Privacy Act of 1974; Amendment to Existing Systems of Records, Debt Collection Asset Management System, 63919-63921 [E7-22077]

Download as PDF Federal Register / Vol. 72, No. 218 / Tuesday, November 13, 2007 / Notices registration request and are encouraged to identify anticipated special needs as early as possible. Dated: November 5, 2007. Hugo Teufel III, Chief Privacy Officer, Department of Homeland Security. [FR Doc. E7–22127 Filed 11–9–07; 8:45 am] BILLING CODE 4410–10–P DEPARTMENT OF HOMELAND SECURITY Transportation Security Administration [Docket Nos. TSA–2006–24191; Coast Guard–2006–24196] Transportation Worker Identification Credential (TWIC); Enrollment Dates for the Ports of Houston, TX; Providence, RI; Chicago, IL; Port Arthur, TX; and Savannah, GA Transportation Security Administration; United States Coast Guard; DHS. ACTION: Notice. rfrederick on PROD1PC67 with NOTICES AGENCY: SUMMARY: The Department of Homeland Security (DHS) through the Transportation Security Administration (TSA) issues this notice of the dates for the beginning of the initial enrollment for the Transportation Worker Identification Credential (TWIC) for the Ports of Houston, TX; Providence, RI; Chicago, IL; Port Arthur, TX; and Savannah, GA. DATES: TWIC enrollment in Houston and Providence will begin on November 14, 2007; TWIC enrollment in Chicago, Port Arthur and Savannah will begin on November 15, 2007. ADDRESSES: You may view published documents and comments concerning the TWIC Final Rule, identified by the docket numbers of this notice, using any one of the following methods. (1) Searching the Federal Docket Management System (FDMS) web page at www.regulations.gov; (2) Accessing the Government Printing Office’s web page at http:// www.gpoaccess.gov/fr/index.html; or (3) Visiting TSA’s Security Regulations web page at http:// www.tsa.gov and accessing the link for ‘‘Research Center’’ at the top of the page. FOR FURTHER INFORMATION CONTACT: James Orgill, TSA–19, Transportation Security Administration, 601 South 12th Street, Arlington, VA 22202–4220. Transportation Threat Assessment and Credentialing (TTAC), TWIC Program, (571) 227–4545; e-mail: credentialing@dhs.gov. VerDate Aug<31>2005 15:30 Nov 09, 2007 Jkt 214001 Background The Department of Homeland Security (DHS), through the United States Coast Guard and the Transportation Security Administration (TSA), issued a joint final rule (72 FR 3492; January 25, 2007) pursuant to the Maritime Transportation Security Act (MTSA), Pub. L. 107–295, 116 Stat. 2064 (November 25, 2002), and the Security and Accountability for Every Port Act of 2006 (SAFE Port Act), Public Law 109– 347 (October 13, 2006). This rule requires all credentialed merchant mariners and individuals with unescorted access to secure areas of a regulated facility or vessel to obtain a TWIC. In this final rule, on page 3510, TSA and Coast Guard stated that a phased enrollment approach based upon risk assessment and cost/benefit would be used to implement the program nationwide, and that TSA would publish a notice in the Federal Register indicating when enrollment at a specific location will begin and when it is expected to terminate. This notice provides the start date for TWIC initial enrollment at the Ports of Houston, TX; Providence, RI; Chicago, IL; Port Arthur, TX; and Savannah, GA only. Enrollment in Houston and Providence will begin on November 14, 2007. Enrollment in Chicago, Port Arthur, and Savannah will begin on November 15, 2007. The Coast Guard will publish a separate notice in the Federal Register indicating when facilities within the Captain of the Port Zone Houston-Galveston, including those in the Port of Houston, TX; Captain of the Port Zone Southeastern New England, including those in the Port of Providence, RI; Captain of the Port Zone Lake Michigan, including those in the Port of Chicago, IL; Captain of the Port Zone Port Arthur, including those in the Port of Port Arthur, TX; and Captain of the Port Zone Savannah, including those in the Port of Savannah, GA must comply with the portions of the final rule requiring TWIC to be used as an access control measure. That notice will be published at least 90 days before compliance is required. To obtain information on the preenrollment and enrollment process, and enrollment locations, visit TSA’s TWIC Web site at http://www.tsa.gov/twic. Issued in Arlington, Virginia, on November 6, 2007. Stephen Sadler, Director, Maritime and Surface Credentialing, Office of Transportation Threat Assessment and Credentialing, Transportation Security Administration. [FR Doc. E7–22072 Filed 11–9–07; 8:45 am] BILLING CODE 9110–05–P PO 00000 Frm 00047 Fmt 4703 Sfmt 4703 63919 DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT [Docket No. FR–5130–N–14] Privacy Act of 1974; Amendment to Existing Systems of Records, Debt Collection Asset Management System Office of the Chief Information Officer, HUD. ACTION: Notice of an amendment to two existing Systems of Records. AGENCY: SUMMARY: Pursuant to the provisions of the Privacy Act of 1974 (5 U.S.C. 552a), HUD is amending one of Privacy Act record systems, the Debt Collection Asset Management System (DCAMS, HUD/HS 54) notice published in the Federal Register on July 26, 2006 (71 FR 36353), to include a new routine. The routine use will permit the disclosure of data transferred from DCAMS to HUD’s Credit Alert Interactive Verification Response System (CAIVRS) that makes federal debtor’s delinquency and claim information available to program agencies and approved lenders to verify the creditworthiness of loan applicant’s. DATES: Effective Date: This action shall be effective without further notice on December 13, 2007 unless comments are received which will result in a contrary determination. Comments Due Date: December 13, 2007. ADDRESSES: Interested persons are invited to submit comments regarding this notice to the Rules Docket Clerk, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street, SW., Room 10276, Washington, DC 20410–0500. Communications should refer to the above docket number and title. A copy of each communication submitted will be available for public inspection and copying between 8 a.m. and 5 p.m. weekdays at the above address. FOR FURTHER INFORMATION CONTACT: The Departmental Privacy Act Officer, 451 Seventh St., SW., Room 4156, Washington, DC 20410, telephone number (202) 619–9057. (This is not a toll-free number.) A telecommunication device for hearing- and speech-impaired individuals (TTY) is available at (800) 877–8339 (Federal Information Relay Service). SUPPLEMENTARY INFORMATION: Title 5 U.S.C. 552a(e)(4) and (11) provides that the public be afforded a 30-day period in which to comment on the new systems of records, and require published notice of the existence and character of the system of records. The new system report was submitted to the Office of Management and Budget E:\FR\FM\13NON1.SGM 13NON1 63920 Federal Register / Vol. 72, No. 218 / Tuesday, November 13, 2007 / Notices (OMB), the Senate Committee on Homeland Security and Governmental Affairs, and the House Committee on Oversight and Government Reform pursuant to paragraph 4c of Appendix 1 to OMB Circular No. A–130, ‘‘Federal Agency Responsibilities for Maintaining Records About Individuals,’’ July 25, 1994 (59 FR 37914). Authority: 5 U.S.C. 552a 88 Stat. 1896; 342 U.S.C. 3535(d). Dated: November 1, 2007. Mile Milazzo, Acting Deputy CIO for IT Operations. HUD/HS–55 SYSTEM NAME: Debt Collection and Asset Management System (DCAMS), which consists of two sister systems identified as F71 and F71A. SYSTEM LOCATION: Mainframe maintained in HUD Headquarters, 451 Seventh Street, SW., Suite P–7110, Washington, DC 20410. Records management performed by HUD’s Financial Operations Center, 52 Corporate Circle, Albany, New York 12203. CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM: Categories of individuals who have debts resulting from default on HUD/ FHA-insured Title I loans and from other HUD/FHA loan programs. CATEGORIES OF RECORDS IN THE SYSTEM: The system contains data fields pertaining to defaulted borrowers that include defaulted borrowers’ names, addresses, Social Security Numbers, and phone numbers. The system also contains data fields for records relating to payment and other financial account data such as debt balance; loan origination information such as date and amount of loan; date of default; and collection and account statuses. The system also contains narrative remarks (called Case Remarks) that may include notes pertaining to discussions with defaulted borrowers and other parties; information obtained from public and court records, such as assessed property values, lien histories, case information from probate, state, and bankruptcy courts; and employer information for defaulted borrowers. rfrederick on PROD1PC67 with NOTICES AUTHORITY FOR MAINTENANCE OF THE SYSTEM: HUD is granted the authority in 24 CFR 17.60 through 17.170 to collect on claims for money or property arising out of the program activities of the Department. HUD’s statutory authority for collecting and managing claims is VerDate Aug<31>2005 15:30 Nov 09, 2007 Jkt 214001 found at 5 U.S.C. 5514, 28 U.S.C. 2672, and 31 U.S.C. 3711, 3716–18, and 3721. The implementing regulations pertaining to HUD’s debt collection activities and collection and use of personal data to support those activities are found at 24 CFR 17.60 through 17.170. PURPOSES: The primary purpose of DCAMS is to collect and maintain data needed to support activities related to the collection and servicing of various HUD/FHA debts. Debt collection and servicing activities include sending both automated and manually generated correspondence; making official phone calls; reporting consumer data to the credit bureaus; supporting collection initiatives, such as wage garnishment, offset of federal payments, pursuit of judgments, and foreclosure; and supporting defensive litigation related to foreclosure and actions to quiet title. It contains information on individuals who have debts resulting from default on HUD/FHA insured Title I loans and from other HUD/FHA loan programs. ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES OF USERS AND THE PURPOSES OF SUCH USES: In addition to those disclosures generally permitted under subsection (b) of the Privacy Act of 1974, 5 U.S.C. 522a(b), records may also be disclosed routinely to other users under the following circumstances: 1. Records may be disclosed to individuals under contract, cooperative agreement, or working agreement with HUD to assist the Department in fulfilling its statutory financial and asset management responsibilities. 2. Records may be disclosed during the course of an administrative proceeding, where HUD is a party, to an Administrative Law Judge and to the interested parties to the extent necessary for conducting the proceeding. 3. Records may be disclosed to the Department of Justice for litigation purposes associated with the representation of HUD or other Federal agency before the courts. 4. Records may be disclosed to the Department of Treasury who provides collection services for HUD. 5. Records may be provided to the national credit bureaus for credit reporting purposes. 6. Records may be disclosed to a confidential source to the extent necessary to assist the Office of the Inspector General or the Government Accounting Office in an investigation or audit. 7. Records may be disclosed to employers to effect wage garnishment. PO 00000 Frm 00048 Fmt 4703 Sfmt 4703 8. Records may be disclosed in asset sale transactions to third party debt purchasers. 9. Records may be transmitted to CAIVRS (Credit Alert Interactive Verification Reporting System) which is a HUD-sponsored database that makes a federal debtor’s delinquency and claim information available to federal lending and assistance agencies and private lenders who issue federally insured or guaranteed loans for the purpose of evaluating a loan applicant’s creditworthiness. POLICIES AND PRACTICES FOR STORING, RETRIEVING, ACCESSING, RETAINING, AND DISPOSING OF RECORDS IN THE SYSTEM: STORAGE: Records are stored electronically in computer hardware devices and in hard copy in file cabinets or other secure storage units. RETRIEVABILITY: Records may be retrieved by computer search via the name, address, or Social Security Number of the defaulted borrower and manually by combination of account number and name of primary defaulted borrower. SAFEGUARDS: Records are maintained in a secure computer network and in locked file cabinets in office space with controlled access. RETENTION AND DISPOSAL: Computer records for all active cases are available online in DCAMS. Computer records on inactive cases retired from the system are removed from the DCAMS online files and retained in batch files. The case remarks for these cases remain available online. Some reports can be generated based on the information stored in the batch files. Computer records for inactive cases that have been purged from the system are not retained in a batch file. The financial histories for these cases have been printed to microfiche. No other reports are available for purged cases. Records stored in paper files for inactive cases are retained in a Federal Records Center. Records are disposed of and archived in a manner that is consistent with the applicable official HUD Records Disposition Schedules and guidelines. SYSTEM MANAGER AND ADDRESS: Lester J. West, Director, HUD, Financial Operations Center, 52 Corporate Circle, Albany, New York 12203. E:\FR\FM\13NON1.SGM 13NON1 Federal Register / Vol. 72, No. 218 / Tuesday, November 13, 2007 / Notices NOTIFICATION AND RECORD ACCESS PROCEDURES: Individuals seeking to determine whether this system of records contains information about them, or those seeking access to such records, should address inquiries to the Project Manager of OHHLHC–CIEF, U.S. Department of Housing and Urban Development, 451 Seventh Street, SW., Suite P–7110, Washington, DC 20410. Written requests must include the full name, current address, and telephone number of the individual making the request, proof of identity, including a description of the requester’s relationship to the information in question. The System Manager will accept inquiries from individuals seeking notification of whether the system contains records pertaining to them. CONTESTING RECORD PROCEDURES: The procedures for requesting amendment or correction of records and appealing initial denials appear in 24 CFR part 16. If additional information or assistance is required, contact: (i) In relation to contesting the content of records, the Departmental Privacy Act Officer at HUD, 451 Seventh Street, SW., Room 4156, Washington, DC 20410; and (ii) In relation to appeals of initial denials, the Departmental Appeals Officer, Office of General Counsel, Department of Housing and Urban Development, 451 Seventh Street, SW., Washington, DC 20410. RECORD SOURCE CATEGORIES: Information may be collected from a variety of sources, including HUD, other federal, state, and local agencies, public records, credit reports, and HUDinsured lenders and other program participants. EXEMPTIONS