Agency Information Collection Activities: Submission for OMB Review; Comment Request, 68892-68894 [E6-20108]

Download as PDF ycherry on PROD1PC61 with NOTICES 68892 Federal Register / Vol. 71, No. 228 / Tuesday, November 28, 2006 / Notices However, YES! Sportscars provided no information on prospective U.S. dealers, projected sales per outlet, or employment. Thus, it is difficult to assess the likely employment impacts associated with granting the petition, as any such conclusions would be largely speculative. We believe that this exemption will have negligible impact on motor vehicle safety because of the limited number of vehicles affected (approximately 250 imported for the duration of the exemption). Furthermore, as discussed in previous decisions on temporary exemption applications, the agency believes that the public interest is served by affording consumers a wider variety of motor vehicle choices. We note that, as explained below, prospective purchasers will be notified that the vehicle is exempted from the specified advanced air bag requirements of Standard No. 208. Under § 555.9(b), a manufacturer of an exempted passenger car must affix securely to the windshield or side window of each exempted vehicle a label containing a statement that the vehicle conforms to all applicable Federal motor vehicle safety standards in effect on the date of manufacture ‘‘except for Standard Nos. [listing the standards by number and title for which an exemption has been granted] exempted pursuant to NHTSA Exemption No.l.’’ This label notifies prospective purchasers about the exemption and its subject. Under § 555.9(c), this information must also be included on the vehicle’s certification label. The text of § 555.9 does not expressly indicate how the required statement on the two labels should read in situations where an exemption covers part but not all of a Federal motor vehicle safety standard. In this case, we believe that a statement that the vehicle has been exempted from Standard No. 208 generally, without an indication that the exemption is limited to the specified advanced air bag provisions, could be misleading. A consumer might incorrectly believe that the vehicle has been exempted from all of Standard No. 208’s requirements. Moreover, we believe that the addition of a reference to such provisions by number without an indication of its subject matter would be of little use to consumers, since they would not know the subject of those specific provisions. For these reasons, we believe the two labels should read in relevant part, ‘‘except for S14.5.2, S15, S17, S19, S21, S23, and S25 (Advanced Air Bag Requirements) of Standard No. 208, Occupant Crash Protection, exempted pursuant to * * *.’’ We note that the phrase ‘‘Advanced Air Bag VerDate Aug<31>2005 15:42 Nov 27, 2006 Jkt 211001 Requirements’’ is an abbreviated form of the title of S14 of Standard No. 208. We believe it is reasonable to interpret § 555.9 as requiring this language. In sum, the agency concludes that YES! Sportscars has demonstrated good faith effort to bring the YES! Roadster into compliance with the advanced air bag requirements of FMVSS No. 208, and has also demonstrated the requisite financial hardship. Further, we find the exemption to be in the public interest. In consideration of the foregoing, we conclude that compliance with the advanced air bag requirements of FMVSS No. 208, Occupant Crash Protection, would cause substantial economic hardship to a manufacturer that has tried in good faith to comply with the standard. We further conclude that granting of an exemption would be in the public interest and consistent with the objectives of traffic safety. In accordance with 49 U.S.C. 30113(b)(3)(B)(i), the YES! Roadster is granted NHTSA Temporary Exemption No. EX 06–9, from S14.5.2, S15, S17, S19, S21, S23, and S25 of 49 CFR 571.208. The exemption is effective from September 1, 2006 to August 31, 2009. Issued on: November 21, 2006. Nicole R. Nason, Administrator. [FR Doc. E6–20091 Filed 11–27–06; 8:45 am] BILLING CODE 4910–59–P DEPARTMENT OF TRANSPORTATION Surface Transportation Board [STB Finance Docket No. 34911 (Sub-No. 1)] Montana Rail Link, Inc.—Trackage Rights Exemption—BNSF Railway Company AGENCY: Surface Transportation Board, to expire on or about December 31, 2010, in accordance with the agreement of the parties, subject to the employee protective conditions set forth in Oregon Short Line R. Co.—Abandonment— Goshen, 360 I.C.C. 91 (1979). DATES: The exemption will be effective on December 28, 2006. Petitions to stay must be filed by December 8, 2006. Petitions to reopen must be filed by December 18, 2006. ADDRESSES: An original and 10 copies of all pleadings, referring to STB Finance Docket No. 34911 (Sub-No. 1) must be filed with the Surface Transportation Board, 1925 K Street, NW., Washington, DC 20423–0001. In addition, a copy of all pleadings must be served on petitioner’s representative: Troy Garris, 1300 19th Street, NW., Fifth Floor, Washington, DC 20036. FOR FURTHER INFORMATION CONTACT: Joseph H. Dettmar, (202) 565–1609. [Assistance for the hearing impaired is available through the Federal Information Relay Service (FIRS) at 1–800–877–8339.] SUPPLEMENTARY INFORMATION: Additional information is contained in the Board’s decision. To purchase a copy of the full decision, write, e-mail, or call: ASAP Document Solutions, 9332 Annapolis Rd., Suite 103, Lanham, MD 20706; e-mail: asapdc@verizon.net; telephone: (202) 306–4004. [Assistance for the hearing impaired is available through FIRS at 1–800–877–8339.] Board decisions and notices are available on our Web site at http:// www.stb.dot.gov. Decided: November 17, 2006. By the Board, Chairman Nottingham, Vice Chairman Mulvey, and Commissioner Buttrey. Vernon A. Williams, Secretary. [FR Doc. E6–19977 Filed 11–27–06; 8:45 am] BILLING CODE 4915–01–P DOT. ACTION: Petition for Partial Revocation. The Board, under 49 U.S.C. 10502, exempts the trackage rights described in Montana Rail Link, Inc.— Trackage Rights Exemption—BNSF Railway Company, STB Finance Docket No. 34911 (STB served Oct. 13, 2006) (MRL Trackage Rights) 1 to permit them SUMMARY: 1 On September 25, 2006, Montana Rail Link, Inc. (MRL) concurrently filed a notice of exemption under the Board’s class exemption procedures at 49 CFR 1180.2(d)(7). The notice covered the agreement by BNSF Railway Company (BNSF) to grant overhead trackage rights to MRL over BNSF’s rail lines extending from approximately milepost 51.07 at or near Garrison, MT, to approximately milepost 21.5, a location south of Warm Springs, MT, a distance of approximately 29.57 miles. See MRL PO 00000 Frm 00099 Fmt 4703 Sfmt 4703 DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Submission for OMB Review; Comment Request Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: SUMMARY: The OCC, as part of its continuing effort to reduce paperwork Trackage Rights. The trackage rights operations under the exemption were scheduled to be consummated on or after October 2, 2006. E:\FR\FM\28NON1.SGM 28NON1 ycherry on PROD1PC61 with NOTICES Federal Register / Vol. 71, No. 228 / Tuesday, November 28, 2006 / Notices and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on a continuing information collection, as required by the Paperwork Reduction Act of 1995. An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid OMB control number. The OCC is soliciting comment concerning its information collection titled, ‘‘Privacy of Consumer Financial Information (12 CFR part 40).’’ The OCC is also giving notice that it has sent the information collection to OMB for review. DATES: You should submit written comments by December 28, 2006. ADDRESSES: You should direct your comments to: Communications Division, Office of the Comptroller of the Currency, Public Information Room, Mailstop 1–5, Attention: 1557–0216, 250 E Street, SW., Washington, DC 20219. In addition, comments may be sent by fax to (202) 874–4448, or by electronic mail to regs.comments@occ.treas.gov. You can inspect and photocopy the comments at the OCC’s Public Information Room, 250 E Street, SW., Washington, DC 20219. You can make an appointment to inspect the comments by calling (202) 874–5043. Additionally, you should send a copy of your comments to OCC Desk Officer, 1557–0216, by mail to U.S. Office of Management and Budget, 725, 17th Street, NW., #10235, Washington, DC 20503, or by fax to (202) 395–6974. FOR FURTHER INFORMATION CONTACT: You can request additional information or a copy of the collection from Mary Gottlieb, OCC Clearance Officer, or Camille Dickerson, (202) 874–5090, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 250 E Street, SW., Washington, DC 20219. SUPPLEMENTARY INFORMATION: The OCC is proposing to extend OMB approval of the following information collection: Title: Privacy of Consumer Financial Information (12 CFR part 40). OMB Number: 1557–0216. Description: This submission covers an existing regulation and involves no change to the regulation or to the information collection requirements. The OCC requests only that OMB approve its revised estimates. These information collection requirements are required under the Gramm-Leach-Bliley Act (Pub. L. 106– 102), which required the OCC to issue regulations as necessary to implement notice requirements and restrictions on VerDate Aug<31>2005 15:42 Nov 27, 2006 Jkt 211001 a financial institution’s ability to disclose nonpublic personal information about consumers to nonaffiliated third parties. The information collection requirements in part 40 are as follows: Section 40.4(a)—Disclosure (institution)—Initial privacy notice to consumers requirement—A bank must