and mortgagors name, property address, Social Security 
Number, FHA Case Number, ADP Code, case file number, Notices of 
delinquent mortgages; requests for forebearance or assignment; 
forebearances or assignment reviews include data on mortgage amount and 
payments made, employment and income, financial institution names and 
routing numbers, mortgagor's account number, debts and expenses, 
reasons for delinquency, recommendations and actions on requests; 
credit reports; forebearance agreements; deeds of trust; and related 
correspondence.

Authority for maintenance of the system:
    National Housing Act of 1934, Pub.L. 73-479, Sec. 209; Sec. 114(a), 
Housing Act of 1959 (Pub. L. 86-372), 12 U.S.C. 1702 et seq.

Purposes:
    The Single Family Default Monitoring System is a subsystem of F42. 
When a mortgage is 90 or more days or more delinquent, the Mortgagee or 
Servicer must submit a Single Family Form 92068-a to HUD on a monthly 
basis until its status has been completed by all Mortgagees and/or is 
terminated or deleted. Mortgagees and Servicers provide default data 
via Electronic Data Interchange (EDI) or using the WEB via FHA 
connection to HUD where they are sorted, pre-screened, key entered, 
edited, processed and reports are generated for HUD Headquarters and 
Field Offices review.

Routine uses of records maintained in the system, including categories 
of users and the purposes of such uses:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act, other routine uses are as follows: 
Disclosure external to HUD:

[[Page 65351]]

    (a) To FHA--for insurance investigations and underwriting.
    (b) To the Internal Revenue Service and the General Accounting 
Office for investigations.
    (c) To state banking agencies to aid in processing mortgagor 
complaints.
    (d) To mortgagees--to verify information provided by new loan 
applicants and to evaluate credit worthiness.
    (e) To counseling agencies for counseling.
    (f) To Legal Aid--to assist mortgagors.
    (g) To other Federal agencies for the purposes of collecting debts 
owed to the Federal Government by administrative or salary offset.
    (i) To prospective purchasers--for sale of mortgages, loans or 
insurance premiums or charges.
    Internal HUD Systems:
    (a) To CAIVRS (Credit Alert Interactive Verification Response 
System) which is a HUD-sponsored database that makes a federal debtor's 
delinquency and claim information available to federal lending and 
assistance agencies and private lenders who issue federally insured or 
guaranteed loans for the purpose of evaluating a loan applicant's 
creditworthiness.
    (b) To Single Family Housing Enterprise Data Warehouse--The 
delinquency and default data is contained in SFDW for allowing FHA 
officials and employees to view Single Family insured loans from cradle 
to grave. This comprehensive and unique view allows staff to help 
troubled homeowners through referrals to counseling agencies or 
refinancing/workout agreements. FHA staff also uses the data to review 
underwriting policy and perform additional risk analysis including 
actuarial soundness.
    (c) To Single Family Neighborhood Watch--The lenders use this 
system to provide error feedback; and to view the data they have 
submitted over time and compare their performance to the industry 
average in various geographical areas including metropolitan area.

Policies and practices for storing, retrieving, accessing, retaining, 
and disposing of records in the system:
Storage:
     magnetic tapes, drums, and discs.

Retrievability:
    Name; case file number, property address and social security 
number.

Safeguards:
    Computer facilities are secured and accessible only by authorized 
personnel, and all files are stored in a secured area.
    Technical restraints are employed with regard to accessing the 
computer and data files. Records maintained in desks and lockable file 
cabinets; access to automated systems is by passwords and code 
identification cards access limited to authorized personnel.

Retention and disposal:
    Records system is active and kept up-to-date. All electronic 
records are maintained in the system and not removed. Paper records do 
not exist.

System manager(s) and address:
    Director, Office and Evaluation, HWE, Department of Housing and 
Urban Development, 451 Seventh Street, SW., Room 2228, Washington, DC 
20410; Director, Single Family Servicing Division, HSSI, Department of 
Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 
20410.

Notification and record access procedures:
    The Department's rules for providing access to records to the 
individual concerned appear in 24 CFR part 16. For information, 
assistance, or inquiry about existence of records, contact the 
Departmental Privacy Act Officer, 451 Seventh Street, SW., Room 4156, 
Washington, DC 20410. Written request must include the full name, 
current address, and telephone number of the individual making the 
request, including a description of the requester's relationship to the 
information in question. The system manager will also accept inquires 
from individuals seeking notification of whether the system contains 
records pertaining to them.

Contesting record procedures:
    The Department's rules for contesting the contents of records and 
appealing initial denials, by the individual concerned, appear in 24 
CFR part 16. If additional information or assistance is needed, it may 
be obtained by contacting:
    (i) In relation to contesting contents of records, the Departmental 
Privacy Act Officer, 451 Seventh Street SW., Suite 4156, Washington, DC 
20410; and,
    (ii) in relation to appeals of initial denials, the HUD 
Departmental Privacy Appeals Officer, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street SW., 
Washington, DC 20410.

Record source categories:
    Subject individual; other individuals; current or previous 
employers; credit bureaus; financial institutions; other corporations 
or firms; Federal Government agencies; non-federal government 
(including foreign, state and local) agencies; law enforcement 
agencies.

Exemptions from certain provisions of the Act:
    None.

 [FR Doc. E7-22608 Filed 11-19-07; 8:45 am]
BILLING CODE 4210-67-P