DirectRevenue LLC, DirectRevenue Holdings LLC, Joshua Abram, Daniel Kaufman, Alan Murray, and Rodney Hook; Analysis of Proposed Consent Order To Aid Public Comment, 8161-8163 [E7-3058]
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Federal Register / Vol. 72, No. 36 / Friday, February 23, 2007 / Notices
FEDERAL RESERVE SYSTEM
cprice-sewell on PROD1PC61 with NOTICES
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR Part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The application also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Additional information on all bank
holding companies may be obtained
from the National Information Center
website at www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than March 22,
2007.
A. Federal Reserve Bank of Chicago
(Patrick M. Wilder, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690-1414:
1. C–B–G, Inc., West Liberty, Iowa; to
acquire additional voting shares of
Washington Bancorp, Washington,
Iowa, for a total exceeding 25 percent,
and thereby indirectly acquire voting
shares of Federation Bank, Washington,
Iowa.
2. Community State Bank Employee
Stock Ownership Plan and Trust, Union
Grove, Wisconsin; to increase its
ownership of Union Bancorporation,
Inc., Union Grove, Wisconsin, to 35.52
percent of the voting shares, and thereby
increase its indirect ownership of
Community State Bank, Union Grove,
Wisconsin.
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Board of Governors of the Federal Reserve
System, February 20, 2007.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E7–3096 Filed 2–22–07; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL TRADE COMMISSION
[File No. 052 3131]
DirectRevenue LLC, DirectRevenue
Holdings LLC, Joshua Abram, Daniel
Kaufman, Alan Murray, and Rodney
Hook; Analysis of Proposed Consent
Order To Aid Public Comment
Federal Trade Commission.
Proposed consent agreement.
AGENCY:
ACTION:
SUMMARY: The consent agreement in this
matter settles alleged violations of
federal law prohibiting unfair or
deceptive acts or practices or unfair
methods of competition. The attached
Analysis to Aid Public Comment
describes both the allegations in the
draft complaint and the terms of the
consent order—embodied in the consent
agreement—that would settle these
allegations.
Comments must be received on
or before March 21, 2007.
ADDRESSES: Interested parties are
invited to submit written comments.
Comments should refer to
‘‘DirectRevenue LLC, et al., File No. 052
3131 to facilitate the organization of
comments. A comment filed in paper
form should include this reference both
in the text and on the envelope, and
should be mailed or delivered to the
following address: Federal Trade
Commission/Office of the Secretary,
Room 135–H , 600 Pennsylvania
Avenue, NW., Washington, DC 20580.
Comments containing confidential
material must be filed in paper form,
must be clearly labeled ‘‘Confidential,’’
and must comply with Commission
Rule 4.9(c). 16 CFR 4.9(c) (2005).1 The
FTC is requesting that any comment
filed in paper form be sent by courier or
overnight service, if possible, because
U.S. postal mail in the Washington area
and at the Commission is subject to
delay due to heightened security
precautions. Comments that do not
contain any nonpublic information may
DATES:
1 The comment must be accompanied by an
explicit request for confidential treatment,
including the factual and legal basis for the request,
and must identify the specific portions of the
comment to be withheld from the public record.
The request will be granted or denied by the
Commission’s General Counsel, consistent with
applicable law and the public interest. See
Commission Rule 4.9(c), 16 CFR 4.9(c).
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8161
instead be filed in electronic form as
part of or as an attachment to e-mail
messages directed to the following email box: consentagreement@ftc.gov.
The FTC Act and other laws the
Commission administers permit the
collection of public comments to
consider and use in this proceeding as
appropriate. All timely and responsive
public comments, whether filed in
paper or electronic form, will be
considered by the Commission, and will
be available to the public on the FTC
Web site, to the extent practicable, at
https://www.ftc.gov. As a matter of
discretion, the FTC makes every effort to
remove home contact information for
individuals from the public comments it
receives before placing those comments
on the FTC Web site. More information,
including routine uses permitted by the
Privacy Act, may be found in the FTC’s
privacy policy, at https://www.ftc.gov/
ftc/privacy.htm.
FOR FURTHER INFORMATION CONTACT:
Mamie Kresses (202/326–2070) or
Stacey Freguson (202/326–2361),
Bureau of Consumer Protection, 600
Pennsylvania Avenue, NW.,
Washington, DC 20580.
SUPPLEMENTARY INFORMATION: Pursuant
to section 6(f) of the Federal Trade
Commission Act, 38 Stat. 721, 15 U.S.C.
46(f), and § 2.34 of the Commission
Rules of Practice, 16 CFR 2.34, notice is
hereby given that the above-captioned
consent agreement containing a consent
order to cease and desist, having been
filed with and accepted, subject to final
approval, by the Commission, has been
placed on the public record for a period
of thirty (30) days. The following
Analysis to Aid Public Comment
describes the terms of the consent
agreement, and the allegations in the
complaint. An electronic copy of the
full text of the consent agreement
package can be obtained from the FTC
Home Page (for February 16, 2007), on
the World Wide Web, at https://
www.ftc.gov/os/2007/02/index.htm. A
paper copy can be obtained from the
FTC Public Reference Room, Room 130H, 600 Pennsylvania Avenue, NW.,
Washington, DC 20580, either in person
or by calling (202) 326–2222.
Public comments are invited, and may
be filed with the Commission in either
paper or electronic form. All comments
should be filed as prescribed in the
ADDRESSES section above, and must be
received on or before the date specified
in the DATES section.
Analysis of Agreement Containing
Consent Order To Aid Public Comment
The Federal Trade Commission has
accepted, subject to final approval, an
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8162
Federal Register / Vol. 72, No. 36 / Friday, February 23, 2007 / Notices
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agreement containing a consent order
from proposed respondents
DirectRevenue LLC, DirectRevenue
Holdings LLC, Joshua Abram, Daniel
Kaufman, Alan Murray, and Rodney
Hook, individually and as officers of
DirectRevenue LLC (together, ‘‘the
respondents’’). The proposed consent
order has been placed on the public
record for thirty (30) days for receipt of
comments by interested persons.
Comments received during this period
will become part of the public record.
After thirty (30) days, the Commission
will again review the agreement and the
comments received, and will decide
whether it should withdraw from the
agreement or make final the agreement’s
proposed order.
General Allegations
The respondents develop, market, and
distribute via Internet downloads
advertising software programs
(‘‘adware’’)—including programs with
the names Aurora, Ceres, A Better
Internet, OfferOptomizer, Twaintec, and
Best Offers—that monitor consumers’
Internet use in order to display targeted
pop-up ads. This matter concerns
allegations that the respondents: (1)
Directly, and through a network of
numerous affiliates and sub-affiliates,
installed their adware on consumers’
computers without adequate notice or
consent; (2) through affiliates and subaffiliates, installed their adware on
consumers’ computers entirely without
notice or authorization; and (3) made
their adware difficult for consumers to
identify, locate, and remove.
The Commission’s complaint alleges
that in numerous instances the
respondents, either directly or through
their affiliates and sub-affiliates,
purported to offer content to the public,
such as games, screen-savers, peer-topeer file sharing software, and/or
computer utility programs (‘‘lureware’’)
and bundled the respondents’ adware
with that content. The complaint further
alleges that consumers often have been
unaware that the respondents’ adware
would be installed on their computers
because it was not adequately disclosed
to them that downloading the lureware
would result in installation of the
respondents’ adware. Often, no
reference to the adware was made on
Web sites offering the lureware or in the
install windows. In other instances,
information about the effects of the
respondents’ adware could only be
ascertained, if at all, by clicking on one
or more inconspicuous hyperlinks to
reach multi-page user agreements
containing such information. These
inconspicuous hyperlinks were located
in the corner of Web site homepages or
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15:07 Feb 22, 2007
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in modal boxes provided by the
computer’s operating system.
The Commission’s complaint also
alleges that in numerous instances, the
respondents, through affiliates and subaffiliates, installed the respondents’
adware on consumers’ computers
entirely without notice or authorization.
The complaint cites as an example
unauthorized installations conducted by
the respondents’ sub-affiliate, Seismic
Entertainment Productions, Inc., via an
executable file that exploited a
vulnerability in Windows Media Player.
The Commission’s complaint further
alleges that the respondents made
identifying, locating, and removing their
adware extremely difficult for
consumers. Among other practices, the
respondents: failed to identify the name
or source of the adware in pop-up ads
to enable consumers to locate the
adware on their computers; stored
adware files in locations on consumers’
hard drives that are rarely accessed by
consumers, such as in the core systems
software folders; failed to list the
adware in the Windows Add/Remove
utility (a customary location for userinitiated uninstall of software
programs); where the adware was listed
in the Windows Add/Remove utility,
listed it under names resembling core
systems software or applications;
installed technology on consumers’
computers to reinstall the adware when
it had been uninstalled by consumers
through the Windows Add/Remove
utility or deleted by anti-spyware or
anti-adware programs; and when a
separate uninstall tool was provided,
required consumers to follow a ten-step
procedure including downloading
additional software and deactivating
firewalls, thereby exposing computers to
security risks.
Deception Allegation
The Commission’s complaint alleges
that by offering content over the Internet
such as browser upgrades, utilities,
games, screensavers, peer-to-peer file
sharing software and/or entertainment
content, without disclosing adequately
that this content was bundled with the
respondents’ adware, the respondents
committed a deceptive practice. The
bundling of the respondents’ adware,
which monitors consumers’ Internet use
and causes them to receive pop-up
advertisements, would be material to
consumers in their decision whether to
download the other software programs
and/or content.
Unfairness Allegations
The Commission’s complaint also
alleges that it was an unfair practice for
the respondents to install on consumers’
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computers, entirely without their
knowledge or authorization, adware that
could not be reasonably identified,
located, or removed by consumers. In
addition, the complaint alleges that it
was an unfair practice, in and of itself,
for the respondents not to provide
consumers with a reasonable means to
identify, locate, and remove the
respondents’ adware from their
computers. The complaint further
alleges that these practices have caused
or are likely to cause substantial
consumer injury that is not reasonably
avoidable by consumers themselves and
not outweighed by benefits to
consumers or competition.
The Proposed Consent Order
The proposed consent order contains
provisions designed to prevent the
respondents from engaging in similar
acts and practices in the future and to
halt continuing harm caused by the
respondents’ prior unlawful practices.
Part I of the proposed order prohibits
the respondents from displaying any
advertisement to, or otherwise
communicating with, any consumer’s
computer on which the respondents’
adware was installed prior to October 1,
2005 (‘‘legacy program’’). Part I permits
the respondents, within thirty days of
entry of the final order, to send a
maximum of three notices to legacy
program users informing them: that,
pursuant to the FTC settlement, they
will no longer receive any advertising or
communication from the respondents;
how they may affirmatively authorize
the respondents to continue serving
advertisements if consumers so choose;
and how they may fully remove the
respondents’ adware from their
computers. If consumers fail to respond
to the notice, the adware will remain
inactive.
Parts II and III prohibit the
respondents from, or assisting others in,
installing software onto any computer
by exploiting security vulnerabilities or
downloading or installing any software
program or application without
consumers’ express consent. ‘‘Express
consent’’ is defined in the proposed
order to require clear and prominent
disclosure of material terms prior to and
separate from any end user license
agreement, and to require consumer
activation of the download or
installation by clicking a button or a
substantially similar action.
Part IV requires the respondents to
establish, implement, and maintain a
clearly disclosed, user-friendly
mechanism through which consumers
can report and the respondents can
timely address complaints regarding the
respondents’ practices.
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Federal Register / Vol. 72, No. 36 / Friday, February 23, 2007 / Notices
Part V requires the respondents to
establish, implement, and maintain a
comprehensive program that is
reasonably designed to require affiliates
to obtain express consent before
installing the respondents’ software
onto consumers’ computers. Part V also
contains sub-parts mandating certain
measures the respondents must take to
monitor their distribution network.
Part VI requires the respondents to
identify advertisements served via the
respondents’ adware in order for
consumers to easily locate the source of
the advertisement, easily access the
respondents’ complaint mechanism, and
access directions on how to uninstall
such adware.
Part VII requires the respondents to
provide reasonable and effective means
for consumers to uninstall the
respondents’ adware.
Part IX requires the respondents to
pay $1.5 million to the Commission.
This payment may be used in the
Commission’s sole discretion to provide
appropriate relief, which may include,
but is not limited to, the recision of
contracts, payment of damages, and/or
public notification respecting such
unfair or deceptive acts or practices. If
the Commission determines that such
relief is wholly or partially
impracticable, any or all such funds
shall be paid to the United States
Treasury.
