Agency Information Collection Activities: Submission for OMB Review; Comment Request, 28555-28556 [07-2521]

Download as PDF Federal Register / Vol. 72, No. 97 / Monday, May 21, 2007 / Notices Reg C—12 CFR 203—Home Mortgage Disclosure Requires certain mortgage lenders to report certain home loan application information and to disclose certain data regarding their home mortgage lending. through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or startup costs and costs of operation, maintenance, and purchase of services to provide information. Reg E—12 CFR—205—Electronic Fund Transfers Establishes the rights, liabilities, and responsibilities of parties in electronic funds transfers and protects consumers when they use such systems. Dated: May 15, 2007. Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency. [FR Doc. 07–2520 Filed 5–18–07; 8:45 am] Reg M—12 CFR 213—Consumer Leasing BILLING CODE 4810–33–P Implements the consumer leasing provisions of the Truth in Lending Act by requiring meaningful disclosure of leasing terms. DEPARTMENT OF THE TREASURY Reg Z—12 CFR 226—Truth in Lending Agency Information Collection Activities: Submission for OMB Review; Comment Request Prescribes uniform methods for computing the cost of credit, for disclosing credit terms and costs, and for resolving errors on certain types of credit accounts. Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: Reg CC—12 CFR 229—Availability of Funds and Collection of Checks Governs the availability of funds deposited in checking accounts, the collection and return of checks, and substitute checks. pwalker on PROD1PC71 with NOTICES Reg DD—12 CFR 230—Truth in Savings Requires depository institutions to provide disclosures to enable consumers to make meaningful comparisons of deposit accounts. Affected Public: Businesses or other for-profit. Burden Estimates: Estimated Number of Respondents: 1,800. Estimated Number of Responses: 1,800. Estimated Annual Burden: 3,539,052 hours. Frequency of Response: On occasion. Comments: Comments submitted in response to this notice will be summarized and included in the request for OMB approval. All comments will become a matter of public record. Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information has practical utility; (b) The accuracy of the agency’s estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including VerDate Aug<31>2005 15:57 May 18, 2007 Jkt 211001 Office of the Comptroller of the Currency SUMMARY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning an extension of OMB approval of the information collection titled, ‘‘Disclosure of Financial and Other Information by National Banks (12 CFR 18).’’ The OCC also gives notice that it has sent the information collection to OMB for review and approval. DATES: Comments must be submitted on or before June 20, 2007. ADDRESSES: Communications Division, Office of the Comptroller of the Currency, Public Information Room, Mailstop 1–5, Attention: 1557–0182, 250 E Street, SW., Washington, DC 20219. In addition, comments may be sent by fax to (202) 874–4448, or by electronic mail to regs.comments@occ.treas.gov. You can inspect and photocopy the comments at the OCC’s Public Information Room, 250 E Street, SW., Washington, DC 20219. You can make an appointment to inspect the comments by calling (202) 874–5043. Additionally, you should send a copy of your comments to OCC Desk Officer, PO 00000 Frm 00094 Fmt 4703 Sfmt 4703 28555 1557–0182, by mail to U.S. Office of Management and Budget, 725 17th Street, NW., #10235, Washington, DC 20503, or by fax to (202) 395–6974. FOR FURTHER INFORMATION CONTACT: You may request additional information or a copy of the collection and supporting documentation submitted to OMB by contacting: Mary Gottlieb or Camille Dickerson, (202) 874–5090, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219. SUPPLEMENTARY INFORMATION: Title: Disclosure of Financial and Other Information by National Banks (12 CFR 18). OMB Control No.: 1557–0182. Type of Review: Extension, without revision, of a currently approved collection. Description: The collections of information are found in 12 CFR 18.4(c) and 18.8. Section 18.4(c) permits a bank to prepare an optional narrative for inclusion in its annual disclosure statement. Section 18.8 requires that a national bank promptly furnish materials in response to a request. The regulation applies to approximately 1,800 national banks and 50 Federal branches and agencies. Most banks will use their Call Reports or information prepared