provide a clear and conspicuous notice that accurately reflects its privacy policies and practices to customers and consumers. Section 40.5(a)—Disclosure (institution)—Annual privacy notice to customers requirement—A bank must provide a clear and conspicuous notice to customers that accurately reflects its privacy policies and practices not less than annually during the continuation of the customer relationship. Section 40.8—Disclosure (institution)—Revised privacy notices— If a bank wishes to disclose information in a way that is inconsistent with the notices previously given to a consumer, the bank must provide consumers with a revised notice of the bank’s policies and procedures and a new opt out notice. Section—40.7(a)—Disclosure (institution)—Form of opt out notice to consumers; opt out methods—Form of opt out notice—If a bank is required to provide an opt out notice under § 40.10(a), it must provide a clear and conspicuous notice to each of its consumers that accurately explains the right to opt out under that section. The notice must state: • That the bank discloses or reserves the right to disclose nonpublic personal information about its consumer to a nonaffiliated third party. • That the consumer has the right to opt out of that disclosure. • A reasonable means by which the consumer may exercise the opt out right The bank must provide reasonable opt out means such as by— • Designating check-off boxes on the relevant forms with opt out notice. • Including reply form with opt out notice. • Providing electronic means to opt out; or, • Providing a toll-free number to opt out. Sections 40.10(a)(2) and 40.10(c)— Consumers must take affirmative actions to exercise their rights to prevent financial institutions from sharing their information with nonaffiliated parties— • Opt out—Consumers may direct that the bank not disclose nonpublic personal information about them to a nonaffiliated third party, other than permitted by §§ 40.13–40.15. PO 00000 Frm 00100 Fmt 4703 Sfmt 4703 68893 • Partial opt out—Consumers may also exercise partial opt out rights by selecting certain nonpublic personal information or certain nonaffiliated third parties with respect to which the consumer wishes to opt out. Sections 40.7(f) and (g)—Reporting (consumer)—Consumers may exercise continuing right to opt out—Consumer may opt out at any time—A consumer’s direction to opt out is effective until the consumer revokes it in writing or, if the consumer agrees, electronically. When a customer relationship terminates, the customer’s opt out direction continues to apply. At the time part 40 was promulgated, the OCC used nominal burden estimates due to the uncertainty of what institutions would do to comply with the opt-out requirements and how consumers would react. The OCC is now revisiting its estimates to determine how they could be made more accurate. The OCC does not require its institutions to report the percentage of consumers choosing to opt out. Absent this information, we estimate that between 2% and 12% of consumers with new mortgages or credit cards and 1% of consumers with deposit accounts under $100,000 will opt out under part 40. While we understand that an increase in the number of consumers opting out will increase the burden on the industry due to the processing time associated with the additional opt outs, we have not adjusted our burden estimates for the industry because we do not have reliable figures about the rate of opt outs. Therefore, we estimate that between 3 and 17.9 million consumers will opt out. Our estimates set forth in this notice reflect the midpoint of 9 million. We invite comment on our estimates and welcome any other information that might assist us in making them more accurate. Type of Review: Extension of a currently approved collection. Affected Public: Businesses or other for-profit; individuals. Estimated Annual Number of Institution Respondents: Initial Notice, 50; Annual Notice and Change in Terms, 1,869; Opt-out Notice, 935. Estimated Average Time Per Response Per Institution: Initial Notice, 80 hours; Annual Notice and Change in Terms, 8 hours; Opt-out Notice, 8 hours. Estimated Subtotal Annual Burden Hours for Institutions: 26,432 hours. Estimated Annual Number of Consumer Respondents: 9,000,000. Estimated Average Time Per Consumer Response: 0.25 hours. Estimated Subtotal Annual Burden Hours for Consumers: 2,250,000 hours. E:\FR\FM\28NON1.SGM 28NON1 68894 Federal Register / Vol. 71, No. 228 / Tuesday, November 28, 2006 / Notices Estimated Total Annual Burden Hours: 2,276,432 hours. On September 22, 2006, the OCC published a 60-Day Federal Register Notice setting forth these estimates. 71 FR 55545. No comments were received. Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information has practical utility; (b) The accuracy of the agency’s estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or startup costs and costs of operation, maintenance, and purchase of services to provide information. Dated: November 22, 2006. Stuart Feldstein, Assistant Director, Legislative and Regulatory Activities Division. [FR Doc. E6–20108 Filed 11–27–06; 8:45 am] BILLING CODE 4810–33–P DEPARTMENT OF THE TREASURY Internal Revenue Service Proposed Collection; Comment Request for Notice 2003–75 Internal Revenue Service (IRS), Treasury. ACTION: Notice and request for comments. ycherry on PROD1PC61 with NOTICES AGENCY: SUMMARY: The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on proposed and/or continuing information collections, as required by the Paperwork Reduction Act of 1995, Public Law 104–13 (44 U.S.C. 3506(c)(2)(A)). Currently, the IRS is soliciting comments concerning Notice 2003–95, Registered Retirement Savings Plans (RRSP) and Registered Retirement Income Funds (RRIF) Information Reporting. 2006–97, Taxation and Reporting of REIT Excess Inclusion Income. Written comments should be received on or before January 29, 2007 to be assured of consideration. DATES: VerDate Aug<31>2005 15:42 Nov 27, 2006 Jkt 211001 Direct all written comments to Glenn Kirkland, Internal Revenue Service, room 6516, 1111 Constitution Avenue NW., Washington, DC 20224. FOR FURTHER INFORMATION CONTACT: Requests for additional information or copies of the regulations should be directed to Larnice Mack at Internal Revenue Service, room 6512, 1111 Constitution Avenue NW., Washington, DC 20224, or at (202) 622–3179, or through the Internet at Larnice.Mack@irs.gov. ADDRESSES: SUPPLEMENTARY INFORMATION: Title: Registered Retirement Savings Plans (RRSP) and Registered Retirement Income Funds (RRIF). OMB Number: 1545–1865. Notice Number: Notice 2003–75. Abstract: Notice 2003–75 announces an alternative, simplified reporting regime for the owners of certain Canadian Individual retirement plans that have been subject to reporting on Forms 3520 and 3520–A, and it describes the interim reporting rules that taxpayers must follow until a new form is available. Current Actions: There are no changes being made to the notice at this time. Type of Review: Extension of a currently approved collection. Affected Public: Individuals. Estimated Number of Respondents: 750,000. Estimated Time per Respondent: 2 hours. Estimated Total Annual Reporting Burden Hours: 1,500,000. The following paragraph applies to all of the collections of information covered by this notice: An agency may not conduct or sponsor, and a person is not required to respond to, a collection of information unless the collection of information displays a valid OMB control number. Books or records relating to a collection of information must be retained as long as their contents may become material in the administration of any internal revenue law. Generally, tax returns and tax return information are confidential, as required by 26 U.S.C. 6103. Request for Comments: Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information shall have practical utility; (b) the accuracy of the agency’s estimate of the burden of the collection of PO 00000 Frm 00101 Fmt 4703 Sfmt 4703 information; (c) ways to enhance the quality, utility, and clarity of the information to be collected; (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Approved: November 13, 2006. Glenn Kirkland, IRS Reports Clearance Officer. [FR Doc. E6–20071 Filed 11–27–06; 8:45 am] BILLING CODE 4830–01–P DEPARTMENT OF THE TREASURY Internal Revenue Service Proposed Collection; Comment Request for Form 1099–H Internal Revenue Service (IRS), Treasury. ACTION: Notice and request for comments. AGENCY: SUMMARY: The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on proposed and/or continuing information collections, as required by the Paperwork Reduction Act of 1995, Public Law 104–13 (44 U.S.C. 3506(c)(2)(A)). Currently, the IRS is soliciting comments concerning Form 1099–H Health Coverage Tax Credit (HCTC) Advance Payments. DATES: Written comments should be received on or before January 29, 2007 to be assured of consideration. ADDRESSES: Direct all written comments to Glenn Kirkland, Internal Revenue Service, room 6512, 1111 Constitution Avenue, NW., Washington, DC 20224. FOR FURTHER INFORMATION CONTACT: Requests for additional information or copies of the form and instructions should be directed to Larnice Mack at Internal Revenue Service, room 6512, 1111 Constitution Avenue, NW., Washington, DC 20224, or at (202) 622– 3179, or through the Internet at Larnice.Mack@irs.gov. SUPPLEMENTARY INFORMATION: Title: Health Coverage Tax Credit (HCTC) Advance Payments. OMB Number: 1545–1813. Form Number: Form 1099–H. Abstract: Form 1099–H is used to report advance payments of health insurance premiums to qualified E:\FR\FM\28NON1.SGM 28NON1

Agencies

[Federal Register Volume 71, Number 228 (Tuesday, November 28, 2006)]
[Notices]
[Pages 68892-68894]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E6-20108]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The OCC, as part of its continuing effort to reduce paperwork

[[Page 68893]]

and respondent burden, invites the general public and other Federal 
agencies to take this opportunity to comment on a continuing 
information collection, as required by the Paperwork Reduction Act of 
1995. An agency may not conduct or sponsor, and a respondent is not 
required to respond to, an information collection unless it displays a 
currently valid OMB control number. The OCC is soliciting comment 
concerning its information collection titled, ``Privacy of Consumer 
Financial Information (12 CFR part 40).'' The OCC is also giving notice 
that it has sent the information collection to OMB for review.

DATES: You should submit written comments by December 28, 2006.

ADDRESSES: You should direct your comments to:
    Communications Division, Office of the Comptroller of the Currency, 
Public Information Room, Mailstop 1-5, Attention: 1557-0216, 250 E 
Street, SW., Washington, DC 20219. In addition, comments may be sent by 
fax to (202) 874-4448, or by electronic mail to 
regs.comments@occ.treas.gov. You can inspect and photocopy the comments 
at the OCC's Public Information Room, 250 E Street, SW., Washington, DC 
20219. You can make an appointment to inspect the comments by calling 
(202) 874-5043.
    Additionally, you should send a copy of your comments to OCC Desk 
Officer, 1557-0216, by mail to U.S. Office of Management and Budget, 
725, 17th Street, NW., 10235, Washington, DC 20503, or by fax 
to (202) 395-6974.

FOR FURTHER INFORMATION CONTACT: You can request additional information 
or a copy of the collection from Mary Gottlieb, OCC Clearance Officer, 
or Camille Dickerson, (202) 874-5090, Legislative and Regulatory 
Activities Division, Office of the Comptroller of the Currency, 250 E 
Street, SW., Washington, DC 20219.

