Proposed Agency Information Collection Activities; Comment Request-Information Needed To Respond to a Proposal To Convert From the Thrift Financial Report (TFR) to the Call Report, 64003-64005 [E7-22175]
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64003
Proposed Rules
Federal Register
Vol. 72, No. 219
Wednesday, November 14, 2007
This section of the FEDERAL REGISTER
contains notices to the public of the proposed
issuance of rules and regulations. The
purpose of these notices is to give interested
persons an opportunity to participate in the
rule making prior to the adoption of the final
rules.
NUCLEAR REGULATORY
COMMISSION
10 CFR Part 51
[Docket No. PRM–51–12]
State of California; Supplement to a
Petition for Rulemaking
Nuclear Regulatory
Commission.
ACTION: Supplemental petition for
rulemaking; notice of receipt.
pwalker on PROD1PC71 with PROPOSALS
AGENCY:
SUMMARY: The Nuclear Regulatory
Commission (NRC) has received a
supplement to a petition for rulemaking
filed with the Commission by Edmund
G. Brown, Jr., Attorney General for the
State of California. The NRC docketed
the original petition dated March 16,
2007, as PRM–51–12. In this
supplement to PRM–51–12, the
petitioner provides clarification to the
original PRM. This document is being
noticed for information only and not for
public comment.
ADDRESSES: For a copy of the original
petition PRM–51–12 and the
supplement to PRM–51–12, write to
Michael T. Lesar, Chief, Rulemaking,
Directives, and Editing Branch, Division
of Administrative Services, Office of
Administration, U.S. Nuclear Regulatory
Commission, Washington, DC 20555–
0001.
PRM–51–12 and the supplement to
PRM–51–12 may be inspected and
copied for a fee at the NRC Public
Document Room (PDR), 11555 Rockville
Pike, Public File Area O1F21, Rockville,
Maryland. Copies of comments received
on PRM–51–12 are available through the
NRC’s Agencywide Documents Access
and Management System (ADAMS),
which provides text and image files of
NRC’s public documents. These
documents may be accessed through the
NRC’s Public Electronic Reading Room
on the Internet at https://www.nrc.gov/
NRC/ADAMS/. If you do not
have access to ADAMS or if there are
problems in accessing the documents
located in ADAMS contact the NRC’s
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16:00 Nov 13, 2007
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PDR Reference staff at 1–800–397–4209,
301–415–4737, or by e-mail to
pdr@nrc.gov.
FOR FURTHER INFORMATION CONTACT:
Michael T. Lesar, Chief, Rulemaking,
Directives, and Editing Branch, Division
of Administrative Services, Office of
Administration, U.S. Nuclear Regulatory
Commission, Washington, DC 20555–
0001, Telephone: 301–415–7163, or toll
free: 800–368–5642.
SUPPLEMENTARY INFORMATION: The NRC
received a petition for rulemaking dated
March 16, 2007, submitted by Edmund
G. Brown, Jr., Attorney General for the
State of California (petitioner). The
petition was docketed as PRM–51–12.
The notice of receipt of PRM–51–12 was
published on May 14, 2007 (72 FR
27068). On September 19, 2007, the
petitioner submitted a document
characterized as an ‘‘Amended Petition’’
for rulemaking to clarify PRM–51–12.
In the original petition, the petitioner
requested that the NRC rescind its
regulations at 10 CFR Part 51 that
declare the potential environmental
effects of the approval, construction,
and operation of high-density pool
storage of spent nuclear fuel, are not and
cannot be significant for purposes of the
National Environmental Policy Act
(NEPA) and NEPA analysis; adopt and
issue a generic determination that
approval of such storage at a nuclear
power plant or any other facility does
constitute a major federal action that
may have a significant effect on the
human environment; and order that no
NRC licensing decision that approves
high-density pool storage of spent
nuclear fuel at a nuclear power plant or
other storage facility may issue without
the prior adoption and certification of
an environmental impact statement
(EIS) that complies with NEPA in all
respects, including full identification,
analysis, and disclosure of the potential
environmental effects of such storage,
including the potential for accidental or
deliberately caused release of
radioactive products to the
environment, whether by accident or
through acts of terrorism, as well as full
and adequate discussion of potential
mitigation for such effects, and full
discussion of an adequate array or
alternatives to the proposed storage
project.