Part X requires the respondents to
cooperate with the Commission in this
action or any subsequent investigations
related to or associated with the
transactions or the occurrences that are
the subject of the Complaint.
The remaining order provisions
govern record retention (Part VIII), order
distribution (Part XI), ongoing reporting
requirements (Parts XII and XIII), filing
a compliance report (Part XIV). Part XV
provides that the order will terminate
after twenty (20) years under certain
circumstances.
The purpose of this analysis is to
facilitate public comment on the
proposed order, and it is not intended
to constitute an official interpretation of
the agreement and proposed order or to
modify in any way their terms.
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By direction of the Commission,
Commissioner Leibowitz dissenting.
Donald S. Clark,
Secretary.
Dissenting Statement of Commissioner
Jon Leibowitz
In this consent agreement,
Commission staff obtained strong
injunctive relief that will put an end to
practices that allowed DirectRevenue to
foist unwanted software on untold
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15:07 Feb 22, 2007
Jkt 211001
millions of consumers. The injunctive
provisions, like those in Zango, Inc.,
f/k/a 180 Solutions, Inc., will serve as a
model to adware companies in future.
But the $1.5 million in monetary relief
that the Commission obtained as part of
the consent agreement is a
disappointment because it apparently
leaves DirectRevenue’s owners lining
their pockets with more than $20
million from a business model based on
deceit. Ben Elgin with Brian Grow, The
Plot To Hijack Your Computer, Business
Week Online, available at https://
www.businessweek.com/magazine/
content/06_29/
b3993001.htm?chan=search (July 17,
2006).
According to the Commission’s
complaint, DirectRevenue downloaded
adware on consumers’ computers—in
many cases without notice and consent.
In other instances, to entice consumers
into downloading its nuisance adware
that plagued consumers’ computers
with pop-ups, it even bundled the
adware with software that was supposed
to block pop-ups—the height of
cynicism and disingenuousness.
Moreover, the respondents went to great
lengths to ensure that consumers could
not uninstall this unwanted software,
even employing ingenious (and
malicious) technologies such as code
that would reinstall it if the consumer
attempted to remove it.
Even apart from the hundreds of
thousands of hours people spent closing
all of these pop-up ads, how many
people lost important data because
respondents’ malware crashed their
computer? How many people fruitlessly
spent time trying to uninstall it? How
many people junked perfectly good
computers that were so burdened with
unwanted adware that they were
useless? One consumer captured the
frustration and anger that consumers no
doubt felt as they tried to deal with
DirectRevenue’s malware: ‘‘ ‘You people
are EVIL personified,’ Kevin Horton
wrote* * * ‘I would like the four hours
of my life back I have wasted trying to
get your stupid uninvited software off
my now crippled system.’ ’’ The Plot To
Hijack Your Computer, supra. Given the
number of unwitting DirectRevenue
‘‘customers’’—according to the New
York Attorney General’s complaint there
were more than 150 million software
installs, which likely served up literally
billions of pop-ups 2—Mr. Horton’s
2 On a separate note, I want to commend the New
York Attorney General’s office for its recent groundbreaking settlements—which included monetary
relief—with Priceline, Travelocity, and Cingular
Wireless in the context of its litigation against
DirectRevenue. Among other things, the settlements
require the companies to do due diligence before
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8163
experience could not have been
unusual. Some of the troubles came
home to roost: the software made the
computer of one of DirectRevenue’s own
employees crash four times in one day,
and the company had to send someone
to fix a computer belonging to one of the
company’s venture capital investors. Id.
I recognize that staff was able to
negotiate comprehensive injunctive
relief that will halt these illegal
practices once and for all. The proposed
order, among other things, requires
DirectRevenue to co-brand
advertisements it serves and provide an
effective method to uninstall their
software—steps that should allow
consumers unhappy with the pop-ups to
identify their source and remove the
software that generates them. Other
provisions ensure that consumers get to
choose whether they want the software
in the first place. I also recognize that,
in litigating this matter, staff would
have been presented with novel issues
that could pose risks.
That said, I cannot support a consent
agreement that requires the
respondents—particularly Joshua
Abram, Daniel Kaufman, Alan Murray,
and Rodney Hook, the officers and
owners of DirectRevenue—to pay a total
of only $1.5 million. Venture capitalists
poured more than $20 million into
DirectRevenue,3 and between the
companies’ ad revenues and the venture
capital money, millions of dollars
flowed into the owners’ pockets—$23
million, according to Business Week.
