Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies, 74913 [E6-21149]
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Federal Register / Vol. 71, No. 239 / Wednesday, December 13, 2006 / Notices
Officers: Suzanne Simonetti, Vice
President (Qualifying Individual),
Nicholas Ferrara, President.
Ocean Freight Forwarder—Ocean
Transportation Intermediary
Applicants:
Mayfak International, LLC, 1231 NW
93 Ct., Doral, FL 33172.
Officer: Mario Osorio, President
(Qualifying Individual).
International Logistics Solutions, Inc.,
58 South Burty Road, Piedmont, SC
29673.
Officers: Gavin Berkowitz, Vice
President (Qualifying Individual),
Chris Apple, President.
Dated: December 8, 2006.
Bryant L. VanBrakle,
Secretary.
[FR Doc. E6–21177 Filed 12–12–06; 8:45 am]
BILLING CODE 6730–01–P
A. Federal Reserve Bank of Kansas
City (Donna J. Ward, Assistant Vice
President) 925 Grand Avenue, Kansas
City, Missouri 64198-0001:
1. Raymond E. Wooldridge, Dallas,
Texas; to acquire voting shares of
Reeves Bancshares, Inc., Gould,
Oklahoma, and thereby indirectly
acquire voting shares of Stockmans
Bank, Altus, Oklahoma.
Board of Governors of the Federal Reserve
System, December 8, 2006.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E6–21149 Filed 12–12–06; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL TRADE COMMISSION
Charges For Certain Disclosures
Federal Trade Commission.
Notice regarding charges for
certain disclosures.
AGENCY:
ACTION:
FEDERAL MARITIME COMMISSION
Ocean Transportation Intermediary
Licenses Correction
In the OTI Applicant Notice
published in the Federal Register on
November 1, 2006 (71 FR 64281)
reference to the name of the Zenus
(USA) Logistics LLC is corrected to read:
‘‘Zeus (USA) Logistics LLC’’.
Dated: December 8, 2006.
Bryant L. VanBrakle,
Secretary.
[FR Doc. E6–21168 Filed 12–12–06; 8:45 am]
BILLING CODE 6730–01–P
FEDERAL RESERVE SYSTEM
hsrobinson on PROD1PC76 with NOTICES
Change in Bank Control Notices;
Acquisition of Shares of Bank or Bank
Holding Companies
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire a bank or bank
holding company. The factors that are
considered in acting on the notices are
set forth in paragraph 7 of the Act (12
U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the office of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than
December 28, 2006.
VerDate Aug<31>2005
21:31 Dec 12, 2006
Jkt 211001
SUMMARY: The Federal Trade
Commission announces that the ceiling
on allowable charges under Section
612(f) of the Fair Credit Reporting Act
(‘‘FCRA’’) will remain unchanged at
$10.00 for 2007. Under 1996
amendments to the FCRA, the Federal
Trade Commission is required to
increase the $8.00 amount referred to in
paragraph (1)(A)(i) of Section 612(f) on
January 1 of each year, based
proportionally on changes in the
Consumer Price Index (‘‘CPI’’), with
fractional changes rounded to the
nearest fifty cents. The CPI increased
25.88 percent between September 1997,
the date the FCRA amendments took
effect, and September 2006. This
increase in the CPI and the requirement
that any increase be rounded to the
nearest fifty cents results in no change
in the current maximum allowable
charge of $10.00.
DATES: Effective Date: January 1, 2007.
ADDRESSES: Federal Trade Commission,
Washington, DC 20580.
FOR FURTHER INFORMATION CONTACT:
Keith B. Anderson, Bureau of
Economics, Federal Trade Commission,
Washington, DC 20580, 202–326–3428.