In the September 19, 2007 document,
the petitioner clarifies that the State of
California seeks to have the NRC rescind
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Sfmt 4702
all regulations found in 10 CFR Part 51,
that imply, find or determine that the
potential environmental effects of highdensity pool storage of spent nuclear
fuel are not significant for purposes of
NEPA and NEPA analysis. The
petitioner also includes requests for a
generic determination and order. These
requests are identical to the requests
made in the March 16, 2007 petition
and are as described previously.
The NRC does not consider the
September 19, 2007 document to be
substantively different from PRM–51–
12. Therefore, the NRC will consider the
September 19, 2007 document to be a
supplement to PRM–51–12 and will
include it in the docket for PRM–51–12.
The NRC is publishing this notice for
information only and not for public
comment. The public comment period
for PRM–51–12 closed on July 30, 2007.
Dated at Rockville, Maryland, this 6th day
of November 2007.
For the Nuclear Regulatory Commission.
Andrew L. Bates,
Acting Secretary of the Commission.
[FR Doc. E7–22213 Filed 11–13–07; 8:45 am]
BILLING CODE 7590–01–P
DEPARTMENT OF THE TREASURY
Office of Thrift Supervision
12 CFR Chapter V
[Docket ID OTS–2007–0023]
Proposed Agency Information
Collection Activities; Comment
Request—Information Needed To
Respond to a Proposal To Convert
From the Thrift Financial Report (TFR)
to the Call Report
Office of Thrift Supervision
(OTS), Treasury.
ACTION: Advance Notice of Proposed
Rulemaking (ANPR).
AGENCY:
SUMMARY: The Office of Thrift
Supervision is considering requiring
savings associations to file quarterly
Consolidated Reports of Condition and
Income (Call Report) instead of the
Thrift Financial Report (TFR) currently
filed. This ANPR solicits comments
identifying information that the thrift
industry and the public would need to
analyze a proposal to convert from the
TFR to the Call Report used by other
federal banking regulators and to amend
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14NOP1
pwalker on PROD1PC71 with PROPOSALS
64004
Federal Register / Vol. 72, No. 219 / Wednesday, November 14, 2007 / Proposed Rules
any OTS rules that would be affected by
such a change.
At the end of the comment period,
OTS will review the comments and
conduct any research needed to compile
the identified information. OTS plans to
publish a second notice containing the
requested information and solicit
comments on whether to convert to the
Call Report.
DATES: Submit written comments on or
before January 14, 2008.
ADDRESSES: You may submit comments,
identified by OTS–2007–0023, by any of
the following methods:
• Federal eRulemaking Portal: Go to
https://www.regulations.gov, select
‘‘Office of Thrift Supervision’’ from the
agency drop-down menu, then click
submit. Select Docket ID ‘‘OTS–2007–
0023’’ to submit or view public
comments and to view supporting and
related materials for this notice of
proposed rulemaking. The ‘‘User Tips’’
link at the top of the page provides
information on using Regulations.gov,
including instructions for submitting or
viewing public comments, viewing
other supporting and related materials,
and viewing the docket after the close
of the comment period.
• Mail: Regulation Comments, Chief
Counsel’s Office, Office of Thrift
Supervision, 1700 G Street, NW.,
Washington, DC 20552, Attention: OTS–
2007–0023.
• Hand Delivery/Courier: Guard’s
Desk, East Lobby Entrance, 1700 G
Street, NW., from 9 a.m. to 4 p.m. on
business days, Attention: Regulation
Comments, Chief Counsel’s Office,
Attention: OTS–2007–0023.
Instructions: All submissions received
must include the agency name and
docket number for this rulemaking. All
comments received will be entered into
the docket and posted on
Regulations.gov without change,
including any personal information
provided. Comments, including
attachments and other supporting
materials received are part of the public
record and subject to public disclosure.