See The Plot To Hijack Your Computer,
supra. Settlement always involves
compromise, and staff must weigh the
advantages of a settlement with the risks
and costs of litigation. But in cases like
this, I would rather go to trial and risk
losing than settle for a compromise that
makes an FTC action just a cost of doing
business.
[FR Doc. E7–3058 Filed 2–22–07; 8:45 am]
BILLING CODE 6750–01–P
advertising via adware, and periodically follow up
to see how their online ads are being delivered.
These settlements are important because advertising
dollars fuel the demand side of the nuisance adware
problem by giving companies like DirectRevenue
and their affiliates and sub-affiliates the incentive
to expand their installed base, with or without
consumers’ consent.
3 See, e.g., Brad Stone, Invasion of the PC
Snatchers, Newsweek (Dec. 13, 2006), available at
https://www.msnbc.msn.com/id/6653413/site/
newsweek/.
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Agencies
[Federal Register Volume 72, Number 36 (Friday, February 23, 2007)]
[Notices]
[Pages 8161-8163]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E7-3058]
=======================================================================
-----------------------------------------------------------------------
FEDERAL TRADE COMMISSION
[File No. 052 3131]
DirectRevenue LLC, DirectRevenue Holdings LLC, Joshua Abram,
Daniel Kaufman, Alan Murray, and Rodney Hook; Analysis of Proposed
Consent Order To Aid Public Comment
AGENCY: Federal Trade Commission.
ACTION: Proposed consent agreement.
-----------------------------------------------------------------------
SUMMARY: The consent agreement in this matter settles alleged
violations of federal law prohibiting unfair or deceptive acts or
practices or unfair methods of competition. The attached Analysis to
Aid Public Comment describes both the allegations in the draft
complaint and the terms of the consent order--embodied in the consent
agreement--that would settle these allegations.
DATES: Comments must be received on or before March 21, 2007.
ADDRESSES: Interested parties are invited to submit written comments.
Comments should refer to ``DirectRevenue LLC, et al., File No. 052 3131
to facilitate the organization of comments. A comment filed in paper
form should include this reference both in the text and on the
envelope, and should be mailed or delivered to the following address:
Federal Trade Commission/Office of the Secretary, Room 135-H , 600
Pennsylvania Avenue, NW., Washington, DC 20580. Comments containing
confidential material must be filed in paper form, must be clearly
labeled ``Confidential,'' and must comply with Commission Rule 4.9(c).
16 CFR 4.9(c) (2005).\1\ The FTC is requesting that any comment filed
in paper form be sent by courier or overnight service, if possible,
because U.S. postal mail in the Washington area and at the Commission
is subject to delay due to heightened security precautions. Comments
that do not contain any nonpublic information may instead be filed in
electronic form as part of or as an attachment to e-mail messages
directed to the following e-mail box: consentagreement@ftc.gov.
---------------------------------------------------------------------------
\1\ The comment must be accompanied by an explicit request for
confidential treatment, including the factual and legal basis for
the request, and must identify the specific portions of the comment
to be withheld from the public record. The request will be granted
or denied by the Commission's General Counsel, consistent with
applicable law and the public interest. See Commission Rule 4.9(c),
16 CFR 4.9(c).
---------------------------------------------------------------------------
The FTC Act and other laws the Commission administers permit the
collection of public comments to consider and use in this proceeding as
appropriate. All timely and responsive public comments, whether filed
in paper or electronic form, will be considered by the Commission, and
will be available to the public on the FTC Web site, to the extent
practicable, at https://www.ftc.gov. As a matter of discretion, the FTC
makes every effort to remove home contact information for individuals
from the public comments it receives before placing those comments on
the FTC Web site. More information, including routine uses permitted by
the Privacy Act, may be found in the FTC's privacy policy, at https://
www.ftc.gov/ftc/privacy.htm.
FOR FURTHER INFORMATION CONTACT: Mamie Kresses (202/326-2070) or Stacey
Freguson (202/326-2361), Bureau of Consumer Protection, 600
Pennsylvania Avenue, NW., Washington, DC 20580.