for annual reports as their disclosure material. This program of periodic financial disclosure is needed, not only to facilitate informed decision making by existing and potential customers and investors, but also to improve public understanding of, and confidence in, the financial condition of individual national banks and the national banking system. Further, financial disclosure reduces the likelihood that the market will overreact to incomplete information. Affected Public: Businesses or other for-profit. Burden Estimates: Estimated Number of Respondents: 1,850. Estimated Number of Responses: 1,850. Estimated Annual Burden: 925 hours. Frequency of Response: On occasion. Comments: A 60-day Federal Register Notice was issued on March 14, 2007 (72 FR 11933). No comments were received. Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information has practical utility; E:\FR\FM\21MYN1.SGM 21MYN1 28556 Federal Register / Vol. 72, No. 97 / Monday, May 21, 2007 / Notices (b) The accuracy of the agency’s estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or startup costs and costs of operation, maintenance, and purchase of services to provide information. Dated: May 15, 2007. Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency. [FR Doc. 07–2521 Filed 5–18–07; 8:45 am] BILLING CODE 4810–33–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Submission for OMB Review; Comment Request Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: pwalker on PROD1PC71 with NOTICES SUMMARY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning an extension of OMB approval of the information collection titled, ‘‘(MA) Real Estate Lending and Appraisals (12 VerDate Aug<31>2005 15:57 May 18, 2007 Jkt 211001 CFR 34).’’ The OCC also gives notice that it has sent the information collection to OMB for review and approval. DATES: Comments must be submitted on or before June 20, 2007. ADDRESSES: Communications Division, Office of the Comptroller of the Currency, Public Information Room, Mailstop 1–5, Attention: 1557–0190, 250 E Street, SW., Washington, DC 20219. In addition, comments may be sent by fax to (202) 874–4448, or by electronic mail to regs.comments@occ.treas.gov. You can inspect and photocopy the comments at the OCC’s Public Information Room, 250 E Street, SW., Washington, DC 20219. You can make an appointment to inspect the comments by calling (202) 874–5043. Additionally, you should send a copy of your comments to OCC Desk Officer, 1557–0190, by mail to U.S. Office of Management and Budget, 725 17th Street, NW., #10235, Washington, DC 20503, or by fax to (202) 395–6974. FOR FURTHER INFORMATION CONTACT: You may request additional information or a copy of the collection and supporting documentation submitted to OMB by contacting: Mary Gottlieb or Camille Dickerson, (202) 874–5090, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219. SUPPLEMENTARY INFORMATION: Title: (MA) Real Estate Lending and Appraisals (12 CFR 34). OMB Control No.: 1557–0190. Type of Review: Extension, without revision, of a currently approved collection. Description: Title XI of the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA), 12 U.S.C. 3331 et seq., directs the Federal banking agencies to publish appraisal rules for federally related transactions. This submission covers those statutorily required appraisal rules. These regulations are required by statute and PO 00000 Frm 00095 Fmt 4703 Sfmt 4703 are used by the agencies to ensure the safe and sound operation of financial institutions. National banks must review and maintain records required under 12 CFR Part 34 Subpart C (Appraisal Requirements) and Subpart D (Real Estate Lending Standards) and file the reports required by Subpart E (Other Real Estate Owned). Affected Public: Businesses or other for-profit. Burden Estimates: Estimated Number of Respondents: 1,800. Estimated Number of Responses: 3,610. Estimated Annual Burden: 99,050 hours. Frequency of Response: On occasion. Comments: A 60-day Federal Register Notice was issued on March 14, 2007 (72 FR 11934). No comments were received. Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information has practical utility; (b) The accuracy of the agency’s estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or startup costs and costs of operation, maintenance, and purchase of services to provide information. Dated: May 15, 2007. Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency. [FR Doc. 07–2523 Filed 5–18–07; 8:45 am] BILLING CODE 4810–33–P E:\FR\FM\21MYN1.SGM 21MYN1