Do not enclose any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
Viewing Comments Electronically: Go
to https://www.regulations.gov, select
‘‘Office of Thrift Supervision’’ from the
agency drop-down menu, then click
‘‘Submit.’’ Select Docket ID ‘‘OTS–
2007–0023’’ to view public comments
for this notice of proposed rulemaking.
Viewing Comments On-Site: You may
inspect comments at the Public Reading
Room, 1700 G Street, NW., by
appointment. To make an appointment
VerDate Aug<31>2005
16:00 Nov 13, 2007
Jkt 214001
for access, call (202) 906–5922, send an
e-mail to public.info@ots.treas.gov, or
send a facsimile transmission to (202)
906–6518. (Prior notice identifying the
materials you will be requesting will
assist us in serving you.) We schedule
appointments on business days between
10 a.m. and 4 p.m. In most cases,
appointments will be available the next
business day following the date we
receive a request.
FOR FURTHER INFORMATION CONTACT: You
can access more information on the TFR
form and instructions on OTS’s Web site
via these links:
TFR report form—https://
www.ots.treas.gov/docs/7/78199.pdf.
TFR instructions—https://
www.ots.treas.gov/docs/4/4210042.pdf.
You can access the Call Report form
and instructions on the FDIC’s Web site
via these links:
Call Report form—https://
www.fdic.gov/regulations/resources/
call/#RptForms.
Call Report instructions—https://
www.fdic.gov/regulations/resources/
call/crinst/callinst2007_march.html.
You can request additional
information about this proposal by
sending an e-mail to
callreport@ots.treas.gov, or request to
Attention: Request for Information on
Call Conversion at Office of Thrift
Supervision, 1700 G Street, NW.,
Washington, DC 20552.
SUPPLEMENTARY INFORMATION: OTSregulated savings associations (savings
associations) are required to submit a
TFR to OTS each quarter. TFR data
include information on savings
associations and their holding
companies. Also collected as part of the
TFR are detailed maturity and rate data
used as inputs for the OTS Net Portfolio
Value (NPV) Model. TFR data are used
to monitor the condition, performance,
and risk profile of individual
institutions, systemic risk among groups
of institutions, and all savings
associations as a whole.
TFR financial data are used to identify
areas of focus for both on-site
examinations and off-site monitoring.
OTS uses TFR data in evaluating
interstate merger and acquisition
applications to determine, as required
by law, whether the resulting
institutions would control more than 10
percent of the total amount of deposits
of insured depository institutions in the
United States. TFR data are also used to
calculate FDIC deposit insurance
premiums and OTS’s savings
association assessments.
Current Action: OTS is considering
whether to convert savings associations
from the TFR to the Call Report. If this
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Fmt 4702
Sfmt 4702
proposal were adopted, savings
associations would no longer be
required to file the TFR, but instead
would file a Call Report. Savings
associations would be required to
continue filing certain information
currently collected on the TFR that is
not included on the Call Report. This
additional information would include
the Consolidated Maturity Rate data
(Schedule CMR) and the Holding
Company data (Schedule HC). It is
anticipated that this additional
information would be filed as schedules
of the Call Report. If the additional
information cannot be included as
schedules of the Call Report, it would be
filed directly with OTS.
OTS seeks to supply the industry and
the public with the information needed
to analyze and provide informed
comments on the proposal. After OTS
has researched and compiled the
information needed, OTS will request
comment on the substance of any
conversion proposal. That proposal
would include both the requested
information and the proposed
amendments to any OTS regulations
that would need to be modified.
Discussion of Proposed Revisions
Savings associations are currently
required to submit quarterly TFR reports
directly to the OTS. All other FDICinsured institutions submit quarterly
Call Reports to the their primary federal
regulator via the Federal Financial
Institutions Examination Council’s
(FFIEC) Central Data Repository (CDR).
While the TFR and the Call Report share
general similarities, there are some
significant differences in the data that
are collected due primarily to
differences in industry focus and assets
between savings associations and
commercial banks. There are also
differences in how the two reporting
systems are administered. Some of the
more significant differences are
highlighted below.
Data Collected
In general, differences in the data
collected on the TFR and Call Report
reflect historic lending differences
between banks and savings associations.