Section
612(f)(1)(A) of the Fair Credit Reporting
Act, which became effective in 1997,
provides that a consumer reporting
agency may charge a consumer a
reasonable amount for making a
disclosure to the consumer pursuant to
Section 609 of the Act.1 The law states
SUPPLEMENTARY INFORMATION:
1 This
provision, originally Section 612(a), was
added to the FCRA in September 1996 and became
effective in September 1997. It was relabeled
PO 00000
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Fmt 4703
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74913
that, where a consumer reporting agency
is permitted to impose a reasonable
charge on a consumer for making a
disclosure to the consumer pursuant to
Section 609, the charge shall not exceed
$8 and shall be indicated to the
consumer before making the disclosure.
Section 612(f)(2) states that the Federal
Trade Commission (‘‘the Commission’’)
shall increase the $8.00 maximum
amount on January 1 of each year, based
proportionally on changes in the
Consumer Price Index, with fractional
changes rounded to the nearest fifty
cents.
Section 211(a)(2) of the Fair and
Accurate Credit Transactions Act of
2003 (‘‘FACT Act’’) added a new
Section 612(a) to the FCRA that gives
consumers the right to request free
annual disclosures once every 12
months. The maximum allowable
charge established by this Notice does
not apply to requests made under that
provision. The charge will, however,
apply when a consumer who orders a
file disclosure has already received a
free annual disclosure and does not
otherwise qualify for an additional free
disclosure.
The Commission considers the $8
amount referred to in paragraph (1)(A)(i)
of Section 612(f) to be the baseline for
the effective ceiling on reasonable
charges dating from the effective date of
the amended FCRA, i.e., September 30,
1997. Each year the Commission
calculates the proportional increase in
the Consumer Price Index (using the
most general CPI, which is for all urban
consumers, all items) from September
1997 to September of the current year.
The Commission then determines what
modification, if any, from the original
base of $8 should be made effective on
January 1 of the subsequent year, given
the requirement that fractional changes
be rounded to the nearest fifty cents.
Between September 1997 and
September 2006, the Consumer Price
Index for all urban consumers and all
items increased by 25.88 percent—from
an index value of 161.2 in September
1997 to a value of 202.9 in September
2005. An increase of 25.88 percent in
the $8.00 base figure would lead to a
new figure of $10.07. However, because
the statute directs that the resulting
figure be rounded to the nearest $0.50,
the allowable charge should be $10.00.
The Commission therefore determines
that the allowable charge for the year
2007 will remain unchanged at $10.00.
Section 612(f) by Section 211(a)(1) of the Fair and
Accurate Credit Transactions Act of 2003 (‘‘FACT
Act’’), Public Law 108–159, which was signed into
law on December 4, 2003.
E:\FR\FM\13DEN1.SGM
13DEN1
Agencies
[Federal Register Volume 71, Number 239 (Wednesday, December 13, 2006)]
[Notices]
[Page 74913]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E6-21149]
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FEDERAL RESERVE SYSTEM
Change in Bank Control Notices; Acquisition of Shares of Bank or
Bank Holding Companies
The notificants listed below have applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and Sec. [thinsp]225.41 of the Board's
Regulation Y (12 CFR 225.41) to acquire a bank or bank holding company.
The factors that are considered in acting on the notices are set forth
in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)).
The notices are available for immediate inspection at the Federal
Reserve Bank indicated. The notices also will be available for
inspection at the office of the Board of Governors. Interested persons
may express their views in writing to the Reserve Bank indicated for
that notice or to the offices of the Board of Governors. Comments must
be received not later than December 28, 2006.
A. Federal Reserve Bank of Kansas City (Donna J. Ward, Assistant
Vice President) 925 Grand Avenue, Kansas City, Missouri 64198-0001:
1. Raymond E. Wooldridge, Dallas, Texas; to acquire voting shares
of Reeves Bancshares, Inc., Gould, Oklahoma, and thereby indirectly
acquire voting shares of Stockmans Bank, Altus, Oklahoma.
Board of Governors of the Federal Reserve System, December 8,
2006.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. E6-21149 Filed 12-12-06; 8:45 am]
BILLING CODE 6210-01-S