Federal Deposit Insurance Corporation – Federal Register Recent Federal Regulation Documents

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Community Reinvestment Act Regulations
Document Number: 2017-19765
Type: Proposed Rule
Date: 2017-09-20
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury
The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the Agencies) propose to amend their regulations implementing the Community Reinvestment Act (CRA) to update the existing definitions of ``home mortgage loan'' and ``consumer loan,'' related cross references, and the public file content requirements to conform recent revisions made by the Consumer Financial Protection Bureau (Bureau) to Regulation C, which implements the Home Mortgage Disclosure Act (HMDA), and to remove obsolete references to the Neighborhood Stabilization Program (NSP).
Notice of Termination; 10338 North Georgia Bank; Watkinsville, Georgia
Document Number: 2017-19136
Type: Notice
Date: 2017-09-11
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Securities Transaction Settlement Cycle
Document Number: 2017-19008
Type: Proposed Rule
Date: 2017-09-11
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury
The OCC and the FDIC (``Agencies'') are proposing to shorten the standard settlement cycle for securities purchased or sold by national banks, federal savings associations, and FDIC-supervised institutions. The Agencies' proposal is consistent with an industry- wide transition to a two-business-day settlement cycle, which is designed to reduce settlement exposure and align settlement practices across all market participants.
Notice of Termination; 10244 Granite Community Bank, NA, Granite Bay, California
Document Number: 2017-18947
Type: Notice
Date: 2017-09-07
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10485-Bank of Wausau, Wausau, Wisconsin
Document Number: 2017-18156
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10341-Peoples State Bank, Hamtramck, Michigan
Document Number: 2017-18155
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10268-Sterling Bank, Lantana, Florida
Document Number: 2017-18154
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10111-Mainstreet Bank, Forest Lake, Minnesota
Document Number: 2017-18151
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10509-Northern Star Bank, Mankato, Minnesota
Document Number: 2017-18113
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10506-NBRS Financial, Rising Sun, Maryland
Document Number: 2017-18112
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10410-Mid City Bank, Inc., Omaha, Nebraska
Document Number: 2017-18111
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10409-All American Bank, Des Plaines, Illinois
Document Number: 2017-18110
Type: Notice
Date: 2017-08-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Regulatory Capital Rules: Retention of Certain Existing Transition Provisions for Banking Organizations That Are Not Subject to the Advanced Approaches Capital Rules
Document Number: 2017-17822
Type: Proposed Rule
Date: 2017-08-25
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Department of Treasury, Office of the Comptroller of the Currency
The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) are inviting public comment on a notice of proposed rulemaking (NPR) that would extend the current treatment under the regulatory capital rules (capital rules) for certain regulatory capital deductions and risk weights and certain minority interest requirements, as they apply to banking organizations that are not subject to the advanced approaches capital rules (non-advanced approaches banking organizations). Specifically, for non-advanced approaches banking organizations, the agencies propose to extend the current regulatory capital treatment of: Mortgage servicing assets; deferred tax assets arising from temporary differences that could not be realized through net operating loss carrybacks; significant investments in the capital of unconsolidated financial institutions in the form of common stock; non-significant investments in the capital of unconsolidated financial institutions; significant investments in the capital of unconsolidated financial institutions that are not in the form of common stock; and common equity tier 1 minority interest, tier 1 minority interest, and total capital minority interest exceeding the capital rules' minority interest limitations. The agencies expect in the near term to issue a separate NPR seeking public comment on a proposal to simplify the regulatory capital treatment of these items. Providing the proposed extension to non-advanced approaches banking organizations for these items would avoid potential burden on banking organizations that may be subject in the near future to a different regulatory capital treatment for these items.
Semiannual Agenda of Regulations
Document Number: 2017-17016
Type: Proposed Rule
Date: 2017-08-24
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The Federal Deposit Insurance Corporation (FDIC) is hereby publishing items for the Spring 2017 Unified Agenda of Federal Regulatory and Deregulatory Actions. The agenda contains information about FDIC's current and projected rulemakings, existing regulations under review, and completed rulemakings.