Given savings associations’ historic
focus on mortgage and consumer
lending, the TFR collects more detailed
information on those types of loans,
while the Call Report collects more
detailed information on investment
securities and commercial loans.
In the area of capital, Call Report
Schedule RC–R (Regulatory Capital)
collects many more data items than the
TFR Schedule CCR (Consolidated
Capital Requirement). The Call Report
E:\FR\FM\14NOP1.SGM
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Federal Register / Vol. 72, No. 219 / Wednesday, November 14, 2007 / Proposed Rules
also collects more detail on riskweighted assets by asset class and offbalance sheet categories.
With regard to valuation allowances,
TFR Schedule VA collects greater detail
on general valuation allowances by asset
type than does the Call Report. The TFR
also breaks out specific valuation
allowances (SVAs), while the Call
Report combines SVAs with charge-offs.
Interest rate risk monitoring is another
area of reporting difference. TFR
Schedule CMR collects detailed on- and
off-balance sheet repricing data, from
which measures of interest rate risk are
calculated using the proprietary OTS
NPV Model. OTS provides each savings
association its own interest rate risk
measures free of charge in the Interest
Rate Risk Report. By contrast, the Call
Report collects only limited repricing
data.
Also collected on the TFR are savings
association holding company data. In
contrast, bank holding companies are
required to file with the Federal Reserve
Board quarterly information (FR Y–9
series reports) in addition to Call
Reports for their insured subsidiaries.
OTS anticipates that savings
associations would be required to file a
modified version of the Call Report on
a quarterly basis, in place of the TFR
report. As noted above, the modified
Call Report would include new
schedules specific to the OTS-regulated
savings associations such as:
• Consolidated Maturity/Rate
Schedule CMR (or similar loan portfolio
data),
• Thrift Holding Company data,
similar to the current TFR Schedule HC,
and
• Other supplemental data items.
Savings associations may be exempt
from reporting some other Call Report
items.
pwalker on PROD1PC71 with PROPOSALS
Data Collection Methods
Currently, savings associations are
required to file their TFR reports
electronically using OTS-supplied
Electronic Filing Software (EFS). This
software includes features that assist the
user in the report preparation process.
Savings associations with questions
about how to use the EFS or how to
prepare the TFR report can contact OTS
directly for customer support.
If a conversion to the Call Report were
implemented, savings associations
would be required to file their Call
Reports electronically using filing
software purchased from a third-party
vendor. Savings associations would
transmit their Call Report data using the
technology of the FFIEC’s Central Data
Repository system.
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16:00 Nov 13, 2007
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64005
Staff
DEPARTMENT OF TRANSPORTATION
Converting to the Call Report might
require savings associations to re-train
report preparation staff. Call Report
preparation training is available from
independent trade or professional
organizations.
Federal Aviation Administration
Analytical Tools
Savings associations currently receive
the Uniform Thrift Performance Report
(UTPR), peer group data, and Interest
Rate Risk reports each quarter through
the Financial Reports Subscriber (FRS)
software provided by OTS.
If conversion to the Call Report were
adopted, the Uniform Bank Performance
Report (UBPR) would be available for
savings associations from the FFIEC
Web site. Peer Group analyses,
including banks, would also be
available. Savings associations would
continue to receive their Interest Rate
Risk reports from the OTS. The reports
would continue to be based on the CMR
data, whether the data is submitted with
the Call Report or directly to OTS.
Requests for Comments
OTS would like to provide sufficient
information to enable the public to
analyze and comment on the proposed
conversion from the TFR to the Call
Report. Please provide comments
identifying the information you would
need to evaluate the proposal. OTS will
research and compile the information
requested. OTS will publish a second
notice that will include: (1) The
requested information, (2) the proposed
amendments to any OTS regulations
that will need to be modified, and (3) a
request for comment on the proposal to
convert from the TFR to the Call Report.
All comments will become a matter of
public record.
Dated: November 6, 2007.
By the Office of Thrift Supervision.
John M. Reich,
Director.
