Agency Information Collection Activities: Proposed Information Collection; Comment Request, 47224 [E6-13435]

Download as PDF 47224 Federal Register / Vol. 71, No. 158 / Wednesday, August 16, 2006 / Notices FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Proposed Information Collection; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. jlentini on PROD1PC65 with NOTICES AGENCY: SUMMARY: The FDIC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on a proposed new one-time collection of information, as required by the Paperwork Reduction Act of 1995 (44 U.S.C. chapter 35). The collection would provide information on the features and effects of overdraft protection programs in state nonmember financial institutions. DATES: Comments must be submitted on or before October 16, 2006. ADDRESSES: Interested parties are invited to submit written comments by mail to Steve Hanft, Legal Division, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429; by FAX to Mr. Hanft at (202) 898–3838; or by e-mail to comments@fdic.gov. All comments should refer to ‘‘Study of Overdraft Protection Programs.’’ Copies of comments may also be submitted to the OMB desk officer for the FDIC, Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Steve Hanft, (202) 898–3907, or at the address above. SUPPLEMENTARY INFORMATION: Proposal to undertake the following new collection of information: Title: Study of Overdraft Protection Programs. OMB Number: New collection. Frequency of Response: One-time. Affected Public: State nonmember financial institutions and data service providers. Estimated Number of Respondents: 500. Estimated Time per Response: Survey questions: approximate average of 3 hours per respondent. Micro-data collection: approximate average of 40 hours per respondent. Estimated Total Annual Burden: Survey questions: 500 respondents times 3 hours per = 1,500 hours. Micro-data collection: 100 respondents (financial institutions and/ or service providers) times 40 hours per = 4,000 hours. VerDate Aug<31>2005 20:24 Aug 15, 2006 Jkt 208001 Total burden = 1,500 + 4,000 = 5,500 hours. General Description of Collection: The FDIC is planning a study of the overdraft protection products offered by financial institutions and the usage patterns among depositors in those institutions. The study requires collection of data from financial institutions that are not currently included in the Call Reports or other standard periodic regulatory reports. These data will be collected in two parts: a survey in which a sample of 500 state-chartered nonmember financial institutions will, we anticipate, be asked up to 85 questions about each type of overdraft policy that they implement, and an additional micro-data collection in which more detailed information will be collected from 100 of these institutions. To minimize burden on respondents, FDIC will use automated data collection techniques wherever possible. The study conforms to privacy rules and will not request any information that could be used to identify individual bank customers, such as name, address, or account number. All data from, and identities of, the financial institutions will remain confidential. It is the intent of the FDIC to publish only general findings of the study. Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the information collection on respondents, including through the use of automated collection techniques or other forms of information technology. The FDIC will consider all comments to determine the extent to which the proposed information collection should be modified prior to submission to OMB for review and approval. After the comment period closes, comments will be summarized or included in the FDIC’s request to OMB for approval of the collection. All comments will become a matter of public record. Dated at Washington, DC, this 10th day of August, 2006. Federal Deposit Insurance Corporation. Valerie Best, Assistant Executive Secretary. [FR Doc. E6–13435 Filed 8–15–06; 8:45 am] BILLING CODE 6714–01–P PO 00000 Frm 00062 Fmt 4703 Sfmt 4703 FEDERAL MARITIME COMMISSION Notice of Agreements Filed The Commission hereby gives notice of the filing of the following agreements under the Shipping Act of 1984. Interested parties may submit comments on an agreement to the Secretary, Federal Maritime Commission, Washington, DC 20573, within ten days of the date this notice appears in the Federal Register. Copies of agreements are available through the Commission’s Office of Agreements (202–523–5793 or tradeanalysis@fmc.gov). Agreement No.: 009831–024. Title: New Zealand/United States Container Lines Association. Parties: Hamburg-Sud and HapagLloyd AG. Filing Party: Wayne R. Rohde, Esq.; Sher & Blackwell LLP; 1850 M Street, NW.; Suite 900; Washington, DC 20036. Synopsis: The amendment would remove Australia-New Zealand Direct Line and CP Ships USA, LLC as parties to the agreement and add Hapag-Lloyd as a party. Agreement No.: 010071–032. Title: Cruise Lines International Association Agreement. Parties: American Cruise Lines, Inc.; Carnival Cruise Lines; Celebrity Cruises, Inc.; Costa Cruise Lines; Crystal Cruises; Cunard Line; Disney Cruise Line; Holland America Line; MSC Cruises; Norwegian Coastal Voyage, Inc./Bergen Line Services; Norwegian Cruise Line; Oceania Cruises; Orient Lines; Princess Cruises; Regent Seven Seas Cruises; Royal Caribbean International; Seabourn Cruise Line; Silversea Cruises, Ltd.; and Windstar Cruises. Filing Party: Terry Dale, President; Cruise Lines International Association; 80 Broad Street; Suite 1800; New York, NY 10004. Synopsis: The amendment would update the Association’s membership and revise the agreement’s authority to incorporate functions of the International Council of Cruise Lines under this agreement. Agreement No.: 010955–009. Title: ACL/H–L Reciprocal Space Charter and Sailing Agreement. Parties: Atlantic Container Line AB and Hapag-Lloyd AG. Filing Party: Wayne R. Rohde, Esq.; Sher & Blackwell; 1850 M Street, NW., Suite 900; Washington, DC 20036. Synopsis: The amendment updates Hapag-Lloyd’s corporate name, the parties’ home office addresses, and the delegation of authority provision. Agreement No.: 010979–043. Title: Caribbean Shipowners Association. E:\FR\FM\16AUN1.SGM 16AUN1