Notice to All Interested Parties of the Termination of the Receivership of 10503-The Freedom State Bank, Freedom, Oklahoma
Document Number: 2017-17818
Type: Notice
Date: 2017-08-23
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10160-SolutionsBank, Overland Park, Kansas
Document Number: 2017-17535
Type: Notice
Date: 2017-08-21
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Submission for OMB Review; Comment Request (3064-0015)
Document Number: 2017-17465
Type: Notice
Date: 2017-08-18
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The Federal Deposit Insurance Corporation (FDIC) will submit
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request (3064-0198)
Document Number: 2017-17464
Type: Notice
Date: 2017-08-18
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its continuing effort to reduce paperwork
Notice to All Interested Parties of the Termination of the Receivership of 10496-Vantage Point Bank, Horsham, Pennsylvania
Document Number: 2017-17258
Type: Notice
Date: 2017-08-16
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10517-Hometown National Bank Longview, Washington
Document Number: 2017-16883
Type: Notice
Date: 2017-08-10
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10515-Premier Bank, Denver, Colorado
Document Number: 2017-16664
Type: Notice
Date: 2017-08-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice Of Termination; 10411 SunFirst Bank, St. George, Utah
Document Number: 2017-16618
Type: Notice
Date: 2017-08-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
FDIC Advisory Committee on Community Banking; Notice of Charter Renewal
Document Number: 2017-16137
Type: Notice
Date: 2017-08-01
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Pursuant to the provisions of the Federal Advisory Committee Act (``FACA''), and after consultation with the General Services Administration, the Chairman of the Board of Directors of the FDIC has determined that renewal of the FDIC Advisory Committee on Community Banking (``the Committee'') is in the public interest in connection with the performance of duties imposed upon the FDIC by law. The Committee has been a successful undertaking by the FDIC and has provided valuable feedback to the agency on a broad range of policy issues that have particular impact on small community banks throughout the United States and the local communities they serve, with a focus on rural areas.
Notice to All Interested Parties of the Termination of the Receivership of 10471-Frontier Bank LaGrange, Georgia
Document Number: 2017-16101
Type: Notice
Date: 2017-08-01
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10381-LandMark Bank of Florida Sarasota, Florida
Document Number: 2017-16038
Type: Notice
Date: 2017-07-31
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Real Estate Appraisals
Document Number: 2017-15748
Type: Proposed Rule
Date: 2017-07-31
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury
The OCC, Board, and FDIC (collectively, the agencies) are inviting comment on a proposed rule to amend the agencies' regulations requiring appraisals of real estate for certain transactions. The proposal would increase the threshold level at or below which appraisals would not be required for commercial real estate transactions from $250,000 to $400,000. This proposed change to the appraisal threshold reflects comments the agencies received through the regulatory review process required by the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) and completed in early 2017. For commercial real estate transactions with a value at or below the proposed threshold, the amended rule would require institutions to obtain an evaluation of the real property collateral that is consistent with safe and sound banking practices if the institution does not obtain an appraisal by a state certified or licensed appraiser.
Recordkeeping Requirements for Qualified Financial Contracts
Document Number: 2017-15488
Type: Rule
Date: 2017-07-31
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC is amending its regulations regarding Recordkeeping Requirements for Qualified Financial Contracts (``Part 371''), which require insured depository institutions (``IDIs'') in a troubled condition to keep records relating to qualified financial contracts (``QFCs'') to which they are party. The final rule augments the scope of QFC records required to be maintained by an IDI that is subject to the FDIC's recordkeeping requirements and that has total consolidated assets equal to or greater than $50 billion or is a consolidated affiliate of a member of a corporate group one or more members of which are subject to the QFC recordkeeping requirements set forth in the regulations adopted by the Department of the Treasury (a ``full scope entity''); for all other IDIs subject to the FDIC's QFC recordkeeping requirements, adds and deletes a limited number of data requirements and makes certain formatting changes with respect to the QFC recordkeeping requirements; requires full scope entities to keep QFC records of certain of their subsidiaries; provides an exemption process; and includes certain other changes, including changes that provide additional time for certain IDIs in a troubled condition to comply with the regulations.
Notice to All Interested Parties of the Termination of The Receivership of 10383-BankMeridian, N.A. Columbia, South Carolina
Document Number: 2017-15896
Type: Notice
Date: 2017-07-28
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Agency Information Collection Activities: Submission for OMB Review; Comment Request (3064-0092; -0149 & -0182)
Document Number: 2017-15711
Type: Notice
Date: 2017-07-27
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
The FDIC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to take this opportunity to comment on the renewal of existing information collections, as required by the Paperwork Reduction Act of 1995. On May 17, 2017, the FDIC requested comment for 60 days on a proposal to renew the information collections described below. No comments were received. The FDIC hereby gives notice of its plan to submit to OMB a request to approve the renewal of these collections, and again invites comment on this renewal.
Notice of Termination-10314 Allegiance Bank of North America, Bala Cynwyd, Pennsylvania
Document Number: 2017-15709
Type: Notice
Date: 2017-07-26
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions
Notice to All Interested Parties of the Termination of the Receivership of 10072-Mirae Bank, Los Angeles, California
Document Number: 2017-15623
Type: Notice
Date: 2017-07-26
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions