Notice of Proposals to Engage in Permissible Nonbanking Activities or to Acquire Companies that are Engaged in Permissible Nonbanking Activities, 21791-21792 [05-8394]
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Federal Register / Vol. 70, No. 80 / Wednesday, April 27, 2005 / Notices
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisition of Shares of Bank or Bank
Holding Companies
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire a bank or bank
holding company. The factors that are
considered in acting on the notices are
set forth in paragraph 7 of the Act (12
U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the office of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than May 11,
2005.
A. Federal Reserve Bank of New
York (Jay Bernstein, Bank Supervision
Officer) 33 Liberty Street, New York,
New York 10045-0001:
1. George E. Scharpf; Patricia M.
Scharpf; and G. Gregory Scharpf, all of
Colts Neck, New Jersey; Eric Francis
Scharpf, Haverford, Pennsylvania;
Elizabeth M. Scharpf, Colts Neck, New
Jersey; George E. Scharpf Irrevocable
Trust, Old Bridge, New Jersey; Joseph J.
DiSepio, Jamesburg, New Jersey;
Margueritte DiSepio, Jamesburg, New
Jersey; Estate of Ernest J. Scharpf, Jr.,
Jamesburg, New Jersey; The EJ Scharpf
Foundation, Old Bridge, New Jersey;
George E. Scharpf Trust for the benefit
of Ernest J. Scharpf, Old Bridge, New
Jersey; to retain voting shares of Amboy
Bancorporation, Old Bridge, New Jersey,
and thereby indirectly retain voting
shares of Amboy National Bank, Old
Bridge, New Jersey.
B. Federal Reserve Bank of Chicago
(Patrick M. Wilder, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690-1414:
1. Walter Carlson, Naples, Florida,
and Dennis Shull, Indianola, Iowa; to
acquire additional voting shares of
Morning Sun Bank Corp., Morning Sun,
Iowa, and thereby indirectly acquire
voting shares of Iowa State Bank,
Wapello,Iowa.
C. Federal Reserve Bank of Kansas
City (Donna J. Ward, Assistant Vice
President) 925 Grand Avenue, Kansas
City, Missouri 64198-0001:
1. T. Coleman Andrews, III, Jackson,
Wyoming; Everette G. Allen, Jr.,
Richmond, Virginia; Allen S. Andrews,
Middleburg, Virginia; Timothy A.
Anonick, Midlothian, Virginia; John C.
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Backus, Jr., Great Falls, Virginia; David
F. Bullock, Alpin, Utah; Marvin P. Bush,
Alexandria, Virginia; Christopher H.
Daniell, Hopkinton, New Hampshire;
Laurence C. Fentriss, Richmond,
Virginia; Davila Jaime, McAllen, Texas;
Ronald P. Mika, Alpine, Utah; Geoffrey
S. Rehnert, Weston, Massachusetts;
Kevin W. Wilson, Virginia Beach,
Virginia; and Marc B. Wolpow,
Wellesley, Massachusetts; to acquire
voting shares of Rock Springs American
Bancorporation, Inc., and thereby
indirectly acquire voting shares of
American National Bank of Rock
Springs, both of Rock Springs,
Wyoming.
Board of Governors of the Federal Reserve
System, April 21, 2005.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 05–8393 Filed 4–26–05; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR Part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The application also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Additional information on all bank
holding companies may be obtained
from the National Information Center
website at www.ffiec.gov/nic/.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
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21791
indicated or the offices of the Board of
Governors not later than May 20, 2005.
A. Federal Reserve Bank of Atlanta
(Andre Anderson, Vice President) 1000
Peachtree Street, N.E., Atlanta, Georgia
30303:
1. Heritage First Bancshares, Inc.,
Rome, Georgia; to become a bank
holding company by acquiring 100
percent of the voting shares of DeKalb
Bank, Crossville, Alabama.
B. Federal Reserve Bank of Dallas
(W. Arthur Tribble, Vice President) 2200
North Pearl Street, Dallas, Texas 752012272:
1. CSAB Holdings, L.L.C., Dallas,
Texas; to become a bank holding
company by acquiring 36 percent of the
voting shares of Parkway National
Bancshares, Inc., Plano, Texas, and
thereby indirectly acquire Parkway
National Bancshares of Delaware, Inc.,
Wilmington, Delaware, and Parkway
Bank, N.A., Plano, Texas.
Board of Governors of the Federal Reserve
System, April 21, 2005.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 05–8395 Filed 4–26–05; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL RESERVE SYSTEM
Notice of Proposals to Engage in
Permissible Nonbanking Activities or
to Acquire Companies that are
Engaged in Permissible Nonbanking
Activities
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y (12
CFR Part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has
determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each notice is available for inspection
at the Federal Reserve Bank indicated.
The notice also will be available for
inspection at the offices of the Board of
Governors. Interested persons may
express their views in writing on the
question whether the proposal complies
with the standards of section 4 of the
BHC Act. Additional information on all
bank holding companies may be
obtained from the National Information
Center website at www.ffiec.gov/nic/.
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21792
Federal Register / Vol. 70, No. 80 / Wednesday, April 27, 2005 / Notices
Unless otherwise noted, comments
regarding the applications must be
received at the Reserve Bank indicated
or the offices of the Board of Governors
not later than May 20, 2005.
A. Federal Reserve Bank of Atlanta
(Andre Anderson, Vice President) 1000
Peachtree Street, N.E., Atlanta, Georgia
30303:
1. Heritage First Bancshres, Inc.,
Rome, Georgia; to acquire Heritage First
Bank, Rome, Georgia, and thereby
engage in operating a savings
association, pursuant to section
225.28(b)(4)(ii) of Regulation Y.
Board of Governors of the Federal Reserve
System, April 21, 2005.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 05–8394 Filed 4–26–05; 8:45 am]
BILLING CODE 6210–01–S
FEDERAL RESERVE SYSTEM
Sunshine Act Meeting
Board of
Governors of the Federal Reserve
System.
TIME AND DATE: 12:00 p.m., Monday,
May 2, 2005.
PLACE: Marriner S. Eccles Federal
Reserve Board Building, 20th and C
Streets, N.W., Washington, D.C. 20551.
STATUS: Closed.
MATTERS TO BE CONSIDERED:
1. Personnel actions (appointments,
promotions, assignments,
reassignments, and salary actions)
involving individual Federal Reserve
System employees.
2. Any items carried forward from a
previously announced meeting.
FOR FURTHER INFORMATION CONTACT:
Michelle A. Smith, Director, Office of
Board Members; 202–452–2955.
SUPPLEMENTARY INFORMATION: You may
call 202–452–3206 beginning at
approximately 5 p.m. two business days
before the meeting for a recorded
announcement of bank and bank
holding company applications
scheduled for the meeting; or you may
contact the Board’s Web site at https://
www.federalreserve.gov for an electronic
announcement that not only lists
applications, but also indicates
procedural and other information about
the meeting.
AGENCY HOLDING THE MEETING:
Board of Governors of the Federal Reserve
System, April 22, 2005.
Robert deV. Frierson,
Deputy Secretary of the Board.
[FR Doc. 05–8490 Filed 4–22–05; 4:57 pm]
BILLING CODE 6210–01–S
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FEDERAL TRADE COMMISSION
RIN 3084–AA94
Notice of Federal Trade Commission
Publication Incorporating Model Forms
and Procedures for Identity Theft
Victims
Federal Trade Commission
(Commission).
ACTION: Notice of Federal Trade
Commission publication incorporating
model forms and procedures for identity
theft victims.
AGENCY:
SUMMARY: The Fair and Accurate Credit
Transactions Act of 2003 (FACT Act or
the Act), amending the Fair Credit
Reporting Act (FCRA), requires the
Commission, in consultation with the
Federal banking agencies and the
National Credit Union Administration,
to develop a model form and procedures
to be used by identity theft victims for
contacting and informing creditors and
consumer reporting agencies of the
fraud. In this document, the
Commission issues a notice of its
publication of guidance containing such
model forms and procedures.
DATES: Effective Date: This notice is
effective on May 2, 2005.
ADDRESSES: Requests for copies of this
notice should be sent to the
Commission’s Public Reference Branch,
Room 130, Federal Trade Commission,
600 Pennsylvania Avenue, NW.,
Washington, DC 20580. This notice is
also available at the Commission’s Web
site, www.ftc.gov.
FOR FURTHER INFORMATION CONTACT:
Betsy Broder, Assistant Director, (202)
326–3228, and Naomi B. Lefkovitz,
Attorney, (202) 326–3228, Division of
Planning and Information, Bureau of
Consumer Protection, Federal Trade
Commission, 600 Pennsylvania Avenue,
NW., Washington, DC 20580.
SUPPLEMENTARY INFORMATION: The FACT
Act was signed into law on December 4,
2003. Public Law 108–159, 117 Stat.
1952. Portions of the Act amend the
FCRA to enhance consumers’ ability to
resolve problems caused by identity
theft. Section 153 of the Act (section
621(f)(2) of the FCRA), requires the
Commission, in consultation with the
Federal banking agencies and the
National Credit Union Administration,
to develop a model form and procedures
to be used by identity theft victims for
contacting and informing creditors and
consumer reporting agencies of the
fraud.
