Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices; Extension of Comment Period, 13215-13217 [06-2442]

Download as PDF Federal Register / Vol. 71, No. 49 / Tuesday, March 14, 2006 / Notices impact on the public interest. Comments should be furnished to the U.S. Army Corps of Engineers, New Orleans District, OD-SW, P.O. Box 60267, New Orleans, LA 70160–0267. Dated: March 9, 2006. Joel C. Richard, Secretary, Maritime Administration. [FR Doc. E6–3594 Filed 3–13–06; 8:45 am] BILLING CODE 4910–81–P DEPARTMENT OF TRANSPORTATION Pipeline and Hazardous Materials Safety Administration [Docket: RSPA–00–7666] Request for Public Comments and Office of Management and Budget (OMB) Approval of an Existing Information Collection (2137–0610) Pipeline and Hazardous Materials Safety Administration (PHMSA), DOT. SUMMARY: This notice requests public participation in the Office of Management and Budget (OMB) approval process for the renewal of an existing PHMSA information collection. In compliance with the Paperwork Reduction Act of 1995, this notice announces that the Information Collection Request (ICR) described below has been forwarded to OMB for extension of the currently approved collection. The ICR describes the nature of the information collection and the expected burden. PHMSA published a Federal Register Notice soliciting comments on the following information collection and received none. The purpose of this notice is to allow the public an additional 30 days from the date of this notice to submit comments. DATES: Comments must be submitted on or before April 13, 2006. ADDRESSES: Send comments to the Office of Information and Regulatory Affairs, Office of Management and Budget, 725—17th Street, NW., Washington, DC 20503, Attention DOT Desk Officer. FOR FURTHER INFORMATION CONTACT: William Fuentevilla at (202) 366–6199, or by e-mail at William.Fuentevilla@dot.gov. AGENCY: Comments are invited on whether the collection of information described below is necessary for the proper performance of the functions of the Department, including whether the information will have practical utility; the accuracy of the Department’s estimate of the burden of the information collection; ways to wwhite on PROD1PC65 with NOTICES SUPPLEMENTARY INFORMATION: VerDate Aug<31>2005 19:18 Mar 13, 2006 Jkt 208001 enhance the quality, utility, and clarity of the information to be collected; and ways to minimize the burden of the collection of information on respondents, including the use of automated collection techniques or other forms of information technology. PHMSA published a Federal Register Notice with a 60-day comment period for this ICR on December 29, 2005 (70 FR 77247), and received no comments. This ICR relates to the rule at 49 CFR part 192, subpart O, which covers pipeline integrity management in high consequence areas for natural gas transmission pipeline operators. The Gas Transmission Integrity Management rule became effective February 14, 2004. The regulation improves pipeline safety through (1) accelerating the integrity assessment of pipelines in high consequence areas, (2) improving integrity management systems within companies, (3) improving the government’s role in reviewing the adequacy of integrity programs and plans, and (4) providing increased public assurance in pipeline safety. This information collection requires operators of gas transmission pipelines located in or near high consequence areas to submit to PHMSA a written integrity management program and records showing compliance with 49 CFR part 192, subpart O. Operators must maintain these records for the life of the pipeline and PHMSA or State regulators may review the records during inspections. The regulation also requires each operator to submit four overall performance measures to PHMSA semiannually. This information collection supports DOT’s strategic goal of safety by reducing the number of incidents in natural gas transmission pipelines. As used in this notice, ‘‘information collection’’ includes all work related to preparing and disseminating information related to this recordkeeping requirement including completing paperwork, gathering information and conducting telephone calls. Type of Information Collection Request: Renewal of Existing Collection. Title of Information Collection: Pipeline Integrity Management in High Consequence Areas (Gas Transmission Pipeline Operators). Respondents: 721. Estimated Total Annual Burden on Respondents: 1,030,309 hours. PO 00000 Frm 00150 Fmt 4703 Sfmt 4703 13215 Issued in Washington, DC on March 9, 2006. Florence L. Hamn, Director of Regulations, Office of Pipeline Safety. [FR Doc. 06–2447 Filed 3–9–06; 3:26 pm] BILLING CODE 4910–60–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency [Docket No. 06–01] FEDERAL RESERVE SYSTEM [Docket No. OP–1248] FEDERAL DEPOSIT INSURANCE CORPORATION DEPARTMENT OF THE TREASURY Office of Thrift Supervision [No. 2006–01] Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices; Extension of Comment Period Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); and Office of Thrift Supervision, Treasury (OTS). ACTION: Proposed guidance; extension of comment period. AGENCIES: SUMMARY: On January 13, 2006, the OCC, Board, FDIC, and OTS (the Agencies) published for public comment proposed Interagency Guidance on Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices. The Agencies are extending the comment period on the proposed guidance for 30 days. DATES: Comments must be submitted on or before April 13, 2006. ADDRESSES: The Agencies will jointly review all of the comments submitted. Therefore, interested parties may send comments to any of the Agencies and need not send comments (or copies) to all of the Agencies. Please consider submitting your comments by e-mail or fax since paper mail in the Washington area and at the Agencies is subject to delay. Interested parties are invited to submit comments to: OCC: You should include ‘‘OCC’’ and Docket Number 06–01 in your comment. You may submit your comment by any of the following methods: E:\FR\FM\14MRN1.SGM 14MRN1 wwhite on PROD1PC65 with NOTICES 13216 Federal Register / Vol. 71, No. 49 / Tuesday, March 14, 2006 / Notices • Federal eRulemaking Portal: http:// www.regulations.gov. Follow the instructions for submitting comments. • OCC Web Site: http:// www.occ.treas.gov. Click on ‘‘Contact the OCC,’’ scroll down and click on ‘‘Comments on Proposed Regulations.’’ • E-Mail Address: regs.comments@occ.treas.gov. • Fax: (202) 874–4448. • Mail: Office of the Comptroller of the Currency, 250 E Street, SW., Mail Stop 1–5, Washington, DC 20219. • Hand Delivery/Courier: 250 E Street, SW., Attn: Public Information Room, Mail Stop 1–5, Washington, DC 20219. Instructions: All submissions received must include the agency name (OCC) and docket number for this notice. In general, the OCC will enter all comments received into the docket without change, including any business or personal information that you provide. You may review comments and other related materials by any of the following methods: • Viewing Comments Personally: You may personally inspect and photocopy comments at the OCC’s Public Information Room, 250 E Street, SW., Washington, DC. You can make an appointment to inspect comments by calling (202) 874–5043. • Viewing Comments Electronically: You may request that we send you an electronic copy of comments via e-mail or mail you a CD-ROM containing electronic copies by contacting the OCC at regs.comments@occ.treas.gov. • Docket Information: You may also request available background documents and project summaries using the methods described above. Board: You may submit comments, identified by Docket No. OP–1248, by any of the following methods: • Agency Web site: http:// www.federalreserve.gov. Follow the instructions for submitting comments at http://www.federalreserve.gov/ generalinfo/foia/ProposedRegs.cfm. • Federal eRulemaking Portal: http:// www.regulations.gov. Follow the instructions for submitting comments. • E-mail: regs.comments@federalreserve.gov. Include the docket number in the subject line of the message. • FAX: 202/452–3819 or 202/452– 3102. • Mail: Jennifer J. Johnson, Secretary, Board of Governors of the Federal Reserve System, 20th Street and Constitution Avenue, NW., Washington, DC 20551. All public comments are available from the Board’s Web site at http:// VerDate Aug<31>2005 19:18 Mar 13, 2006 Jkt 208001 www.federalreserve.gov/generalinfo/ foia/ProposedRegs.cfm as submitted, unless modified for technical reasons. Accordingly, your comments will not be edited to remove any identifying or contact information. Public comments may also be viewed in electronic or paper form in Room MP–500 of the Board’s Martin Building (20th and C Streets, NW.) between 9 a.m. and 5 p.m. on weekdays. FDIC: You may submit comments by any of the following methods: • Agency Web site: http:// www.fdic.gov/regulations/laws/federal/ propose.html. Follow the instructions for submitting comments on the Agency Web site. • E-Mail: Comments@FDIC.gov. • Mail: Robert E. Feldman, Executive Secretary, Attention: Comments, Federal Deposit Insurance Corporation, 550 17th Street, NW., Washington, DC 20429. • Hand Delivery/Courier: Guard station at the rear of the 550 17th Street Building (located on F Street) on business days between 7 a.m. and 5 p.m. Instructions: All submissions received must include the agency name. All comments received will be posted without change to http://www.fdic.gov/ regulations/laws/federal/propose.html including any personal