[FR Doc. E7–22175 Filed 11–13–07; 8:45 am]
BILLING CODE 6720–01–P
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Fmt 4702
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14 CFR Part 39
[Docket No. FAA–2007–0109; Directorate
Identifier 2007–NM–235–AD]
RIN 2120–AA64
Airworthiness Directive; Lockheed
Model 382, 382B, 382E, 382F, and 382G
Series Airplanes
Federal Aviation
Administration (FAA), Department of
Transportation (DOT).
ACTION: Notice of proposed rulemaking
(NPRM).
AGENCY:
SUMMARY: The FAA proposes to adopt a
new airworthiness directive (AD) for all
Lockheed Model 382, 382B, 382E, 382F,
and 382G series airplanes. This
proposed AD would require revising the
FAA-approved maintenance inspection
program to include inspections that will
give no less than the required damage to
tolerance rating for each structural
significant item (SSI), doing repetitive
inspections to detect cracks of all SSIs,
and repairing cracked structure. This
proposed AD results from a report of
incidents involving fatigue cracking and
corrosion in transport category airplanes
that are approaching or have exceeded
their design service objective. We are
proposing this AD to maintain the
continued structural integrity of the
entire fleet of Model 382, 382B, 382E,
382F, and 382G series airplanes.
DATES: We must receive comments on
this proposed AD by December 31,
2007.
You may send comments by
any of the following methods:
• Federal eRulemaking Portal: Go to
https://www.regulations.gov. Follow the
instructions for submitting comments.
• Fax: 202–493–2251.
• Mail: U.S. Department of
Transportation, Docket Operations, M–
30, West Building Ground Floor, Room
W12–140, 1200 New Jersey Avenue, SE.,
Washington, DC 20590.
• Hand Delivery: U.S. Department of
Transportation, Docket Operations, M–
30, West Building Ground Floor, Room
W12–140, 1200 New Jersey Avenue, SE.,
Washington, DC 20590, between 9 a.m.
and 5 p.m., Monday through Friday,
except Federal holidays.
For service information identified in
this AD, contact Lockheed Martin
Corporation/Lockheed Martin
Aeronautics Company, Airworthiness
Office, Dept. 6A0M, Zone 0252, Column
P–58, 86 S. Cobb Drive, Marietta,
Georgia 30063.
ADDRESSES:
E:\FR\FM\14NOP1.SGM
14NOP1
Agencies
[Federal Register Volume 72, Number 219 (Wednesday, November 14, 2007)]
[Proposed Rules]
[Pages 64003-64005]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E7-22175]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
Office of Thrift Supervision
12 CFR Chapter V
[Docket ID OTS-2007-0023]
Proposed Agency Information Collection Activities; Comment
Request--Information Needed To Respond to a Proposal To Convert From
the Thrift Financial Report (TFR) to the Call Report
AGENCY: Office of Thrift Supervision (OTS), Treasury.
ACTION: Advance Notice of Proposed Rulemaking (ANPR).
-----------------------------------------------------------------------
SUMMARY: The Office of Thrift Supervision is considering requiring
savings associations to file quarterly Consolidated Reports of
Condition and Income (Call Report) instead of the Thrift Financial
Report (TFR) currently filed. This ANPR solicits comments identifying
information that the thrift industry and the public would need to
analyze a proposal to convert from the TFR to the Call Report used by
other federal banking regulators and to amend
[[Page 64004]]
any OTS rules that would be affected by such a change.
At the end of the comment period, OTS will review the comments and
conduct any research needed to compile the identified information. OTS
plans to publish a second notice containing the requested information
and solicit comments on whether to convert to the Call Report.
DATES: Submit written comments on or before January 14, 2008.
ADDRESSES: You may submit comments, identified by OTS-2007-0023, by any
of the following methods:
Federal eRulemaking Portal: Go to https://
www.regulations.gov, select ``Office of Thrift Supervision'' from the
agency drop-down menu, then click submit. Select Docket ID ``OTS-2007-
0023'' to submit or view public comments and to view supporting and
related materials for this notice of proposed rulemaking. The ``User
Tips'' link at the top of the page provides information on using
Regulations.gov, including instructions for submitting or viewing
public comments, viewing other supporting and related materials, and
viewing the docket after the close of the comment period.