Agencies

[Federal Register Volume 71, Number 158 (Wednesday, August 16, 2006)]
[Notices]
[Page 47224]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: E6-13435]



[[Page 47224]]

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FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Proposed Information 
Collection; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to comment on a proposed new one-time collection of 
information, as required by the Paperwork Reduction Act of 1995 (44 
U.S.C. chapter 35). The collection would provide information on the 
features and effects of overdraft protection programs in state 
nonmember financial institutions.

DATES: Comments must be submitted on or before October 16, 2006.

ADDRESSES: Interested parties are invited to submit written comments by 
mail to Steve Hanft, Legal Division, Federal Deposit Insurance 
Corporation, 550 17th Street, NW., Washington, DC 20429; by FAX to Mr. 
Hanft at (202) 898-3838; or by e-mail to comments@fdic.gov. All 
comments should refer to ``Study of Overdraft Protection Programs.'' 
Copies of comments may also be submitted to the OMB desk officer for 
the FDIC, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503.

FOR FURTHER INFORMATION CONTACT: Steve Hanft, (202) 898-3907, or at the 
address above.

SUPPLEMENTARY INFORMATION:
    Proposal to undertake the following new collection of information:
    Title: Study of Overdraft Protection Programs.
    OMB Number: New collection.
    Frequency of Response: One-time.
    Affected Public: State nonmember financial institutions and data 
service providers.
    Estimated Number of Respondents: 500.
    Estimated Time per Response: Survey questions: approximate average 
of 3 hours per respondent. Micro-data collection: approximate average 
of 40 hours per respondent.
    Estimated Total Annual Burden:
     Survey questions: 500 respondents times 3 hours per = 1,500 hours.
     Micro-data collection: 100 respondents (financial institutions 
and/or service providers) times 40 hours per = 4,000 hours.
    Total burden = 1,500 + 4,000 = 5,500 hours.
    General Description of Collection: The FDIC is planning a study of 
the overdraft protection products offered by financial institutions and 
the usage patterns among depositors in those institutions. The study 
requires collection of data from financial institutions that are not 
currently included in the Call Reports or other standard periodic 
regulatory reports. These data will be collected in two parts: a survey 
in which a sample of 500 state-chartered nonmember financial 
institutions will, we anticipate, be asked up to 85 questions about 
each type of overdraft policy that they implement, and an additional 
micro-data collection in which more detailed information will be 
collected from 100 of these institutions. To minimize burden on 
respondents, FDIC will use automated data collection techniques 
wherever possible. The study conforms to privacy rules and will not 
request any information that could be used to identify individual bank 
customers, such as name, address, or account number. All data from, and 
identities of, the financial institutions will remain confidential. It 
is the intent of the FDIC to publish only general findings of the 
study.

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection; 
(c) ways to enhance the quality, utility, and clarity of the 
information to be collected; and (d) ways to minimize the burden of the 
information collection on respondents, including through the use of 
automated collection techniques or other forms of information 
technology.
    The FDIC will consider all comments to determine the extent to 
which the proposed information collection should be modified prior to 
submission to OMB for review and approval. After the comment period 
closes, comments will be summarized or included in the FDIC's request 
to OMB for approval of the collection. All comments will become a 
matter of public record.

    Dated at Washington, DC, this 10th day of August, 2006.

Federal Deposit Insurance Corporation.
Valerie Best,
Assistant Executive Secretary.
 [FR Doc. E6-13435 Filed 8-15-06; 8:45 am]
BILLING CODE 6714-01-P
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