FROM CERTAIN PROVISIONS OF THE ACT: None. [FR Doc. E7–22077 Filed 11–9–07; 8:45 am] BILLING CODE 4210–67–P DEPARTMENT OF THE INTERIOR Fish and Wildlife Service Take of Migrant Peregrine Falcons in the United States for Use in Falconry Fish and Wildlife Service, Interior. ACTION: Notice of availability. rfrederick on PROD1PC67 with NOTICES AGENCY: SUMMARY: This notice is to announce the availability of a Draft Environmental Assessment and Management Plan (DEA) for take of migrant peregrine VerDate Aug<31>2005 15:30 Nov 09, 2007 Jkt 214001 falcons (Falco peregrinus) in the United States for use in falconry. DATES: Comments on the Draft Environmental Assessment and Management Plan are due by February 11, 2008. ADDRESSES: The document is available from, and written comments about it should be submitted to, Chief, Division of Migratory Bird Management, U.S. Fish and Wildlife Service, 4401 North Fairfax Drive, Room 634, Arlington, VA 22203–1610. The fax number for a request or for comments is 703–358– 2272. You can request a copy of the DEA by calling 703–358–1714. The DEA also is available on the Division of Migratory Bird Management Web site at http://www.fws.gov/migratorybirds/. FOR FURTHER INFORMATION CONTACT: Dr. George Allen, Division of Migratory Bird Management, U.S. Fish and Wildlife Service, at 703–358–1714. SUPPLEMENTARY INFORMATION: The peregrine falcon is found almost worldwide. It is found throughout much of North America from the subarctic boreal forests of Alaska and Canada south to Mexico. The Arctic peregrine falcon (F. p. tundrius) nests in the tundra of Alaska, Canada, and Greenland, and is typically a longdistance migrant, wintering as far south as South America. The American peregrine falcon (F. p. anatum) occurs throughout much of North America from the subarctic boreal forests of Alaska and Canada south to Mexico. The American peregrine falcon nests from central Alaska, central Yukon Territory, and northern Alberta and Saskatchewan, east to the Maritimes and south throughout western Canada and the United States to Baja California, Sonora, and the highlands of central Mexico. However, it is not found in areas of the Pacific Northwest occupied by the Peales’s peregrine falcon (F. p. pealei), a year-round resident of the northwest Pacific coast from northern Washington to the Aleutian Islands. Peregrine falcons declined precipitously in North America following World War II, a decline attributed largely to organochlorine pesticides, mainly DDT, applied in the United States and Canada. Because of the decline, we listed the Arctic and American peregrine falcon subspecies were listed as endangered under the Endangered Species Act (16 U.S.C. 1531 et seq. on October 13, 1970 (35 FR 16047). We removed the Arctic peregrine from the Federal List of Endangered and Threatened Wildlife on October 5, 1994 (59 FR 50796) but still regulated this species under the Act in the contiguous PO 00000 Frm 00049 Fmt 4703 Sfmt 4703 63921 U.S. due to the similarity of appearance provision for all peregrine falcons; the American peregrine falcon remained listed as endangered. However, on August 25, 1999, we removed the American peregrine from the list (64 FR 46541) because the subspecies had considerably exceeded the recovery goals set for it in most areas. Anticipating delisting, in June 1999, the States, through the International Association of Fish and Wildlife Agencies, had proposed allowing take of migrant peregrines for falconry. In an October 4, 1999, Federal Register notice (64 FR 53686), we stated that we would consider a conservative level of take of migrant peregrine falcons in the United States. The DEA we announce in this notice is required as part of our consideration of allowing the take of migrant peregrines. In the DEA, we considered six alternatives to address potential take of migrant peregrine falcons in the United States and Alaska. Under the No-Action Alternative, no legal take of migrant peregrine falcons for falconry could occur. We also evaluated alternatives that would allow take in different locations and at different times. The preferred alternative is to allow take of peregrine falcons between September 20th and October 20th from areas of the continental areas south of 31degrees North latitude and east of 100 degrees West longitude, and within the State of Alaska. The allowed take would be consistent with management goals outlined in the DEA, and would be very unlikely to have negative effects on any portion of the populations of peregrine falcons in North America or Greenland. Most of the alternatives would require reductions in the allowed take of nestling American peregrine falcons in the 12 western States in which it is allowed. We propose to allow the decisions on allocation of the reduced take of nestlings to the States themselves, with the recommendations made through the Flyway Councils. Kenneth Stansell, Acting Director, U.S. Fish and Wildlife Service. [FR Doc. E7–21936 Filed 11–9–07; 8:45 am] BILLING CODE 4310–55–P E:\FR\FM\13NON1.SGM 13NON1