SUPPLEMENTARY INFORMATION: Pursuant to section 6(f) of the Federal
Trade Commission Act, 38 Stat. 721, 15 U.S.C. 46(f), and Sec. 2.34 of
the Commission Rules of Practice, 16 CFR 2.34, notice is hereby given
that the above-captioned consent agreement containing a consent order
to cease and desist, having been filed with and accepted, subject to
final approval, by the Commission, has been placed on the public record
for a period of thirty (30) days. The following Analysis to Aid Public
Comment describes the terms of the consent agreement, and the
allegations in the complaint. An electronic copy of the full text of
the consent agreement package can be obtained from the FTC Home Page
(for February 16, 2007), on the World Wide Web, at https://www.ftc.gov/
os/2007/02/index.htm. A paper copy can be obtained from the FTC Public
Reference Room, Room 130-H, 600 Pennsylvania Avenue, NW., Washington,
DC 20580, either in person or by calling (202) 326-2222.
Public comments are invited, and may be filed with the Commission
in either paper or electronic form. All comments should be filed as
prescribed in the ADDRESSES section above, and must be received on or
before the date specified in the DATES section.
Analysis of Agreement Containing Consent Order To Aid Public Comment
The Federal Trade Commission has accepted, subject to final
approval, an
[[Page 8162]]
agreement containing a consent order from proposed respondents
DirectRevenue LLC, DirectRevenue Holdings LLC, Joshua Abram, Daniel
Kaufman, Alan Murray, and Rodney Hook, individually and as officers of
DirectRevenue LLC (together, ``the respondents''). The proposed consent
order has been placed on the public record for thirty (30) days for
receipt of comments by interested persons. Comments received during
this period will become part of the public record. After thirty (30)
days, the Commission will again review the agreement and the comments
received, and will decide whether it should withdraw from the agreement
or make final the agreement's proposed order.
General Allegations
The respondents develop, market, and distribute via Internet
downloads advertising software programs (``adware'')--including
programs with the names Aurora, Ceres, A Better Internet,
OfferOptomizer, Twaintec, and Best Offers--that monitor consumers'
Internet use in order to display targeted pop-up ads. This matter
concerns allegations that the respondents: (1) Directly, and through a
network of numerous affiliates and sub-affiliates, installed their
adware on consumers' computers without adequate notice or consent; (2)
through affiliates and sub-affiliates, installed their adware on
consumers' computers entirely without notice or authorization; and (3)
made their adware difficult for consumers to identify, locate, and
remove.
The Commission's complaint alleges that in numerous instances the
respondents, either directly or through their affiliates and sub-
affiliates, purported to offer content to the public, such as games,
screen-savers, peer-to-peer file sharing software, and/or computer
utility programs (``lureware'') and bundled the respondents' adware
with that content. The complaint further alleges that consumers often
have been unaware that the respondents' adware would be installed on
their computers because it was not adequately disclosed to them that
downloading the lureware would result in installation of the
respondents' adware. Often, no reference to the adware was made on Web
sites offering the lureware or in the install windows. In other
instances, information about the effects of the respondents' adware
could only be ascertained, if at all, by clicking on one or more
inconspicuous hyperlinks to reach multi-page user agreements containing
such information. These inconspicuous hyperlinks were located in the
corner of Web site homepages or in modal boxes provided by the
computer's operating system.
The Commission's complaint also alleges that in numerous instances,
the respondents, through affiliates and sub-affiliates, installed the
respondents' adware on consumers' computers entirely without notice or
authorization. The complaint cites as an example unauthorized
installations conducted by the respondents' sub-affiliate, Seismic
Entertainment Productions, Inc., via an executable file that exploited
a vulnerability in Windows Media Player.
The Commission's complaint further alleges that the respondents
made identifying, locating, and removing their adware extremely
difficult for consumers. Among other practices, the respondents: failed
to identify the name or source of the adware in pop-up ads to enable
consumers to locate the adware on their computers; stored adware files
in locations on consumers' hard drives that are rarely accessed by
consumers, such as in the core systems software folders; failed to list
the adware in the Windows Add/Remove utility (a customary location for
user-initiated uninstall of software programs); where the adware was
listed in the Windows Add/Remove utility, listed it under names
resembling core systems software or applications; installed technology
on consumers' computers to reinstall the adware when it had been
uninstalled by consumers through the Windows Add/Remove utility or
deleted by anti-spyware or anti-adware programs; and when a separate
uninstall tool was provided, required consumers to follow a ten-step
procedure including downloading additional software and deactivating
firewalls, thereby exposing computers to security risks.