SUPPLEMENTARY INFORMATION: The OCC is proposing to extend OMB approval 
of the following information collection:
    Title: Privacy of Consumer Financial Information (12 CFR part 40).
    OMB Number: 1557-0216.
    Description: This submission covers an existing regulation and 
involves no change to the regulation or to the information collection 
requirements. The OCC requests only that OMB approve its revised 
estimates.
    These information collection requirements are required under the 
Gramm-Leach-Bliley Act (Pub. L. 106-102), which required the OCC to 
issue regulations as necessary to implement notice requirements and 
restrictions on a financial institution's ability to disclose nonpublic 
personal information about consumers to nonaffiliated third parties.
    The information collection requirements in part 40 are as follows:
    Section 40.4(a)--Disclosure (institution)--Initial privacy notice 
to consumers requirement--A bank must provide a clear and conspicuous 
notice that accurately reflects its privacy policies and practices to 
customers and consumers.
    Section 40.5(a)--Disclosure (institution)--Annual privacy notice to 
customers requirement--A bank must provide a clear and conspicuous 
notice to customers that accurately reflects its privacy policies and 
practices not less than annually during the continuation of the 
customer relationship.
    Section 40.8--Disclosure (institution)--Revised privacy notices--If 
a bank wishes to disclose information in a way that is inconsistent 
with the notices previously given to a consumer, the bank must provide 
consumers with a revised notice of the bank's policies and procedures 
and a new opt out notice.
    Section--40.7(a)--Disclosure (institution)--Form of opt out notice 
to consumers; opt out methods--Form of opt out notice--If a bank is 
required to provide an opt out notice under Sec.  40.10(a), it must 
provide a clear and conspicuous notice to each of its consumers that 
accurately explains the right to opt out under that section. The notice 
must state:
     That the bank discloses or reserves the right to disclose 
nonpublic personal information about its consumer to a nonaffiliated 
third party.
     That the consumer has the right to opt out of that 
disclosure.
     A reasonable means by which the consumer may exercise the 
opt out right
    The bank must provide reasonable opt out means such as by--
     Designating check-off boxes on the relevant forms with opt 
out notice.
     Including reply form with opt out notice.
     Providing electronic means to opt out; or,
     Providing a toll-free number to opt out.
    Sections 40.10(a)(2) and 40.10(c)--Consumers must take affirmative 
actions to exercise their rights to prevent financial institutions from 
sharing their information with nonaffiliated parties--
     Opt out--Consumers may direct that the bank not disclose 
nonpublic personal information about them to a nonaffiliated third 
party, other than permitted by Sec. Sec.  40.13-40.15.
     Partial opt out--Consumers may also exercise partial opt 
out rights by selecting certain nonpublic personal information or 
certain nonaffiliated third parties with respect to which the consumer 
wishes to opt out.
    Sections 40.7(f) and (g)--Reporting (consumer)--Consumers may 
exercise continuing right to opt out--Consumer may opt out at any 
time--A consumer's direction to opt out is effective until the consumer 
revokes it in writing or, if the consumer agrees, electronically. When 
a customer relationship terminates, the customer's opt out direction 
continues to apply.
    At the time part 40 was promulgated, the OCC used nominal burden 
estimates due to the uncertainty of what institutions would do to 
comply with the opt-out requirements and how consumers would react. The 
OCC is now revisiting its estimates to determine how they could be made 
more accurate.
    The OCC does not require its institutions to report the percentage 
of consumers choosing to opt out. Absent this information, we estimate 
that between 2% and 12% of consumers with new mortgages or credit cards 
and 1% of consumers with deposit accounts under $100,000 will opt out 
under part 40. While we understand that an increase in the number of 
consumers opting out will increase the burden on the industry due to 
the processing time associated with the additional opt outs, we have 
not adjusted our burden estimates for the industry because we do not 
have reliable figures about the rate of opt outs.
    Therefore, we estimate that between 3 and 17.9 million consumers 
will opt out. Our estimates set forth in this notice reflect the 
midpoint of 9 million. We invite comment on our estimates and welcome 
any other information that might assist us in making them more 
accurate.
    Type of Review: Extension of a currently approved collection.
    Affected Public: Businesses or other for-profit; individuals.
    Estimated Annual Number of Institution Respondents: Initial Notice, 
50; Annual Notice and Change in Terms, 1,869; Opt-out Notice, 935.
    Estimated Average Time Per Response Per Institution: Initial 
Notice, 80 hours; Annual Notice and Change in Terms, 8 hours; Opt-out 
Notice, 8 hours.
    Estimated Subtotal Annual Burden Hours for Institutions: 26,432 
hours.
    Estimated Annual Number of Consumer Respondents: 9,000,000.
    Estimated Average Time Per Consumer Response: 0.25 hours.
    Estimated Subtotal Annual Burden Hours for Consumers: 2,250,000 
hours.

[[Page 68894]]

    Estimated Total Annual Burden Hours: 2,276,432 hours.
    On September 22, 2006, the OCC published a 60-Day Federal Register 
Notice setting forth these estimates. 71 FR 55545. No comments were 
received. Comments continue to be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the agency, including whether 
the information has practical utility;
    (b) The accuracy of the agency's estimate of the burden of the 
collection of information;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or startup costs and costs of operation, 
maintenance, and purchase of services to provide information.

    Dated: November 22, 2006.
Stuart Feldstein,
Assistant Director, Legislative and Regulatory Activities Division.
[FR Doc. E6-20108 Filed 11-27-06; 8:45 am]
BILLING CODE 4810-33-P