Agencies

[Federal Register Volume 72, Number 218 (Tuesday, November 13, 2007)]
[Notices]
[Pages 63919-63921]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E7-22077]


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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

[Docket No. FR-5130-N-14]


Privacy Act of 1974; Amendment to Existing Systems of Records, 
Debt Collection Asset Management System

AGENCY: Office of the Chief Information Officer, HUD.

ACTION: Notice of an amendment to two existing Systems of Records.

-----------------------------------------------------------------------

SUMMARY: Pursuant to the provisions of the Privacy Act of 1974 (5 
U.S.C. 552a), HUD is amending one of Privacy Act record systems, the 
Debt Collection Asset Management System (DCAMS, HUD/HS 54) notice 
published in the Federal Register on July 26, 2006 (71 FR 36353), to 
include a new routine. The routine use will permit the disclosure of 
data transferred from DCAMS to HUD's Credit Alert Interactive 
Verification Response System (CAIVRS) that makes federal debtor's 
delinquency and claim information available to program agencies and 
approved lenders to verify the creditworthiness of loan applicant's.

DATES: Effective Date: This action shall be effective without further 
notice on December 13, 2007 unless comments are received which will 
result in a contrary determination.
    Comments Due Date: December 13, 2007.

ADDRESSES: Interested persons are invited to submit comments regarding 
this notice to the Rules Docket Clerk, Office of General Counsel, 
Department of Housing and Urban Development, 451 Seventh Street, SW., 
Room 10276, Washington, DC 20410-0500. Communications should refer to 
the above docket number and title. A copy of each communication 
submitted will be available for public inspection and copying between 8 
a.m. and 5 p.m. weekdays at the above address.

FOR FURTHER INFORMATION CONTACT: The Departmental Privacy Act Officer, 
451 Seventh St., SW., Room 4156, Washington, DC 20410, telephone number 
(202) 619-9057. (This is not a toll-free number.) A telecommunication 
device for hearing- and speech-impaired individuals (TTY) is available 
at (800) 877-8339 (Federal Information Relay Service).

SUPPLEMENTARY INFORMATION: Title 5 U.S.C. 552a(e)(4) and (11) provides 
that the public be afforded a 30-day period in which to comment on the 
new systems of records, and require published notice of the existence 
and character of the system of records.
    The new system report was submitted to the Office of Management and 
Budget

[[Page 63920]]

(OMB), the Senate Committee on Homeland Security and Governmental 
Affairs, and the House Committee on Oversight and Government Reform 
pursuant to paragraph 4c of Appendix 1 to OMB Circular No. A-130, 
``Federal Agency Responsibilities for Maintaining Records About 
Individuals,'' July 25, 1994 (59 FR 37914).

    Authority: 5 U.S.C. 552a 88 Stat. 1896; 342 U.S.C. 3535(d).

    Dated: November 1, 2007.
Mile Milazzo,
Acting Deputy CIO for IT Operations.
HUD/HS-55

System Name:
    Debt Collection and Asset Management System (DCAMS), which consists 
of two sister systems identified as F71 and F71A.

System Location:
    Mainframe maintained in HUD Headquarters, 451 Seventh Street, SW., 
Suite P-7110, Washington, DC 20410. Records management performed by 
HUD's Financial Operations Center, 52 Corporate Circle, Albany, New 
York 12203.

Categories of Individuals Covered by the System:
    Categories of individuals who have debts resulting from default on 
HUD/FHA-insured Title I loans and from other HUD/FHA loan programs.

Categories of Records in the System:
    The system contains data fields pertaining to defaulted borrowers 
that include defaulted borrowers' names, addresses, Social Security 
Numbers, and phone numbers. The system also contains data fields for 
records relating to payment and other financial account data such as 
debt balance; loan origination information such as date and amount of 
loan; date of default; and collection and account statuses. The system 
also contains narrative remarks (called Case Remarks) that may include 
notes pertaining to discussions with defaulted borrowers and other 
parties; information obtained from public and court records, such as 
assessed property values, lien histories, case information from 
probate, state, and bankruptcy courts; and employer information for 
defaulted borrowers.

Authority for Maintenance of the System:
    HUD is granted the authority in 24 CFR 17.60 through 17.170 to 
collect on claims for money or property arising out of the program 
activities of the Department. HUD's statutory authority for collecting 
and managing claims is found at 5 U.S.C. 5514, 28 U.S.C. 2672, and 31 
U.S.C. 3711, 3716-18, and 3721. The implementing regulations pertaining 
to HUD's debt collection activities and collection and use of personal 
data to support those activities are found at 24 CFR 17.60 through 
17.170.

Purposes:
    The primary purpose of DCAMS is to collect and maintain data needed 
to support activities related to the collection and servicing of 
various HUD/FHA debts. Debt collection and servicing activities include 
sending both automated and manually generated correspondence; making 
official phone calls; reporting consumer data to the credit bureaus; 
supporting collection initiatives, such as wage garnishment, offset of 
federal payments, pursuit of judgments, and foreclosure; and supporting 
defensive litigation related to foreclosure and actions to quiet title. 
It contains information on individuals who have debts resulting from 
default on HUD/FHA insured Title I loans and from other HUD/FHA loan 
programs.