Identity theft can occur in various
forms, including the unauthorized use
of existing accounts or the opening of
new accounts. The steps that victims
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need to take to resolve their problems
may vary depending on the type of
identity theft. The Commission has
published guidance for victims, which
describes the different types of identity
theft problems that victims can confront
and the best means of recovery. This
guidance includes the ID Theft Affidavit
and sample letters as well as a
description of the circumstances under
which victims would use a particular
form to contact creditors or consumer
reporting agencies.1
For example, an identity theft victim
can use the ID Theft Affidavit to dispute
with a creditor an account opened
fraudulently in the victim’s name. Many
creditors have agreed voluntarily to
accept this standard-form affidavit to
resolve such disputes. The guidance
also provides sample letters that an
identity theft victim can use when
disputing with a creditor fraudulent
charges to an existing account. Finally,
the guidance offers victims sample
letters that they can use, in combination
with an ‘‘Identity Theft Report,’’ 2 when
contacting a consumer reporting agency
to block fraudulent accounts from their
credit reports.
This guidance, Take Charge: Fighting
Back Against Identity Theft, is available
at www.consumer.gov/idtheft or by
writing to: FTC, Consumer Response
Center, Room 130–B, 600 Pennsylvania
Avenue, NW., Washington, DC 20580.
For several years, the Take Charge
booklet (previously entitled ID Theft:
When Bad Things Happen to Your Good
Name) has been a straightforward and
enormously successful communication
tool that has been well-received by
victims and other consumers,
government agencies, industry,
consumer groups, and law enforcement.
1 The guidance does not substantially modify any
existing ‘‘collections of information’’ as this term is
defined under the Paperwork Reduction Act, 44
U.S.C. 3506. The FTC has already obtained
approval from the Office of Management and
Budget (‘‘OMB’’) for certain disclosures described
in the FTC’s guidance materials. The filing of
identity theft complaints with the FTC is included
in the FTC’s clearance for administrative activities
(OMB Control Number 3084–0047). In addition, the
FTC obtained OMB clearance for the disclosure
obligations resulting from its rulemaking on
identity theft definitions (OMB Control Number
3084–0129). See 69 FR 63,922, 63,933 (Nov. 3,
2004).
2 To obtain an ‘‘Identity Theft Report,’’ the
guidance advises consumers to file a report with a
local, state, or federal law enforcement agency, such
as the local police, the State Attorney General, the
U.S. Secret Service, the FTC, or the U.S. Postal
Inspection Service. The ‘‘Identity Theft Report’’ is
comprised of this law enforcement report, in
combination with specific information about the
circumstances of the consumer’s identity theft and
any additional information or documentation that a
creditor or consumer reporting agency reasonably
requests for the purpose of determining the validity
of the consumer’s claim. See 16 CFR 603.3.
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[Federal Register Volume 70, Number 80 (Wednesday, April 27, 2005)]
[Notices]
[Pages 21791-21792]
From the Federal Register Online via the Government Printing Office [www.gpo.gov]
[FR Doc No: 05-8394]
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FEDERAL RESERVE SYSTEM
Notice of Proposals to Engage in Permissible Nonbanking
Activities or to Acquire Companies that are Engaged in Permissible
Nonbanking Activities
The companies listed in this notice have given notice under section
4 of the Bank Holding Company Act (12 U.S.C. 1843) (BHC Act) and
Regulation Y (12 CFR Part 225) to engage de novo, or to acquire or
control voting securities or assets of a company, including the
companies listed below, that engages either directly or through a
subsidiary or other company, in a nonbanking activity that is listed in
Sec. 225.28 of Regulation Y (12 CFR 225.28) or that the Board has
determined by Order to be closely related to banking and permissible
for bank holding companies. Unless otherwise noted, these activities
will be conducted throughout the United States.
Each notice is available for inspection at the Federal Reserve Bank
indicated. The notice also will be available for inspection at the
offices of the Board of Governors. Interested persons may express their
views in writing on the question whether the proposal complies with the
standards of section 4 of the BHC Act. Additional information on all
bank holding companies may be obtained from the National Information
Center website at www.ffiec.gov/nic/.
[[Page 21792]]
Unless otherwise noted, comments regarding the applications must be
received at the Reserve Bank indicated or the offices of the Board of
Governors not later than May 20, 2005.
A. Federal Reserve Bank of Atlanta (Andre Anderson, Vice President)
1000 Peachtree Street, N.E., Atlanta, Georgia 30303:
1. Heritage First Bancshres, Inc., Rome, Georgia; to acquire
Heritage First Bank, Rome, Georgia, and thereby engage in operating a
savings association, pursuant to section 225.28(b)(4)(ii) of Regulation
Y.
Board of Governors of the Federal Reserve System, April 21,
2005.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 05-8394 Filed 4-26-05; 8:45 am]
BILLING CODE 6210-01-S