Deception Allegation
The Commission's complaint alleges that by offering content over
the Internet such as browser upgrades, utilities, games, screensavers,
peer-to-peer file sharing software and/or entertainment content,
without disclosing adequately that this content was bundled with the
respondents' adware, the respondents committed a deceptive practice.
The bundling of the respondents' adware, which monitors consumers'
Internet use and causes them to receive pop-up advertisements, would be
material to consumers in their decision whether to download the other
software programs and/or content.
Unfairness Allegations
The Commission's complaint also alleges that it was an unfair
practice for the respondents to install on consumers' computers,
entirely without their knowledge or authorization, adware that could
not be reasonably identified, located, or removed by consumers. In
addition, the complaint alleges that it was an unfair practice, in and
of itself, for the respondents not to provide consumers with a
reasonable means to identify, locate, and remove the respondents'
adware from their computers. The complaint further alleges that these
practices have caused or are likely to cause substantial consumer
injury that is not reasonably avoidable by consumers themselves and not
outweighed by benefits to consumers or competition.
The Proposed Consent Order
The proposed consent order contains provisions designed to prevent
the respondents from engaging in similar acts and practices in the
future and to halt continuing harm caused by the respondents' prior
unlawful practices.
Part I of the proposed order prohibits the respondents from
displaying any advertisement to, or otherwise communicating with, any
consumer's computer on which the respondents' adware was installed
prior to October 1, 2005 (``legacy program''). Part I permits the
respondents, within thirty days of entry of the final order, to send a
maximum of three notices to legacy program users informing them: that,
pursuant to the FTC settlement, they will no longer receive any
advertising or communication from the respondents; how they may
affirmatively authorize the respondents to continue serving
advertisements if consumers so choose; and how they may fully remove
the respondents' adware from their computers. If consumers fail to
respond to the notice, the adware will remain inactive.
Parts II and III prohibit the respondents from, or assisting others
in, installing software onto any computer by exploiting security
vulnerabilities or downloading or installing any software program or
application without consumers' express consent. ``Express consent'' is
defined in the proposed order to require clear and prominent disclosure
of material terms prior to and separate from any end user license
agreement, and to require consumer activation of the download or
installation by clicking a button or a substantially similar action.
Part IV requires the respondents to establish, implement, and
maintain a clearly disclosed, user-friendly mechanism through which
consumers can report and the respondents can timely address complaints
regarding the respondents' practices.
[[Page 8163]]
Part V requires the respondents to establish, implement, and
maintain a comprehensive program that is reasonably designed to require
affiliates to obtain express consent before installing the respondents'
software onto consumers' computers. Part V also contains sub-parts
mandating certain measures the respondents must take to monitor their
distribution network.
Part VI requires the respondents to identify advertisements served
via the respondents' adware in order for consumers to easily locate the
source of the advertisement, easily access the respondents' complaint
mechanism, and access directions on how to uninstall such adware.
Part VII requires the respondents to provide reasonable and
effective means for consumers to uninstall the respondents' adware.
Part IX requires the respondents to pay $1.5 million to the
Commission. This payment may be used in the Commission's sole
discretion to provide appropriate relief, which may include, but is not
limited to, the recision of contracts, payment of damages, and/or
public notification respecting such unfair or deceptive acts or
practices. If the Commission determines that such relief is wholly or
partially impracticable, any or all such funds shall be paid to the
United States Treasury.
Part X requires the respondents to cooperate with the Commission in
this action or any subsequent investigations related to or associated
with the transactions or the occurrences that are the subject of the
Complaint.
The remaining order provisions govern record retention (Part VIII),
order distribution (Part XI), ongoing reporting requirements (Parts XII
and XIII), filing a compliance report (Part XIV). Part XV provides that
the order will terminate after twenty (20) years under certain
circumstances.
The purpose of this analysis is to facilitate public comment on the
proposed order, and it is not intended to constitute an official
interpretation of the agreement and proposed order or to modify in any
way their terms.
By direction of the Commission, Commissioner Leibowitz
dissenting.
Donald S. Clark,
Secretary.