Routine Uses of Records Maintained in the System, Including Categories 
of Users and the Purposes of Such Uses:
    In addition to those disclosures generally permitted under 
subsection (b) of the Privacy Act of 1974, 5 U.S.C. 522a(b), records 
may also be disclosed routinely to other users under the following 
circumstances:
    1. Records may be disclosed to individuals under contract, 
cooperative agreement, or working agreement with HUD to assist the 
Department in fulfilling its statutory financial and asset management 
responsibilities.
    2. Records may be disclosed during the course of an administrative 
proceeding, where HUD is a party, to an Administrative Law Judge and to 
the interested parties to the extent necessary for conducting the 
proceeding.
    3. Records may be disclosed to the Department of Justice for 
litigation purposes associated with the representation of HUD or other 
Federal agency before the courts.
    4. Records may be disclosed to the Department of Treasury who 
provides collection services for HUD.
    5. Records may be provided to the national credit bureaus for 
credit reporting purposes.
    6. Records may be disclosed to a confidential source to the extent 
necessary to assist the Office of the Inspector General or the 
Government Accounting Office in an investigation or audit.
    7. Records may be disclosed to employers to effect wage 
garnishment.
    8. Records may be disclosed in asset sale transactions to third 
party debt purchasers.
    9. Records may be transmitted to CAIVRS (Credit Alert Interactive 
Verification Reporting System) which is a HUD-sponsored database that 
makes a federal debtor's delinquency and claim information available to 
federal lending and assistance agencies and private lenders who issue 
federally insured or guaranteed loans for the purpose of evaluating a 
loan applicant's creditworthiness.

Policies and Practices for Storing, Retrieving, Accessing, Retaining, 
and Disposing of Records in the System:
Storage:
    Records are stored electronically in computer hardware devices and 
in hard copy in file cabinets or other secure storage units.

Retrievability:
    Records may be retrieved by computer search via the name, address, 
or Social Security Number of the defaulted borrower and manually by 
combination of account number and name of primary defaulted borrower.

Safeguards:
    Records are maintained in a secure computer network and in locked 
file cabinets in office space with controlled access.

Retention and Disposal:
    Computer records for all active cases are available online in 
DCAMS. Computer records on inactive cases retired from the system are 
removed from the DCAMS online files and retained in batch files. The 
case remarks for these cases remain available online. Some reports can 
be generated based on the information stored in the batch files. 
Computer records for inactive cases that have been purged from the 
system are not retained in a batch file. The financial histories for 
these cases have been printed to microfiche. No other reports are 
available for purged cases. Records stored in paper files for inactive 
cases are retained in a Federal Records Center. Records are disposed of 
and archived in a manner that is consistent with the applicable 
official HUD Records Disposition Schedules and guidelines.

System Manager and Address:
    Lester J. West, Director, HUD, Financial Operations Center, 52 
Corporate Circle, Albany, New York 12203.

[[Page 63921]]

Notification and Record Access Procedures:
    Individuals seeking to determine whether this system of records 
contains information about them, or those seeking access to such 
records, should address inquiries to the Project Manager of OHHLHC-
CIEF, U.S. Department of Housing and Urban Development, 451 Seventh 
Street, SW., Suite P-7110, Washington, DC 20410. Written requests must 
include the full name, current address, and telephone number of the 
individual making the request, proof of identity, including a 
description of the requester's relationship to the information in 
question. The System Manager will accept inquiries from individuals 
seeking notification of whether the system contains records pertaining 
to them.

Contesting Record Procedures:
    The procedures for requesting amendment or correction of records 
and appealing initial denials appear in 24 CFR part 16. If additional 
information or assistance is required, contact:
    (i) In relation to contesting the content of records, the 
Departmental Privacy Act Officer at HUD, 451 Seventh Street, SW., Room 
4156, Washington, DC 20410; and
    (ii) In relation to appeals of initial denials, the Departmental 
Appeals Officer, Office of General Counsel, Department of Housing and 
Urban Development, 451 Seventh Street, SW., Washington, DC 20410.

Record Source Categories:
    Information may be collected from a variety of sources, including 
HUD, other federal, state, and local agencies, public records, credit 
reports, and HUD-insured lenders and other program participants.

Exemptions from Certain Provisions of the Act:
    None.

 [FR Doc. E7-22077 Filed 11-9-07; 8:45 am]
BILLING CODE 4210-67-P