information provided. • Public Inspection: Comments may be inspected and photocopied in the FDIC Public Information Center, Room E–1007, 3501 North Fairfax Drive, Arlington, VA, between 9 a.m. and 4:30 p.m. on business days. OTS: You may submit comments, identified by docket number 2006–01, by any of the following methods: • Federal eRulemaking Portal: http:// www.regulations.gov. Follow the instructions for submitting comments. • E-mail address: regs.comments@ots.treas.gov. Please include docket number 2006–01 in the subject line of the message and include your name and telephone number in the message. • Fax: (202) 906–6518. • Mail: Regulation Comments, Chief Counsel’s Office, Office of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552, Attention: No. 2005–56. • Hand Delivery/Courier: Guard’s Desk, East Lobby Entrance, 1700 G Street, NW., from 9 a.m. to 4 p.m. on business days. Address envelope as follows: Attention: Regulation Comments, Chief Counsel’s Office, Attention: No. 2006–01. Instructions: All submissions received must include the agency name and docket number for this proposed Guidance. All comments received will PO 00000 Frm 00151 Fmt 4703 Sfmt 4703 be posted without change to the OTS Internet site at http://www.ots.treas.gov/ pagehtml.cfm?catNumber=67&an=1, including any personal information provided. Docket: For access to the docket to read background documents or comments received, go to http:// www.ots.treas.gov/ pagehtml.cfm?catNumber=67&an=1. In addition, you may inspect comments at the OTS’s Public Reading Room, 1700 G Street, NW., by appointment. To make an appointment for access, call (202) 906–5922, send an e-mail to public.info@ots.treas.gov, or send a facsimile transmission to (202) 906– 7755. (Prior notice identifying the materials you will be requesting will assist us in serving you.) We schedule appointments on business days between 10 a.m. and 4 p.m. In most cases, appointments will be available the next business day following the date we receive a request. FOR FURTHER INFORMATION CONTACT: OCC: Doreen Ledbetter, National Bank Examiner/Credit Risk Specialist, Credit Risk Policy, (202) 874–4531; or Dena G. Patel, Credit Risk Specialist, Credit Risk Policy, (202) 874–1724. Board: Denise Dittrich, Supervisory Financial Analyst, (202) 452–2783; or Virginia Gibbs, Senior Supervisory Financial Analyst, (202) 452–2521; or Sabeth I. Siddique, Assistant Director, (202) 452–3861, Division of Banking Supervision and Regulation; or Mark Van Der Weide, Senior Counsel, Legal Division, (202) 452–2263. For users of Telecommunications Device for the Deaf (‘‘TDD’’) only, contact (202) 263–4869. FDIC: James Leitner, Senior Examination Specialist, (202) 898–6790, or Benjamin W. McDonough, Attorney, Legal Division, (202) 898–7411. OTS: William Magrini, Senior Project Manager, (202) 906–5744. SUPPLEMENTARY INFORMATION: On January 13, 2006, the Agencies published for comment proposed guidance entitled ‘‘Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices’’ (Guidance). 71 FR 2302. The proposal stated that any comments on the proposal must be submitted on or before March 14, 2006. In response to the solicitation of comments, the Agencies have received several hundred comments on the proposal, including a request from a financial institutions trade association to extend the comment period. In light of the wide public interest in the proposal and the Agencies’ desire to provide the public with sufficient time to consider the proposal and formulate E:\FR\FM\14MRN1.SGM 14MRN1 Federal Register / Vol. 71, No. 49 / Tuesday, March 14, 2006 / Notices any comments, the Agencies have decided to extend the comment period on the proposal by 30 days. The comment period will now run through April 13, 2006. Dated: March 7, 2006. John C. Dugan, Comptroller of the Currency. By order of the Board of Governors of the Federal Reserve System, acting through the Secretary of the Board under delegated authority, March 9, 2006. Jennifer J. Johnson, Secretary of the Board. Dated at Washington, DC, this 8th day of March, 2006. By order of the Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. Dated: March 8, 2006. By the Office of Thrift Supervision. Scott M. Polakoff, Deputy Director & Chief Operating Officer. [FR Doc. 06–2442 Filed 3–13–06; 8:45 am] BILLING CODE 4810–33–P; 6210–01–P; 6714–01–P; 6720–01–P DEPARTMENT OF THE TREASURY Internal Revenue Service Proposed Collection; Comment Request for Form 8861 Internal Revenue Service (IRS), Treasury. ACTION: Notice and request for comments. wwhite on PROD1PC65 with NOTICES AGENCY: SUMMARY: The Department of the Treasury, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on proposed and/or continuing information collections, as required by the Paperwork Reduction Act of 1995, Public Law 104–13 (44 U.S.C. 3506(c)(2)(A)). Currently, the IRS is soliciting comments concerning Form 8861, Welfare-to-Work Credit. DATES: Written comments should be received on or before May 15, 2006 to be assured of consideration. ADDRESSES: Direct all written comments to Glenn Kirkland, Internal Revenue Service, room 6512, 1111 Constitution Avenue, NW., Washington, DC 20224. FOR FURTHER INFORMATION CONTACT: Requests for additional information or copies of the form and instructions should be directed to Larnice Mack at Internal Revenue Service, room 6512, 1111 Constitution Avenue, NW., Washington, DC 20224, or at (202) 622– VerDate Aug<31>2005 19:18 Mar 13, 2006 Jkt 208001 3179, or through the internet at (Larnice.Mack@irs.gov). SUPPLEMENTARY INFORMATION: Title: Welfare-to-Work Credit. OMB Number: 1545–1569. Form Number: 8861. Abstract: Section 51A of the Internal Revenue Code allows employers an income tax credit 35% of the first $10,000 of first-year wages and 50% of the first $10,000 of second-year wages paid to long-term family assistance recipients. The credit is part of the general business credit. Current Actions: There are no changes being made to the form at this time. Type of Review: Extension of a currently approved collection. Affected Public: Business or other forprofit organizations and farms. Estimated Number of Responses: 500. Estimated Time Per Respondent: 6 hours, 41 minutes. Estimated Total Annual Burden Hours: 3,347. The following paragraph applies to all of the collections of information covered by this notice: An agency may not conduct or sponsor, and a person is not required to respond to, a collection of information unless the collection of information displays a valid OMB control number. Books or records relating to a collection of information must be retained as long as their contents may become material in the administration of any Internal Revenue law. Generally, tax returns and tax return information are confidential, as required by 26 U.S.C. 6103. Request for Comments: Comments submitted in response to this notice will be summarized and/or included in the request for OMB approval. All comments will become a matter of public record. Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the agency, including whether the information shall have practical utility; (b) the accuracy of the agency’s estimate of the burden of the collection of information; (c) ways to enhance the quality, utility, and clarity of the information to be collected; (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. PO 00000 Frm 00152 Fmt 4703 Sfmt 4703 13217 Approved: March 7, 2006. Glenn Kirkland, IRS Reports Clearance Officer. [FR Doc. E6–3625 Filed 3–13–06; 8:45 am] BILLING CODE 4830–01–P DEPARTMENT OF THE TREASURY Internal Revenue Service Request for Nominations to the Electronic Tax Administration Advisory Committee Internal Revenue Service (IRS). Notice. AGENCY: ACTION: SUMMARY: The Electronic Tax Administration Advisory Committee (ETAAC), was established to provide continued input into the development and implementation of the Internal Revenue Service (IRS) strategy for electronic tax administration. The ETAAC provides an organized public forum for discussion of electronic tax administration issues in support of the overriding goal that paperless filing should be the preferred and most convenient method of filing tax and information returns. ETAAC members convey the public’s perception of IRS electronic tax administration activities, offer constructive observations about current or proposed policies, programs, and procedures, and suggest improvements. This document seeks nominations of individuals to be considered for selection as Committee members. The Director, Electronic Tax Administration (ETA) will assure that the size and organizational representation of the ETAAC obtains balanced membership and includes representatives from various groups including: (1) Tax practitioners and preparers, (2) transmitters of electronic returns, (3) tax software developers, (4) large and small businesses, (5) employers and payroll service providers, (6) individual taxpayers, (7) financial industry (payers, payment options and best practices), (8) system integrators (technology providers), (9) academic (marketing, sales or technical perspectives), (10) trusts and estates, (11) tax exempt organizations, and (12) state and local governments. We are soliciting nominations from professional and public interest groups, IRS officials, the Department of Treasury, and Congress. Members serve a three-year term on the ETAAC to allow a change in membership. The change of members on the Committee ensures that different perspectives are represented. All travel expenses within government guidelines E:\FR\FM\14MRN1.SGM 14MRN1

Agencies

[Federal Register Volume 71, Number 49 (Tuesday, March 14, 2006)]
[Notices]
[Pages 13215-13217]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 06-2442]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency

[Docket No. 06-01]

FEDERAL RESERVE SYSTEM

[Docket No. OP-1248]

FEDERAL DEPOSIT INSURANCE CORPORATION

DEPARTMENT OF THE TREASURY

Office of Thrift Supervision

[No. 2006-01]


Concentrations in Commercial Real Estate Lending, Sound Risk 
Management Practices; Extension of Comment Period

AGENCIES: Office of the Comptroller of the Currency, Treasury (OCC); 
Board of Governors of the Federal Reserve System (Board); Federal 
Deposit Insurance Corporation (FDIC); and Office of Thrift Supervision, 
Treasury (OTS).

ACTION: Proposed guidance; extension of comment period.

-----------------------------------------------------------------------

SUMMARY: On January 13, 2006, the OCC, Board, FDIC, and OTS (the 
Agencies) published for public comment proposed Interagency Guidance on 
Concentrations in Commercial Real Estate Lending, Sound Risk Management 
Practices. The Agencies are extending the comment period on the 
proposed guidance for 30 days.

DATES: Comments must be submitted on or before April 13, 2006.

ADDRESSES: The Agencies will jointly review all of the comments 
submitted. Therefore, interested parties may send comments to any of 
the Agencies and need not send comments (or copies) to all of the 
Agencies. Please consider submitting your comments by e-mail or fax 
since paper mail in the Washington area and at the Agencies is subject 
to delay. Interested parties are invited to submit comments to:
    OCC: You should include ``OCC'' and Docket Number 06-01 in your 
comment. You may submit your comment by any of the following methods:

[[Page 13216]]

     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     OCC Web Site: http://www.occ.treas.gov. Click on ``Contact 
the OCC,'' scroll down and click on ``Comments on Proposed 
Regulations.''
     E-Mail Address: regs.comments@occ.treas.gov.
     Fax: (202) 874-4448.
     Mail: Office of the Comptroller of the Currency, 250 E 
Street, SW., Mail Stop 1-5, Washington, DC 20219.
     Hand Delivery/Courier: 250 E Street, SW., Attn: Public 
Information Room, Mail Stop 1-5, Washington, DC 20219.
    Instructions: All submissions received must include the agency name 
(OCC) and docket number for this notice. In general, the OCC will enter 
all comments received into the docket without change, including any 
business or personal information that you provide.
    You may review comments and other related materials by any of the 
following methods:
     Viewing Comments Personally: You may personally inspect 
and photocopy comments at the OCC's Public Information Room, 250 E 
Street, SW., Washington, DC. You can make an appointment to inspect 
comments by calling (202) 874-5043.
     Viewing Comments Electronically: You may request that we 
send you an electronic copy of comments via e-mail or mail you a CD-ROM 
containing electronic copies by contacting the OCC at 
regs.comments@occ.treas.gov.
     Docket Information: You may also request available 
background documents and project summaries using the methods described 
above.
    Board: You may submit comments, identified by Docket No. OP-1248, 
by any of the following methods:
     Agency Web site: http://www.federalreserve.gov. Follow the 
instructions for submitting comments at http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     E-mail: regs.comments@federalreserve.gov. Include the 
docket number in the subject line of the message.
     FAX: 202/452-3819 or 202/452-3102.
     Mail: Jennifer J. Johnson, Secretary, Board of Governors 
of the Federal Reserve System, 20th Street and Constitution Avenue, 
NW., Washington, DC 20551.
    All public comments are available from the Board's Web site at 
http://www.federalreserve.gov/generalinfo/foia/ProposedRegs.cfm as 
submitted, unless modified for technical reasons. Accordingly, your 
comments will not be edited to remove any identifying or contact 
information. Public comments may also be viewed in electronic or paper 
form in Room MP-500 of the Board's Martin Building (20th and C Streets, 
NW.) between 9 a.m. and 5 p.m. on weekdays.
    FDIC: You may submit comments by any of the following methods:
     Agency Web site: http://www.fdic.gov/regulations/laws/
federal/propose.html. Follow the instructions for submitting comments 
on the Agency Web site.
     E-Mail: Comments@FDIC.gov.
     Mail: Robert E. Feldman, Executive Secretary, Attention: 
Comments, Federal Deposit Insurance Corporation, 550 17th Street, NW., 
Washington, DC 20429.
     Hand Delivery/Courier: Guard station at the rear of the 
550 17th Street Building (located on F Street) on business days between 
7 a.m. and 5 p.m.
    Instructions: All submissions received must include the agency 
name. All comments received will be posted without change to http://
www.fdic.gov/regulations/laws/federal/propose.html including any 
personal information provided.
     Public Inspection: Comments may be inspected and 
photocopied in the FDIC Public Information Center, Room E-1007, 3501 
North Fairfax Drive, Arlington, VA, between 9 a.m. and 4:30 p.m. on 
business days.
    OTS: You may submit comments, identified by docket number 2006-01, 
by any of the following methods:
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     E-mail address: regs.comments@ots.treas.gov. Please 
include docket number 2006-01 in the subject line of the message and 
include your name and telephone number in the message.
     Fax: (202) 906-6518.
     Mail: Regulation Comments, Chief Counsel's Office, Office 
of Thrift Supervision, 1700 G Street, NW., Washington, DC 20552, 
Attention: No. 2005-56.
     Hand Delivery/Courier: Guard's Desk, East Lobby Entrance, 
1700 G Street, NW., from 9 a.m. to 4 p.m. on business days. Address 
envelope as follows: Attention: Regulation Comments, Chief Counsel's 
Office, Attention: No. 2006-01.
    Instructions: All submissions received must include the agency name 
and docket number for this proposed Guidance. All comments received 
will be posted without change to the OTS Internet site at http://
www.ots.treas.gov/pagehtml.cfm?catNumber=67&an=1, including any 
personal information provided.
    Docket: For access to the docket to read background documents or 
comments received, go to http://www.ots.treas.gov/
pagehtml.cfm?catNumber=67&an=1. In addition, you may inspect comments 
at the OTS's Public Reading Room, 1700 G Street, NW., by appointment. 
To make an appointment for access, call (202) 906-5922, send an e-mail 
to public.info@ots.treas.gov, or send a facsimile transmission to (202) 
906-7755. (Prior notice identifying the materials you will be 
requesting will assist us in serving you.) We schedule appointments on 
business days between 10 a.m. and 4 p.m. In most cases, appointments 
will be available the next business day following the date we receive a 
request.