Dissenting Statement of Commissioner Jon Leibowitz
In this consent agreement, Commission staff obtained strong
injunctive relief that will put an end to practices that allowed
DirectRevenue to foist unwanted software on untold millions of
consumers. The injunctive provisions, like those in Zango, Inc., f/k/a
180 Solutions, Inc., will serve as a model to adware companies in
future. But the $1.5 million in monetary relief that the Commission
obtained as part of the consent agreement is a disappointment because
it apparently leaves DirectRevenue's owners lining their pockets with
more than $20 million from a business model based on deceit. Ben Elgin
with Brian Grow, The Plot To Hijack Your Computer, Business Week
Online, available at https://www.businessweek.com/magazine/content/06_
29/b3993001.htm?chan=search (July 17, 2006).
According to the Commission's complaint, DirectRevenue downloaded
adware on consumers' computers--in many cases without notice and
consent. In other instances, to entice consumers into downloading its
nuisance adware that plagued consumers' computers with pop-ups, it even
bundled the adware with software that was supposed to block pop-ups--
the height of cynicism and disingenuousness. Moreover, the respondents
went to great lengths to ensure that consumers could not uninstall this
unwanted software, even employing ingenious (and malicious)
technologies such as code that would reinstall it if the consumer
attempted to remove it.
Even apart from the hundreds of thousands of hours people spent
closing all of these pop-up ads, how many people lost important data
because respondents' malware crashed their computer? How many people
fruitlessly spent time trying to uninstall it? How many people junked
perfectly good computers that were so burdened with unwanted adware
that they were useless? One consumer captured the frustration and anger
that consumers no doubt felt as they tried to deal with DirectRevenue's
malware: `` `You people are EVIL personified,' Kevin Horton wrote* * *
`I would like the four hours of my life back I have wasted trying to
get your stupid uninvited software off my now crippled system.' '' The
Plot To Hijack Your Computer, supra. Given the number of unwitting
DirectRevenue ``customers''--according to the New York Attorney
General's complaint there were more than 150 million software installs,
which likely served up literally billions of pop-ups \2\--Mr. Horton's
experience could not have been unusual. Some of the troubles came home
to roost: the software made the computer of one of DirectRevenue's own
employees crash four times in one day, and the company had to send
someone to fix a computer belonging to one of the company's venture
capital investors. Id.
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\2\ On a separate note, I want to commend the New York Attorney
General's office for its recent ground-breaking settlements--which
included monetary relief--with Priceline, Travelocity, and Cingular
Wireless in the context of its litigation against DirectRevenue.
Among other things, the settlements require the companies to do due
diligence before advertising via adware, and periodically follow up
to see how their online ads are being delivered. These settlements
are important because advertising dollars fuel the demand side of
the nuisance adware problem by giving companies like DirectRevenue
and their affiliates and sub-affiliates the incentive to expand
their installed base, with or without consumers' consent.
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I recognize that staff was able to negotiate comprehensive
injunctive relief that will halt these illegal practices once and for
all. The proposed order, among other things, requires DirectRevenue to
co-brand advertisements it serves and provide an effective method to
uninstall their software--steps that should allow consumers unhappy
with the pop-ups to identify their source and remove the software that
generates them. Other provisions ensure that consumers get to choose
whether they want the software in the first place. I also recognize
that, in litigating this matter, staff would have been presented with
novel issues that could pose risks.
That said, I cannot support a consent agreement that requires the
respondents--particularly Joshua Abram, Daniel Kaufman, Alan Murray,
and Rodney Hook, the officers and owners of DirectRevenue--to pay a
total of only $1.5 million. Venture capitalists poured more than $20
million into DirectRevenue,\3\ and between the companies' ad revenues
and the venture capital money, millions of dollars flowed into the
owners' pockets--$23 million, according to Business Week. See The Plot
To Hijack Your Computer, supra. Settlement always involves compromise,
and staff must weigh the advantages of a settlement with the risks and
costs of litigation. But in cases like this, I would rather go to trial
and risk losing than settle for a compromise that makes an FTC action
just a cost of doing business.
\3\ See, e.g., Brad Stone, Invasion of the PC Snatchers,
Newsweek (Dec. 13, 2006), available at https://www.msnbc.msn.com/id/
6653413/site/newsweek/.
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[FR Doc. E7-3058 Filed 2-22-07; 8:45 am]
BILLING CODE 6750-01-P