Agencies

[Federal Register Volume 72, Number 97 (Monday, May 21, 2007)]
[Notices]
[Pages 28555-28556]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 07-2521]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The OCC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to comment on a continuing information collection, as required 
by the Paperwork Reduction Act of 1995. An agency may not conduct or 
sponsor, and a respondent is not required to respond to, an information 
collection unless it displays a currently valid Office of Management 
and Budget (OMB) control number. The OCC is soliciting comment 
concerning an extension of OMB approval of the information collection 
titled, ``Disclosure of Financial and Other Information by National 
Banks (12 CFR 18).'' The OCC also gives notice that it has sent the 
information collection to OMB for review and approval.

DATES: Comments must be submitted on or before June 20, 2007.

ADDRESSES: Communications Division, Office of the Comptroller of the 
Currency, Public Information Room, Mailstop 1-5, Attention: 1557-0182, 
250 E Street, SW., Washington, DC 20219. In addition, comments may be 
sent by fax to (202) 874-4448, or by electronic mail to 
regs.comments@occ.treas.gov. You can inspect and photocopy the comments 
at the OCC's Public Information Room, 250 E Street, SW., Washington, DC 
20219. You can make an appointment to inspect the comments by calling 
(202) 874-5043.
    Additionally, you should send a copy of your comments to OCC Desk 
Officer, 1557-0182, by mail to U.S. Office of Management and Budget, 
725 17th Street, NW., 10235, Washington, DC 20503, or by fax 
to (202) 395-6974.

FOR FURTHER INFORMATION CONTACT: You may request additional information 
or a copy of the collection and supporting documentation submitted to 
OMB by contacting: Mary Gottlieb or Camille Dickerson, (202) 874-5090, 
Legislative and Regulatory Activities Division, Office of the 
Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219.

SUPPLEMENTARY INFORMATION:
    Title: Disclosure of Financial and Other Information by National 
Banks (12 CFR 18).
    OMB Control No.: 1557-0182.
    Type of Review: Extension, without revision, of a currently 
approved collection.
    Description: The collections of information are found in 12 CFR 
18.4(c) and 18.8. Section 18.4(c) permits a bank to prepare an optional 
narrative for inclusion in its annual disclosure statement. Section 
18.8 requires that a national bank promptly furnish materials in 
response to a request.
    The regulation applies to approximately 1,800 national banks and 50 
Federal branches and agencies. Most banks will use their Call Reports 
or information prepared for annual reports as their disclosure 
material.
    This program of periodic financial disclosure is needed, not only 
to facilitate informed decision making by existing and potential 
customers and investors, but also to improve public understanding of, 
and confidence in, the financial condition of individual national banks 
and the national banking system. Further, financial disclosure reduces 
the likelihood that the market will overreact to incomplete 
information.
    Affected Public: Businesses or other for-profit.
    Burden Estimates:
    Estimated Number of Respondents: 1,850.
    Estimated Number of Responses: 1,850.
    Estimated Annual Burden: 925 hours.
    Frequency of Response: On occasion.
    Comments: A 60-day Federal Register Notice was issued on March 14, 
2007 (72 FR 11933). No comments were received. Comments continue to be 
invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the agency, including whether 
the information has practical utility;

[[Page 28556]]

    (b) The accuracy of the agency's estimate of the burden of the 
collection of information;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or startup costs and costs of operation, 
maintenance, and purchase of services to provide information.

    Dated: May 15, 2007.
Stuart Feldstein,
Assistant Director, Legislative and Regulatory Activities Division, 
Office of the Comptroller of the Currency.
[FR Doc. 07-2521 Filed 5-18-07; 8:45 am]
BILLING CODE 4810-33-P