Mail: Regulation Comments, Chief Counsel's Office, Office
of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552,
Attention: OTS-2007-0023.
Hand Delivery/Courier: Guard's Desk, East Lobby Entrance,
1700 G Street, NW., from 9 a.m. to 4 p.m. on business days, Attention:
Regulation Comments, Chief Counsel's Office, Attention: OTS-2007-0023.
Instructions: All submissions received must include the agency name
and docket number for this rulemaking. All comments received will be
entered into the docket and posted on Regulations.gov without change,
including any personal information provided. Comments, including
attachments and other supporting materials received are part of the
public record and subject to public disclosure. Do not enclose any
information in your comment or supporting materials that you consider
confidential or inappropriate for public disclosure.
Viewing Comments Electronically: Go to https://www.regulations.gov,
select ``Office of Thrift Supervision'' from the agency drop-down menu,
then click ``Submit.'' Select Docket ID ``OTS-2007-0023'' to view
public comments for this notice of proposed rulemaking.
Viewing Comments On-Site: You may inspect comments at the Public
Reading Room, 1700 G Street, NW., by appointment. To make an
appointment for access, call (202) 906-5922, send an e-mail to
public.info@ots.treas.gov, or send a facsimile transmission to (202)
906-6518. (Prior notice identifying the materials you will be
requesting will assist us in serving you.) We schedule appointments on
business days between 10 a.m. and 4 p.m. In most cases, appointments
will be available the next business day following the date we receive a
request.
FOR FURTHER INFORMATION CONTACT: You can access more information on the
TFR form and instructions on OTS's Web site via these links:
TFR report form--https://www.ots.treas.gov/docs/7/78199.pdf.
TFR instructions--https://www.ots.treas.gov/docs/4/4210042.pdf.
You can access the Call Report form and instructions on the FDIC's
Web site via these links:
Call Report form--https://www.fdic.gov/regulations/resources/call/
index.html#RptForms.
Call Report instructions--https://www.fdic.gov/regulations/
resources/call/crinst/callinst2007_march.html.
You can request additional information about this proposal by
sending an e-mail to callreport@ots.treas.gov, or request to Attention:
Request for Information on Call Conversion at Office of Thrift
Supervision, 1700 G Street, NW., Washington, DC 20552.
SUPPLEMENTARY INFORMATION: OTS-regulated savings associations (savings
associations) are required to submit a TFR to OTS each quarter. TFR
data include information on savings associations and their holding
companies. Also collected as part of the TFR are detailed maturity and
rate data used as inputs for the OTS Net Portfolio Value (NPV) Model.
TFR data are used to monitor the condition, performance, and risk
profile of individual institutions, systemic risk among groups of
institutions, and all savings associations as a whole.
TFR financial data are used to identify areas of focus for both on-
site examinations and off-site monitoring. OTS uses TFR data in
evaluating interstate merger and acquisition applications to determine,
as required by law, whether the resulting institutions would control
more than 10 percent of the total amount of deposits of insured
depository institutions in the United States. TFR data are also used to
calculate FDIC deposit insurance premiums and OTS's savings association
assessments.
Current Action: OTS is considering whether to convert savings
associations from the TFR to the Call Report. If this proposal were
adopted, savings associations would no longer be required to file the
TFR, but instead would file a Call Report. Savings associations would
be required to continue filing certain information currently collected
on the TFR that is not included on the Call Report. This additional
information would include the Consolidated Maturity Rate data (Schedule
CMR) and the Holding Company data (Schedule HC). It is anticipated that
this additional information would be filed as schedules of the Call
Report. If the additional information cannot be included as schedules
of the Call Report, it would be filed directly with OTS.
OTS seeks to supply the industry and the public with the
information needed to analyze and provide informed comments on the
proposal. After OTS has researched and compiled the information needed,
OTS will request comment on the substance of any conversion proposal.
That proposal would include both the requested information and the
proposed amendments to any OTS regulations that would need to be
modified.