FOR FURTHER INFORMATION CONTACT: OCC: Doreen Ledbetter, National Bank 
Examiner/Credit Risk Specialist, Credit Risk Policy, (202) 874-4531; or 
Dena G. Patel, Credit Risk Specialist, Credit Risk Policy, (202) 874-
1724.
    Board: Denise Dittrich, Supervisory Financial Analyst, (202) 452-
2783; or Virginia Gibbs, Senior Supervisory Financial Analyst, (202) 
452-2521; or Sabeth I. Siddique, Assistant Director, (202) 452-3861, 
Division of Banking Supervision and Regulation; or Mark Van Der Weide, 
Senior Counsel, Legal Division, (202) 452-2263. For users of 
Telecommunications Device for the Deaf (``TDD'') only, contact (202) 
263-4869.
    FDIC: James Leitner, Senior Examination Specialist, (202) 898-6790, 
or Benjamin W. McDonough, Attorney, Legal Division, (202) 898-7411.
    OTS: William Magrini, Senior Project Manager, (202) 906-5744.

SUPPLEMENTARY INFORMATION: On January 13, 2006, the Agencies published 
for comment proposed guidance entitled ``Concentrations in Commercial 
Real Estate Lending, Sound Risk Management Practices'' (Guidance). 71 
FR 2302. The proposal stated that any comments on the proposal must be 
submitted on or before March 14, 2006.
    In response to the solicitation of comments, the Agencies have 
received several hundred comments on the proposal, including a request 
from a financial institutions trade association to extend the comment 
period. In light of the wide public interest in the proposal and the 
Agencies' desire to provide the public with sufficient time to consider 
the proposal and formulate

[[Page 13217]]

any comments, the Agencies have decided to extend the comment period on 
the proposal by 30 days. The comment period will now run through April 
13, 2006.

    Dated: March 7, 2006.
John C. Dugan,
Comptroller of the Currency.
    By order of the Board of Governors of the Federal Reserve 
System, acting through the Secretary of the Board under delegated 
authority, March 9, 2006.
Jennifer J. Johnson,
Secretary of the Board.
    Dated at Washington, DC, this 8th day of March, 2006.

    By order of the Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
    Dated: March 8, 2006.

    By the Office of Thrift Supervision.
Scott M. Polakoff,
Deputy Director & Chief Operating Officer.
[FR Doc. 06-2442 Filed 3-13-06; 8:45 am]
BILLING CODE 4810-33-P; 6210-01-P; 6714-01-P; 6720-01-P