Discussion of Proposed Revisions
Savings associations are currently required to submit quarterly TFR
reports directly to the OTS. All other FDIC-insured institutions submit
quarterly Call Reports to the their primary federal regulator via the
Federal Financial Institutions Examination Council's (FFIEC) Central
Data Repository (CDR). While the TFR and the Call Report share general
similarities, there are some significant differences in the data that
are collected due primarily to differences in industry focus and assets
between savings associations and commercial banks. There are also
differences in how the two reporting systems are administered. Some of
the more significant differences are highlighted below.
Data Collected
In general, differences in the data collected on the TFR and Call
Report reflect historic lending differences between banks and savings
associations. Given savings associations' historic focus on mortgage
and consumer lending, the TFR collects more detailed information on
those types of loans, while the Call Report collects more detailed
information on investment securities and commercial loans.
In the area of capital, Call Report Schedule RC-R (Regulatory
Capital) collects many more data items than the TFR Schedule CCR
(Consolidated Capital Requirement). The Call Report
[[Page 64005]]
also collects more detail on risk-weighted assets by asset class and
off-balance sheet categories.
With regard to valuation allowances, TFR Schedule VA collects
greater detail on general valuation allowances by asset type than does
the Call Report. The TFR also breaks out specific valuation allowances
(SVAs), while the Call Report combines SVAs with charge-offs.
Interest rate risk monitoring is another area of reporting
difference. TFR Schedule CMR collects detailed on- and off-balance
sheet repricing data, from which measures of interest rate risk are
calculated using the proprietary OTS NPV Model. OTS provides each
savings association its own interest rate risk measures free of charge
in the Interest Rate Risk Report. By contrast, the Call Report collects
only limited repricing data.
Also collected on the TFR are savings association holding company
data. In contrast, bank holding companies are required to file with the
Federal Reserve Board quarterly information (FR Y-9 series reports) in
addition to Call Reports for their insured subsidiaries.
OTS anticipates that savings associations would be required to file
a modified version of the Call Report on a quarterly basis, in place of
the TFR report. As noted above, the modified Call Report would include
new schedules specific to the OTS-regulated savings associations such
as:
Consolidated Maturity/Rate Schedule CMR (or similar loan
portfolio data),
Thrift Holding Company data, similar to the current TFR
Schedule HC, and
Other supplemental data items.
Savings associations may be exempt from reporting some other Call
Report items.
Data Collection Methods
Currently, savings associations are required to file their TFR
reports electronically using OTS-supplied Electronic Filing Software
(EFS). This software includes features that assist the user in the
report preparation process. Savings associations with questions about
how to use the EFS or how to prepare the TFR report can contact OTS
directly for customer support.
If a conversion to the Call Report were implemented, savings
associations would be required to file their Call Reports
electronically using filing software purchased from a third-party
vendor. Savings associations would transmit their Call Report data
using the technology of the FFIEC's Central Data Repository system.
Staff
Converting to the Call Report might require savings associations to
re-train report preparation staff. Call Report preparation training is
available from independent trade or professional organizations.
Analytical Tools
Savings associations currently receive the Uniform Thrift
Performance Report (UTPR), peer group data, and Interest Rate Risk
reports each quarter through the Financial Reports Subscriber (FRS)
software provided by OTS.
If conversion to the Call Report were adopted, the Uniform Bank
Performance Report (UBPR) would be available for savings associations
from the FFIEC Web site. Peer Group analyses, including banks, would
also be available. Savings associations would continue to receive their
Interest Rate Risk reports from the OTS. The reports would continue to
be based on the CMR data, whether the data is submitted with the Call
Report or directly to OTS.
Requests for Comments
OTS would like to provide sufficient information to enable the
public to analyze and comment on the proposed conversion from the TFR
to the Call Report. Please provide comments identifying the information
you would need to evaluate the proposal. OTS will research and compile
the information requested. OTS will publish a second notice that will
include: (1) The requested information, (2) the proposed amendments to
any OTS regulations that will need to be modified, and (3) a request
for comment on the proposal to convert from the TFR to the Call Report.
All comments will become a matter of public record.
Dated: November 6, 2007.
By the Office of Thrift Supervision.
John M. Reich,
Director.
[FR Doc. E7-22175 Filed 11-13-07; 8:45 am]
BILLING CODE 6720-01-P